Hyundai Elantra N vs Subaru WRX: cost to own

Verdict, over 6 years

The Subaru WRX costs about $14,547 less

That's $202 a month. Closest matching trims: same fuel and drive where possible.
Elantra N Manual$1,400/moTrue cost
WRX Sport✓ $1,198/moTrue cost
2026 Hyundai Elantra N
2026 Hyundai Elantra N
Closest matching trim: Elantra N Manual
Sticker (MSRP)$40,949
+$8,539→↓Freight, fees, HST
Drive away$49,488
+ running costs→↓− $20,065 resale
True cost$1,400/moA month to own, after resale
2026 Subaru WRX
2026 Subaru WRX
Closest matching trim: WRX Sport
Sticker (MSRP)$38,595
+$8,003→↓Freight, fees, HST
Drive away$46,598
+ running costs→↓− $23,581 resale
True cost$1,198/moA month to own, after resale

Line by line

Price
Sticker (MSRP)$40,949✓ $38,595WRX by $2,354
Freight and fees, before tax$2,846✓ $2,642WRX by $204
Sales tax (HST)$5,693✓ $5,361WRX by $332
Drive-away price$49,488✓ $46,598WRX by $2,890
Running costs, 6 years
Fuel or charging✓ $19,381$21,778Elantra N by $2,397
Insurance (estimate)$22,304✓ $12,604WRX by $9,700
Maintenance (estimate)✓ $9,952$10,280Elantra N by $328
Loan rate6.5%6.5%—
Loan interest$9,357✓ $8,749WRX by $608
Lost return on your money$10,284✓ $9,726WRX by $558
Resale after 6 yrs−$20,065✓ −$23,581WRX by $3,516
Total
True cost$100,791✓ $86,244WRX by $14,547
True cost a month$1,400/mo✓ $1,198/moWRX by $202
You pay each month$1,466/mo✓ $1,321/moWRX by $145
Practical
Fuel typePremium gasPremium gas—
Seats55—
Carry-ons, 2 people33—
Cargo behind row 2, litres✓ 402354—
Length4.71 m——
Ground clearance14 cm——
Resale % after 6 yrs49%✓ 61%—
US crash testNot rated yet✓ 5★—
Price
Sticker (MSRP)
Elantra N Manual $40,949WRX Sport ✓ $38,595Cheaper by WRX by $2,354
Freight and fees, before tax
Elantra N Manual $2,846WRX Sport ✓ $2,642Cheaper by WRX by $204
Sales tax (HST)
Elantra N Manual $5,693WRX Sport ✓ $5,361Cheaper by WRX by $332
Drive-away price
Elantra N Manual $49,488WRX Sport ✓ $46,598Cheaper by WRX by $2,890
Running costs, 6 years
Fuel or charging
Elantra N Manual ✓ $19,381WRX Sport $21,778Cheaper by Elantra N by $2,397
Insurance (estimate)
Elantra N Manual $22,304WRX Sport ✓ $12,604Cheaper by WRX by $9,700
Maintenance (estimate)
Elantra N Manual ✓ $9,952WRX Sport $10,280Cheaper by Elantra N by $328
Loan rate
Elantra N Manual 6.5%WRX Sport 6.5%Cheaper by —
Loan interest
Elantra N Manual $9,357WRX Sport ✓ $8,749Cheaper by WRX by $608
Lost return on your money
Elantra N Manual $10,284WRX Sport ✓ $9,726Cheaper by WRX by $558
Resale after 6 yrs
Elantra N Manual −$20,065WRX Sport ✓ −$23,581Cheaper by WRX by $3,516
Total
True cost
Elantra N Manual $100,791WRX Sport ✓ $86,244Cheaper by WRX by $14,547
True cost a month
Elantra N Manual $1,400/moWRX Sport ✓ $1,198/moCheaper by WRX by $202
You pay each month
Elantra N Manual $1,466/moWRX Sport ✓ $1,321/moCheaper by WRX by $145
Practical
Fuel type
Elantra N Manual Premium gasWRX Sport Premium gasCheaper by —
Seats
Elantra N Manual 5WRX Sport 5Cheaper by —
Carry-ons, 2 people
Elantra N Manual 3WRX Sport 3Cheaper by —
Cargo behind row 2, litres
Elantra N Manual ✓ 402WRX Sport 354Cheaper by —
Length
Elantra N Manual 4.71 mWRX Sport —Cheaper by —
Ground clearance
Elantra N Manual 14 cmWRX Sport —Cheaper by —
Resale % after 6 yrs
Elantra N Manual 49%WRX Sport ✓ 61%Cheaper by —
US crash test
Elantra N Manual Not rated yetWRX Sport ✓ 5★Cheaper by —

✓ marks the better figure. Resale is from used prices: the Elantra N typical for its type and brand, the WRX from its own. Their stickers differ by $2,354.