2026 Subaru WRX: real cost in Ontario

Cheapest trim, Sport · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$38,595the advertised price
Drive away$46,598with fees and HST
Loan payment$699/mo72-month loan at 6.5%, $5,000 down
True cost$1,198/moeverything, after resale
Car, fees and HST $46,598Insurance $12,604Fuel $21,778Interest and lost return $18,474Maintenance and plates $10,371

$46,598 to drive away + $63,227 to run it for 6 years − $23,581 back at resale = $86,244, or $1,198 a month.

Where the money goes

Drive away$46,598
Running it, 6 yrs+$63,227
Back at resale−$23,581
Sticker pricethe advertised MSRP
+$38,595
Feesfreight $2,095 · dealer $400 · levies $147
+$2,642
HST, 13%Ontario
+$5,361
Fuel18,000 km a year at 10.9 L/100 km
+$21,778
Insuranceestimate, age 35–59, Toronto
+$12,604
Maintenanceestimate
+$10,280
Lost return on your money5% a year on the down payment and each payment
+$9,726
Loan interest6.5% over 72 months
+$8,749
Registration and plates6 years in Ontario
+$91
Resale after 6 years61% of MSRP, you get this back
−$23,581
True cost $86,244 ÷ 72 months$1,198 a month

The car

Size and space
BodySedan
Seats5
Cargo354 Lbehind row 2
Engine and fuel
Engine271 hp premium gas
0–100 km/h6.0–6.4 sour estimate from power and weight
Fuel use10.9–11.2 L/100 kmNatural Resources Canada
TowingNot published
Tires18" or 19"by trim
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Insurance claimsAbout averagecollision 109 · theft 105 · injury 41 (100 = avg)
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km
Brand offersFinance from 0.5% for 24 mo · lease from 3.49% for 24 moSubaru's advertised rates, read 2026-11-05; they change monthly
Resale at 6 years61% of MSRPprevious generation · how it compares

Every trim

All trims: 271 hp, 5 seats.
Sport$38,595$46,598$86,244✓ $1,198/mo10.9 L/100 km
Sport-tech$43,595$52,248$91,711$1,274/mo10.9 L/100 km
GT$46,995$56,090$96,020$1,334/mo11.2 L/100 km
tS$48,395$57,672$96,917$1,346/mo10.9 L/100 km
雷 Kaminari Edition$49,995$59,480$98,675$1,370/mo10.9 L/100 km
Sport
✓ $1,198/mo
True cost
Sticker $38,595Drive-away $46,5986 yrs $86,244Fuel use 10.9 L/100 km
Sport-tech
$1,274/mo
True cost
Sticker $43,595Drive-away $52,2486 yrs $91,711Fuel use 10.9 L/100 km
GT
$1,334/mo
True cost
Sticker $46,995Drive-away $56,0906 yrs $96,020Fuel use 11.2 L/100 km
tS
$1,346/mo
True cost
Sticker $48,395Drive-away $57,6726 yrs $96,917Fuel use 10.9 L/100 km
雷 Kaminari Edition
$1,370/mo
True cost
Sticker $49,995Drive-away $59,4806 yrs $98,675Fuel use 10.9 L/100 km

Recalls in Canada

✓ No Transport Canada safety recalls for 2024 to 2026 WRX models.
Quick answers
How much is a 2026 WRX in Ontario?
$46,598 to drive away for the Sport, from a $38,595 sticker.
What does it cost a month?
A $699 loan payment, about $1,321 a month with insurance, fuel and upkeep ($5,000 down); about $1,198 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

Ceramic WhiteCrystal Black SilicaMagnetite Grey MetallicWorld Rally Blue PearlGalaxy Purple PearlIgnition RedSunrise Yellow

Similar cars

Prices from Subaru's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.