2026 Mazda MX-5 RF: real cost in Ontario
See the MX-5 RF on Mazda's site ↗Prices read 2026-11-05
Cheapest trim, GS-P RWD MT · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$42,700the advertised price
Drive away$51,678with fees and HST
Loan payment$785/mo72-month loan at 6.5%, $5,000 down
True cost$1,195/moeverything, after resale
$51,678 to drive away + $59,689 to run it for 6 years − $25,342 back at resale = $86,026, or $1,195 a month.
Where the money goes
Drive away$51,678
Running it, 6 yrs+$59,689
Back at resale−$25,342
Sticker pricethe advertised MSRP
+$42,700Feesfreight $2,095 · dealer $795 · levies $143
+$3,033HST, 13%Ontario
+$5,945Fuel18,000 km a year at 8.1 L/100 km
+$16,184Insuranceestimate, age 35–59, Toronto
+$13,660Lost return on your money5% a year on the down payment and each payment
+$10,706Loan interest6.5% over 72 months
+$9,817Maintenanceestimate
+$9,232Registration and plates6 years in Ontario
+$91Resale after 6 years59% of MSRP, you get this back
−$25,342True cost $86,026 ÷ 72 months$1,195 a month
The car
Size and space
BodyConvertible3.91 m long
Seats2
Cargo127 Lbehind row 2
Engine and fuel
Engine181 hp premium gas, RWD
0–100 km/h6.6–6.7 sour estimate from power and weight
Fuel use8.0–8.1 L/100 kmNatural Resources Canada
TowingNot published
Tires17"205/45R17
Safety and cover
US crash testNot rated yet
Warranty3 yrs / unlimited kmpowertrain 5 yrs / unlimited km
Brand offersLease from 3.49% for 36 moMazda's advertised rates, read 2026-11-04; they change monthly
Resale at 6 years59% of MSRPthis model's own record · how it compares
Every trim
All trims: RWD, 181 hp, 2 seats.| GS-P RWD MT | $42,700 | $51,678 | $86,026 | $1,195/mo | 8.1 L/100 km |
| GS-P RWD AT | $42,700 | $51,678 | $85,826 | ✓ $1,192/mo | 8 L/100 km |
| GT RWD MT | $45,800 | $55,181 | $89,479 | $1,243/mo | 8.1 L/100 km |
| GT RWD AT | $45,800 | $55,181 | $89,279 | $1,240/mo | 8 L/100 km |
| GS-P RWD MT + Sport Package Sport Package | $47,100 | $56,650 | $90,987 | $1,264/mo | 8.1 L/100 km |
| GT RWD MT + Grand Sport Package Grand Sport Package | $49,400 | $59,249 | $93,570 | $1,300/mo | 8.1 L/100 km |
GS-P RWD MT
$1,195/mo
True cost
GS-P RWD AT
✓ $1,192/mo
True cost
GT RWD MT
$1,243/mo
True cost
GT RWD AT
$1,240/mo
True cost
GS-P RWD MT + Sport PackageSport Package
$1,264/mo
True cost
GT RWD MT + Grand Sport PackageGrand Sport Package
$1,300/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it.Feature
GS-P RWD MT$42,700
GS-P RWD AT$42,700
GT RWD MT$45,800
GT RWD AT$45,800
GS-P RWD MT + Sport Package$47,100
GT RWD MT + Grand Sport Package$49,400
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Comfort
Heated seats
✓ Every trim
Convenience
Push-button start
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ GT RWD MT to GT RWD AT
✓ from GT RWD MT + Grand Sport Package
Premium sound system
✓ Every trim
Capability and looks
LED headlights
✓ Every trim
Not listed on any trimLane centeringHands-free driving360° cameraParking sensorsCooled seatsHeated steering wheelHeated rear seatsDual-zone climateMassaging seatsRemote startPower liftgateWireless phone chargingPower driver's seatMemory seatHead-up displayLarge touchscreen (12 in+)AWD or 4WDTow hitch includedSunroofPanoramic roof
Full standard equipment on the GS-P RWD MT (112 items)
- Skyactiv-G 2.0 L DOHC 16-valve 4-cylinder engine
- Skyactiv-MT 6-speed manual transmission
- 6-speed automatic transmission with manual shift mode and Drive Selection switch
- Paddle shifters
- Front mid-engine/rear-wheel drive
- Kinematic Posture Control (KPC)
- DSC-TRACK mode
- Power-assisted 4-wheel disc brakes
- Brembo front brakes (opposed piston design with unique rotor), red painted front and rear calipers
