CarFitt

Hyundai Elantra N vs MINI Cooper Convertible: cost to own

Verdict, over 6 years

The MINI Cooper Convertible costs about $9,709 less

That's $135 a month. Closest matching trims: same fuel and drive where possible.
Elantra N Manual$1,400/moTrue cost
Cooper Convertible C✓ $1,265/moTrue cost
2026 Hyundai Elantra N
2026 Hyundai Elantra N
Closest matching trim: Elantra N Manual
Sticker (MSRP)$40,949
+$8,539→↓Freight, fees, HST
Drive away$49,488
+ running costs→↓− $20,065 resale
True cost$1,400/moA month to own, after resale
2026 MINI Cooper Convertible
2026 MINI Cooper Convertible
Closest matching trim: Cooper Convertible C
Sticker (MSRP)$43,990
+$9,940→↓Freight, fees, HST
Drive away$53,930
+ running costs→↓− $20,312 resale
True cost$1,265/moA month to own, after resale

Line by line

Price
Sticker (MSRP)✓ $40,949$43,990Elantra N by $3,041
Freight and fees, before tax✓ $2,846$3,736Elantra N by $890
Sales tax (HST)✓ $5,693$6,204Elantra N by $511
Drive-away price✓ $49,488$53,930Elantra N by $4,442
Running costs, 6 years
Fuel or charging$19,381✓ $15,385Cooper Convertible by $3,996
Insurance (estimate)$22,304✓ $13,791Cooper Convertible by $8,513
Maintenance (estimate)$9,952✓ $6,766Cooper Convertible by $3,186
Loan rate6.5%6.5%—
Loan interest✓ $9,357$10,291Elantra N by $934
Lost return on your money✓ $10,284$11,140Elantra N by $856
Resale after 6 yrs−$20,065✓ −$20,312Cooper Convertible by $247
Total
True cost$100,791✓ $91,082Cooper Convertible by $9,709
True cost a month$1,400/mo✓ $1,265/moCooper Convertible by $135
You pay each month$1,466/mo✓ $1,323/moCooper Convertible by $143
Practical
Fuel typePremium gasPremium gas—
Seats54—
Carry-ons, 2 people31—
Cargo behind row 2, litres✓ 402147—
Length4.71 m3.88 m—
Ground clearance14 cm——
Resale % after 6 yrs✓ 49%46%—
US crash testNot rated yetNot rated yet—
Price
Sticker (MSRP)
Elantra N Manual ✓ $40,949Cooper Convertible C $43,990Cheaper by Elantra N by $3,041
Freight and fees, before tax
Elantra N Manual ✓ $2,846Cooper Convertible C $3,736Cheaper by Elantra N by $890
Sales tax (HST)
Elantra N Manual ✓ $5,693Cooper Convertible C $6,204Cheaper by Elantra N by $511
Drive-away price
Elantra N Manual ✓ $49,488Cooper Convertible C $53,930Cheaper by Elantra N by $4,442
Running costs, 6 years
Fuel or charging
Elantra N Manual $19,381Cooper Convertible C ✓ $15,385Cheaper by Cooper Convertible by $3,996
Insurance (estimate)
Elantra N Manual $22,304Cooper Convertible C ✓ $13,791Cheaper by Cooper Convertible by $8,513
Maintenance (estimate)
Elantra N Manual $9,952Cooper Convertible C ✓ $6,766Cheaper by Cooper Convertible by $3,186
Loan rate
Elantra N Manual 6.5%Cooper Convertible C 6.5%Cheaper by —
Loan interest
Elantra N Manual ✓ $9,357Cooper Convertible C $10,291Cheaper by Elantra N by $934
Lost return on your money
Elantra N Manual ✓ $10,284Cooper Convertible C $11,140Cheaper by Elantra N by $856
Resale after 6 yrs
Elantra N Manual −$20,065Cooper Convertible C ✓ −$20,312Cheaper by Cooper Convertible by $247
Total
True cost
Elantra N Manual $100,791Cooper Convertible C ✓ $91,082Cheaper by Cooper Convertible by $9,709
True cost a month
Elantra N Manual $1,400/moCooper Convertible C ✓ $1,265/moCheaper by Cooper Convertible by $135
You pay each month
Elantra N Manual $1,466/moCooper Convertible C ✓ $1,323/moCheaper by Cooper Convertible by $143
Practical
Fuel type
Elantra N Manual Premium gasCooper Convertible C Premium gasCheaper by —
Seats
Elantra N Manual 5Cooper Convertible C 4Cheaper by —
Carry-ons, 2 people
Elantra N Manual 3Cooper Convertible C 1Cheaper by —
Cargo behind row 2, litres
Elantra N Manual ✓ 402Cooper Convertible C 147Cheaper by —
Length
Elantra N Manual 4.71 mCooper Convertible C 3.88 mCheaper by —
Ground clearance
Elantra N Manual 14 cmCooper Convertible C —Cheaper by —
Resale % after 6 yrs
Elantra N Manual ✓ 49%Cooper Convertible C 46%Cheaper by —
US crash test
Elantra N Manual Not rated yetCooper Convertible C Not rated yetCheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $3,041.