2026 MINI Cooper Convertible: real cost in Ontario
See the Cooper Convertible on MINI's site ↗Prices read 2026-10-29
Cheapest trim, C · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$43,990the advertised price
Drive away$53,930with fees and HST
Loan payment$823/mo72-month loan at 6.5%, $5,000 down
True cost$1,265/moeverything, after resale
$53,930 to drive away + $57,464 to run it for 6 years − $20,312 back at resale = $91,082, or $1,265 a month.
Where the money goes
Drive away$53,930
Running it, 6 yrs+$57,464
Back at resale−$20,312
Sticker pricethe advertised MSRP
+$43,990Feesfreight $2,995 · dealer $595 · levies $146
+$3,736HST, 13%Ontario
+$6,204Fuel18,000 km a year at 7.7 L/100 km
+$15,385Insuranceestimate, age 35–59, Toronto
+$13,791Lost return on your money5% a year on the down payment and each payment
+$11,140Loan interest6.5% over 72 months
+$10,291Maintenanceestimate
+$6,766Registration and plates6 years in Ontario
+$91Resale after 6 years46% of MSRP, you get this back
−$20,312True cost $91,082 ÷ 72 months$1,265 a month
The car
Size and space
BodyConvertible3.88 m long
Seats4
Cargo147 Lbehind row 2
Engine and fuel
Engine161–228 hp premium gas, FWD
0–100 km/h6.5–8.2 sMINI's figure
Fuel use7.7–7.9 L/100 kmNatural Resources Canada
TowingNot published
Tires17"205/45R17
Safety and cover
US crash testNot rated yet
Warranty4 yrs / 80,000 km
Resale at 6 years46% of MSRPaverage for its type
Every trim
All trims: FWD, 4 seats.| C | $43,990 | $53,930 | $91,082 | ✓ $1,265/mo | 7.7 L/100 km | ✓ Yes |
| C PREMIER+ | $45,240 | $55,343 | $92,639 | $1,287/mo | 7.7 L/100 km | — No |
| S | $47,990 | $58,450 | $96,505 | $1,340/mo | 7.9 L/100 km | ✓ Yes |
| S PREMIER+ | $50,740 | $61,558 | $99,973 | $1,389/mo | 7.9 L/100 km | — No |
| Paul Smith Edition | $52,990 | $64,100 | $102,805 | $1,428/mo | 7.9 L/100 km | ✓ Yes |
| Paul Smith Edition PREMIER+ | $55,740 | $67,208 | $106,275 | $1,476/mo | 7.9 L/100 km | — No |
| John Cooper Works | $59,990 | $72,010 | $111,659 | $1,551/mo | 7.9 L/100 km | ✓ Yes |
C
✓ $1,265/mo
True cost
CPREMIER+
$1,287/mo
True cost
S
$1,340/mo
True cost
SPREMIER+
$1,389/mo
True cost
Paul Smith Edition
$1,428/mo
True cost
Paul Smith EditionPREMIER+
$1,476/mo
True cost
John Cooper Works
$1,551/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
C$43,990
C PREMIER+$45,240
S$47,990
S PREMIER+$50,740
Paul Smith Edition$52,990
Paul Smith Edition PREMIER+$55,740
John Cooper Works$59,990
Safety and driver assist
Blind-spot monitor
✓ Every trim
Adaptive cruise
+ $800
+ $800
+ $800
+ $800
360° camera
✓
✓ from Paul Smith Edition PREMIER+
Parking sensors
✓
✓ from Paul Smith Edition PREMIER+
Comfort
Heated seats
✓ Every trim
Heated steering wheel
✓ C to Paul Smith Edition PREMIER+
Massaging seats
✓ from Paul Smith Edition
Convenience
Push-button start
✓ Every trim
Remote start
✓ from C PREMIER+
Wireless phone charging
✓
✓
✓
✓ from John Cooper Works
Power driver's seat
+ $1,000
+ $1,000
✓ from Paul Smith Edition
Memory seat
+ $1,000
+ $1,000
✓ from Paul Smith Edition
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓
✓ from Paul Smith Edition PREMIER+
Premium sound system
✓
✓ from Paul Smith Edition PREMIER+
Head-up display
+ $900
✓
+ $900
✓
+ $900
✓ from Paul Smith Edition PREMIER+
Capability and looks
LED headlights
✓ Every trim
MINI lists only a few items for this model, so features not shown above may still be fitted; check with the dealer.
Full standard equipment on the C (11 items)
- Black Softtop incl. Wind Deflector
- Heated Steering Wheel
- Heated Front Seats
- Active Blind Spot Monitoring
- LED Headlights with Cornering Function
- Wireless Apple CarPlay & Android Auto
- Comfort Access w/ Digital Key Plus
- Auto Dimming and Folding Mirror Package
- Auto Dimming Interior Mirror
- Wireless Device Charging
- Mirror Caps Black
Recalls in Canada
1 Transport Canada recall for 2025 to 2027 Cooper Convertible models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.
Quick answers
- How much is a 2026 Cooper Convertible in Ontario?
- $53,930 to drive away for the C, from a $43,990 sticker.
- What does it cost a month?
- A $823 loan payment, about $1,323 a month with insurance, fuel and upkeep ($5,000 down); about $1,265 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colours
Chili Red IIIndigo Sunset Blue Metallic+$700Blazing Blue Metallic+$700Icy Sunshine Blue Metallic+$700Ocean Wave Green Metallic+$700Sunny Side Yellow+$700British Racing Green IV Metallic+$700Midnight Black II Metallic+$700Nanuq White Metallic+$700Melting Silver III Metallic+$700Copper Grey Metallic+$700Statement GreyInspired WhiteLegend Grey Metallic+$700
Similar cars
Prices from MINI's Ontario build-and-price page, read 2026-10-29. Insurance and maintenance are estimates. How we count.