2026 Hyundai Elantra N: real cost in Ontario

Cheapest trim, Manual · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$40,949the advertised price
Drive away$49,488with fees and HST
Loan payment$748/mo72-month loan at 6.5%, $5,000 down
True cost$1,400/moeverything, after resale
Car, fees and HST $49,488Insurance $22,304Fuel $19,381Interest and lost return $19,640Maintenance and plates $10,043

$49,488 to drive away + $71,368 to run it for 6 years − $20,065 back at resale = $100,791, or $1,400 a month.

Where the money goes

Drive away$49,488
Running it, 6 yrs+$71,368
Back at resale−$20,065
Sticker pricethe advertised MSRP
+$40,949
Feesfreight $1,900 · dealer $799 · levies $147
+$2,846
HST, 13%Ontario
+$5,693
Insuranceestimate, age 35–59, Toronto
+$22,304
Fuel18,000 km a year at 9.7 L/100 km
+$19,381
Lost return on your money5% a year on the down payment and each payment
+$10,284
Maintenanceestimate
+$9,952
Loan interest6.5% over 72 months
+$9,357
Registration and plates6 years in Ontario
+$91
Resale after 6 years49% of MSRP, you get this back
−$20,065
True cost $100,791 ÷ 72 months$1,400 a month

The car

Size and space
Seats5
Cargo402 Lbehind row 2
Ground clearance14 cmlow; watch steep driveways
Engine and fuel
Engine276 hp premium gas
0–100 km/h2.1–5.8 sour estimate from power and weight
Fuel use9.7–10.4 L/100 kmNatural Resources Canada
TowingNot published
Tires19"245/35R19
Safety and cover
US crash testNot rated yet
Highway assistSteers and brakeshands on the wheel · every trim
Insurance claimsWell above averagecollision 317 · theft 124 · injury 268 (100 = avg)
Warranty5 yrs / 100,000 kmpowertrain 5 yrs / 100,000 km
Resale at 6 years49% of MSRPaverage for its type

Every trim

All trims: 276 hp, 5 seats.
Manual$40,949$49,488$100,791✓ $1,400/mo9.7 L/100 km
DCT$42,549$51,296$104,283$1,448/mo10.4 L/100 km
TCR Edition Manual$47,599$57,003$109,506$1,521/mo9.7 L/100 km
TCR Edition DCT$49,199$58,811$112,998$1,569/mo10.4 L/100 km
Manual
✓ $1,400/mo
True cost
Sticker $40,949Drive-away $49,4886 yrs $100,791Fuel use 9.7 L/100 km
DCT
$1,448/mo
True cost
Sticker $42,549Drive-away $51,2966 yrs $104,283Fuel use 10.4 L/100 km
TCR Edition Manual
$1,521/mo
True cost
Sticker $47,599Drive-away $57,0036 yrs $109,506Fuel use 9.7 L/100 km
TCR Edition DCT
$1,569/mo
True cost
Sticker $49,199Drive-away $58,8116 yrs $112,998Fuel use 10.4 L/100 km

