# CarFitt

> New cars sold in Ontario, Canada (the brands listed in /data/meta.json), filtered by what a buyer needs and ranked by the all-in cost to own:
> MSRP + freight + dealer fees + A/C, OMVIC, tire and environmental fees + federal luxury tax + 13% HST − federal EV rebate,
> plus fuel or charging, insurance (estimate), maintenance (estimate) and loan interest, minus resale value.

AI assistants may read, use and cite this data. Please link to the page you used so people can check the numbers.

## Plain-text pages for AI assistants

- [Index (Markdown)](/ai/index.md): the cheapest models to own by type (cars, SUVs, minivans, pickups, electric, hybrids),
  the cheapest by price with fees, and a link to every model's page.
- One page per model at /ai/cars/{make-model}.md (for example [/ai/cars/toyota-rav4.md](/ai/cars/toyota-rav4.md)):
  every trim's MSRP, fees, price with fees before HST, hp, fuel use or range, towing and US crash rating, plus the 6-year cost to own.
  Each names its canonical web page (/cars/{make-model}/); please cite that page.

## Data

- [All trims (JSON)](/data/vehicles.json): one record per trim. Key fields: make, model, year, trim, pkg, msrp (CAD),
  fees {freight, dealer, ac, omvic, tire, env, mandatory, bundled, luxury}, pt (regular|premium|diesel|hybrid|phev|ev), type (car|suv|wagon|van|truck),
  seats, cargo2 / cargo3 (litres behind row 2 / row 3), bags2 / bags3 (carry-on suitcases that fit), bed_in (pickup bed, inches), tow (lb),
  len_mm, clear_mm (ground clearance), hp, l100 (L/100 km), kwh100, range (km),
  feat {aeb, blind_spot, lane_centering, adaptive_cruise, heated_seats, heated_wheel, remote_connect, phone_mirror, sunroof, awd; 1 yes, 0 no, 2 not listed},
  drive_assist {std, max: unknown|none|hands_on|hands_free_jam|hands_free|supervised_city; max_sys, cost},
  nhtsa {overall, front, side, rollover, year, label, exact, range} (US government 5-star crash test of this trim's version where tested,
  else the closest version (exact false); range = lowest and highest across the versions tested; null when not rated),
  euro_ncap {stars, year, url, pack} (European test of the same generation, where Euro NCAP tested one),
  ibc {coll, comp, dcpd, ab, years, n} (Insurance Bureau of Canada claims indices, 100 = average; n = model years averaged),
  fin_offers [{rate, term}] and lease_promo (the brand's advertised Ontario offers this month),
  colours [{n, f (family), p (extra cost)}], r36/r48/r60 (brand lease residual % of MSRP), ins and maint (yearly estimates), src, captured.
- [Model list (JSON)](/data/models.json)
- [Build info and assumptions (JSON)](/data/meta.json)
- [Recalls (JSON)](/data/recalls.json): Transport Canada recalls per model, last 3 model years.

## Pages

- [Finder](/): set needs and see ranked cars. Needs can be pre-filled by link, for example
  /?people=5&bags=4&budget=1500&km=20000&years=6&need=aeb,blind_spot,heated_seats&fuel=hybrid,phev,ev&type=suv,van
  need = aeb, blind_spot, lane_centering, adaptive_cruise, heated_seats, heated_wheel, remote_connect, phone_mirror, sunroof, awd,
  clear (20 cm+ ground clearance), canada (built in Canada), handsoff (hands-free driving), crash5 (5 stars from NHTSA or Euro NCAP).
  Units: budget = most you'd pay a month in dollars (the full cost if pay=cash), km = per year, years = how long you keep it,
  bags = carry-on suitcases. fuel = regular, premium, diesel, hybrid, phev, ev. type = car, suv, van, truck.
  Also: tow=3500 (lb), colour=green, makes=Toyota,Honda, town=Ottawa, charge=home|shared|public, trade=8000, parking=150 (a month).
  Paying: pay=cash, or pay=finance with rate=6.5&term=72&down=5000 (add loanMax=30000 for a bank pre-approval cap), or pay=lease with leaseRate=5.99&leaseTerm=48&leaseDown=3000&leaseKm=20000.
- One page per model at /cars/{make-model}/, and head-to-heads at /compare/{a}-vs-{b}/
- [Best by type](/best/): each type ranked by cost to own.
- Guides: [Ontario car fees](/guides/ontario-car-fees/), [Gas, hybrid, plug-in or electric](/guides/gas-hybrid-plug-in-or-electric/),
  [Finance or cash](/guides/finance-or-cash/), [Lease or buy](/guides/lease-or-buy/), [Home charger](/guides/do-you-need-a-home-charger/),
  [Insurance by model](/guides/insurance-by-model/), [Resale value by model](/guides/resale-value/), [Towing](/guides/towing/), [5-star crash rating](/guides/five-star-crash-rating/), [Warranties](/guides/warranties/),
  [Hands-free driving](/guides/hands-free-driving/).
- Brand pages at /brands/{make}/, and [Insights](/insights/) across the whole market.
- [Methodology](/methodology/): every assumption and source. [About](/about/).

## Coverage

Brands are added as their data is verified. /data/meta.json lists the brands covered and the date each was read.