MINI Cooper Convertible vs Subaru WRX: cost to own

Verdict, over 6 years

The Subaru WRX costs about $4,839 less

That's $67 a month. Closest matching trims: same fuel and drive where possible.

Cooper Convertible C$1,265/moTrue cost

WRX Sport✓ $1,198/moTrue cost

2026 MINI Cooper Convertible

Closest matching trim: Cooper Convertible C

Sticker (MSRP)$43,990

+$9,940→↓Freight, fees, HST

Drive away$53,930

+ running costs→↓− $20,312 resale

True cost$1,265/moA month to own, after resale

2026 Subaru WRX

Closest matching trim: WRX Sport

Sticker (MSRP)$38,595

+$8,003→↓Freight, fees, HST

Drive away$46,598

+ running costs→↓− $23,581 resale

True cost$1,198/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$43,990	✓ $38,595	WRX by $5,395
Freight and fees, before tax	$3,736	✓ $2,642	WRX by $1,094
Sales tax (HST)	$6,204	✓ $5,361	WRX by $843
Drive-away price	$53,930	✓ $46,598	WRX by $7,332
Running costs, 6 years
Fuel or charging	✓ $15,385	$21,778	Cooper Convertible by $6,393
Insurance (estimate)	$13,791	✓ $12,604	WRX by $1,187
Maintenance (estimate)	✓ $6,766	$10,280	Cooper Convertible by $3,514
Loan rate	6.5%	6.5%	—
Loan interest	$10,291	✓ $8,749	WRX by $1,542
Lost return on your money	$11,140	✓ $9,726	WRX by $1,414
Resale after 6 yrs	−$20,312	✓ −$23,581	WRX by $3,269
Total
True cost	$91,082	✓ $86,244	WRX by $4,838
True cost a month	$1,265/mo	✓ $1,198/mo	WRX by $67
You pay each month	$1,323/mo	✓ $1,321/mo	WRX by $2
Practical
Fuel type	Premium gas	Premium gas	—
Seats	4	5	—
Carry-ons, 2 people	1	3	—
Cargo behind row 2, litres	147	✓ 354	—
Length	3.88 m	—	—
Resale % after 6 yrs	46%	✓ 61%	—
US crash test	Not rated yet	✓ 5★	—

Price

Sticker (MSRP)

Cooper Convertible C $43,990WRX Sport ✓ $38,595Cheaper by WRX by $5,395

Freight and fees, before tax

Cooper Convertible C $3,736WRX Sport ✓ $2,642Cheaper by WRX by $1,094

Sales tax (HST)

Cooper Convertible C $6,204WRX Sport ✓ $5,361Cheaper by WRX by $843

Drive-away price

Cooper Convertible C $53,930WRX Sport ✓ $46,598Cheaper by WRX by $7,332

Running costs, 6 years

Fuel or charging

Cooper Convertible C ✓ $15,385WRX Sport $21,778Cheaper by Cooper Convertible by $6,393

Insurance (estimate)

Cooper Convertible C $13,791WRX Sport ✓ $12,604Cheaper by WRX by $1,187

Maintenance (estimate)

Cooper Convertible C ✓ $6,766WRX Sport $10,280Cheaper by Cooper Convertible by $3,514

Loan rate

Cooper Convertible C 6.5%WRX Sport 6.5%Cheaper by —

Loan interest

Cooper Convertible C $10,291WRX Sport ✓ $8,749Cheaper by WRX by $1,542

Lost return on your money

Cooper Convertible C $11,140WRX Sport ✓ $9,726Cheaper by WRX by $1,414

Resale after 6 yrs

Cooper Convertible C −$20,312WRX Sport ✓ −$23,581Cheaper by WRX by $3,269

Total

True cost

Cooper Convertible C $91,082WRX Sport ✓ $86,244Cheaper by WRX by $4,838

True cost a month

Cooper Convertible C $1,265/moWRX Sport ✓ $1,198/moCheaper by WRX by $67

You pay each month

Cooper Convertible C $1,323/moWRX Sport ✓ $1,321/moCheaper by WRX by $2

Practical

Fuel type

Cooper Convertible C Premium gasWRX Sport Premium gasCheaper by —

Seats

Cooper Convertible C 4WRX Sport 5Cheaper by —

Carry-ons, 2 people

Cooper Convertible C 1WRX Sport 3Cheaper by —

Cargo behind row 2, litres

Cooper Convertible C 147WRX Sport ✓ 354Cheaper by —

Length

Cooper Convertible C 3.88 mWRX Sport —Cheaper by —

Resale % after 6 yrs

Cooper Convertible C 46%WRX Sport ✓ 61%Cheaper by —

US crash test

Cooper Convertible C Not rated yetWRX Sport ✓ 5★Cheaper by —

✓ marks the better figure. Resale is from used prices: the Cooper Convertible typical for its type and brand, the WRX from its own. Their stickers differ by $5,395.