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
Manual$40,949
DCT$42,549
TCR Edition Manual$47,599
TCR Edition DCT$49,199
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Lane centering
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Heated steering wheel
✓ Every trim
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Wireless phone charging
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ Every trim
Capability and looks
Sunroof
✓ Every trim
LED headlights
✓ Every trim
Not listed on any trimAdaptive cruiseHands-free driving360° cameraCooled seatsHeated rear seatsMassaging seatsPower liftgatePower driver's seatMemory seatWireless CarPlayHead-up displayLarge touchscreen (12 in+)AWD or 4WDTow hitch includedPanoramic roof
Full standard equipment on the Manual (97 items)
  • 2.0L (1,998cc) Turbocharged Gasoline Direct Injection (T-GDI) Engine
  • Exhaust, driver adjustable active exhaust with chrome dual tip
  • 6-speed manual transmission with rev matching
  • Drive mode select (Eco, Normal, Sport, N, N Custom 1/2)
  • Electronic Limited Slip Differential (E-LSD)
  • 19 x 8.0J Black Lightweight Alloy Wheel
  • P245/35R19 high-performance summer tires (Michelin Pilot Sport 4S)
  • Temporary mobility kit
  • Electronic Control Suspension (ECS)
  • Blind-Spot Collision-Avoidance Assist (BCA)
  • Rear Cross-Traffic Collision-Avoidance Assist (RCCA)
  • Forward Collision-Avoidance Assist (FCA) with Pedestrian and Cyclist Detection
  • Lane Following Assist (LFA)
  • Lane Keeping Assist (LKA)
  • Parking Distance Warning - Front & Reverse
  • Driver Attention Warning (DAW)
  • Safe Exit Warning (SEW)
  • High Beam Assist (HBA)
  • Airbags, Driver & front passenger - Advanced type
  • Airbags, Occupant Classification System (OCS)
  • Airbags, Driver & front passenger side impact
  • Airbags, Side air curtains (front & rear passengers)
  • Front seats, 3-point seatbelt
  • Front seats, Front seatbelt pretensioners
  • Rear seats 3- Points seatbelt, all positions
  • LATCH Lower Anchors and Upper Tether Anchors for Children
  • Power window lock-out button
  • Child safety lock (rear passenger side)
  • Anti-lock Braking System (ABS) with Electronic Brake- force Distribution (EBD)
  • Brake Assist (BA)
  • Vehicle Stability Management (VSM), Electronic Stability Control system (ESC) with Traction Control System (TCS)
  • Energy- absorbing steering column
  • Front & rear crumple zones
  • Immobilizer
  • N Sport bucket seats (suede & leatherette) with illuminated N logo
  • 6-way manually adjustable driver's seat
  • 4-way manually adjustable front passenger's seat
  • Heated front seats
  • 10.25" Touch-screen navigation system with Android Auto & Apple CarPlay
  • Bose AM/FM/XM/MP3/HD audio system with 8 speakers and external amplifier
  • Wireless device charging pad
  • BlueLink connected vehicle system
  • Interior ambient lighting
  • Rearview camera with dynamic guidelines
  • USB/auxiliary connectivity
  • 2 rear center console USB Type-C ports
  • Bluetooth hands-free phone system
  • Front map pockets with bottle holders
  • Leather wrapped shift knob with N logo
  • Blue Stitching and Blue Accents
  • Door scuff plates, metal
  • Air conditioning, dual-zone automatic temperature control with auto-defogger
  • Cabin air filter
  • Rear window defroster Electronic with timer
  • Leather wrapped sport steering wheel with drive mode selection and N mode buttons
  • Heated steering wheel
  • Tilt-and-telescopic steering wheel
  • Audio and telephone controls
  • Cruise Control
  • Bluetooth controls
  • 10.25" full digital display instrument cluster
  • Proximity keyless entry with push-button ignition
  • Inside rear view mirror, auto-dimming with HomeLink
  • Power windows, Driver's auto-up with pinch protection
  • Meters/ gauges, Rev light
  • Meters/ gauges, Unique N style cluster
  • Warning lights, Low washer fluid
  • Cruise control ( Steering wheel mounted)
  • Illuminated window switches
  • Front centre console with storage compartment with artificial leather armrest
  • Cup holders, dual, Front centre console- mounted
  • Cup holders, dual, Rear
  • 12-Volt outlet (1)
  • USB/auxiliary connectivity (below HVAC controls)
  • Rear coat hangers (1)
  • Front map lights
  • Central dome light
  • Cargo area light
  • I/P switch illumination (hazard)
  • Keys, 2 (Proximity Key)
  • Digital Key
  • Automatic headlights
  • LED daytime running lights
  • LED headlights
  • LED tail lights
  • Center high mount stop lamp (CHMSL)
  • Sunroof, power tilt-and-slide
  • Dual power-adjustable heated side mirrors
  • LED side mirror turn signal repeaters
  • Bumpers (front & rear), N exclusive
  • Front Grille, N exclusive
  • Rear spoiler, wing-type gloss black
  • Window-belt moulding, Black
  • N exclusive side sill mouldings
  • 2-speed/intermittent windshield wipers
  • Chrome twin-tip exhaust
  • 19” forged N-specific alloy wheels

Recalls in Canada

✓ No Transport Canada safety recalls for 2024 to 2026 Elantra N models.
Quick answers
How much is a 2026 Elantra N in Ontario?
$49,488 to drive away for the Manual, from a $40,949 sticker.
What does it cost a month?
A $748 loan payment, about $1,466 a month with insurance, fuel and upkeep ($5,000 down); about $1,400 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

Ultimate Red+$350Performance Blue+$350Atlas WhiteMeta Blue+$350Intense Blue+$350Abyss Black+$350Cyber Grey+$350

Similar cars

Prices from Hyundai's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.