- Anti-lock Brake System (ABS) with Electronic Brake Force Distribution (EBFD)
- Front independent double-wishbone suspension with coil springs and stabilizer bar
- Rear independent multi-link suspension with coil springs and stabilizer bar
- Rack-and-pinion steering with rpm-sensing variable power assist
- Front strut tower bar
- Asymmetric Limited-Slip Differential (LSD)
- Sport suspension with Bilstein shocks
- Induction Sound Enhancer (ISE)
- 17-inch alloy wheels (black metallic) with 205/45R17 tires
- 17-inch BBS forged alloy wheels (gunmetal finish) and 205/45R17 tires
- Tire Pressure Monitoring System (TPMS) (direct type)
- Tire repair kit
- Rearview camera (wide angle)
- Dynamic Stability Control (DSC)
- Traction Control System (TCS)
- Hill Launch Assist (HLA)
- Blind Spot Monitoring (BSM)
- Rear Cross Traffic Alert (RCTA)
- Mazda Radar Cruise Control with Stop & Go function (MRCC with Stop & Go function)
- Smart City Brake Support Front (SCBS-F)
- Lane Departure Warning System (LDWS)
- Distance and Speed Alert (DSA)
- Driver Attention Alert (DAA)
- Secondary Collision Reduction
- Dual front and side airbags
- Side-impact door beams
- Engine immobilizer theft-deterrent system
- Driver’s and passenger’s seat belt pretensioners with force limiters
- Private eCall
- Stolen Vehicle Assistance
- Power retractable hardtop
- Noise absorption headliner
- Piano black, power-operated exterior mirrors
- Auto-dimming driver’s side exterior mirror
- Heated exterior mirrors
- Manually foldable exterior mirrors
- Body-coloured door handles
- Full LED rear combination lights
- Full LED headlights with signature lighting
- LED daytime running lights
- Automatic on/off headlights
- Automatic headlight levelling
- High Beam Control System (HBC)
- Side turn indicator light on front fenders
- Rain-sensing intermittent windshield wipers
- Rear window defroster
- Green tint glass with UV shield
- Noise-isolating windshield
- 8.8-inch-wide colour touchscreen display with Mazda Connect
- Touchscreen centre display for Apple Car Play/Android Auto
- Mazda Connected Services
- Bose premium sound system with 9 speakers and subwoofer (including in driver’s and passenger’s headrests) with AM/FM/HD radio
- Bose AudioPilot 2 noise compensation technology
- Automatic Level Control for volume
- 2 Type-C USB ports
- Navigation-ready (requires accessory SD card)
- HMI Commander switch
- Bluetooth with Audio Profile
- Steering-wheel-mounted Bluetooth and audio controls
- Wireless Apple CarPlay integration
- Wireless Android Auto integration
- SMS text message functionality
- Air conditioning with manual climate controls
- Open/close button for power retractable hardtop
- Heater/defroster with multiple-speed fan and front side window defroster
- Cruise control with steering-wheel-mounted controls
- Tilt and telescopic steering wheel
- Speed-sensing power door locks
- Power windows with driver’s and passenger’s one-touch down
- Push Button Start
- Advanced keyless entry (vehicle access and lock via key fob proximity)
- Day/night rearview mirror
- Frameless auto-dimming rearview mirror
- Courtesy light on windshield header
- Driver’s and passenger’s sunvisors with vanity mirrors
- Transparent polycarbonate windblocker
- Internal trunk and hood releases
- Cargo area light
- Dual cupholders (removable)
- 12-volt power outlet
- Black cloth upholstery with grey stitching and suede accents
- Recaro sport seats with Nappa leather and Alcantara
- Alcantara interior dashboard accents
- Black ring detail on Push Button Start
- Black AC louvres
- Heated seats (three settings)
- 6-way manual driver’s seat
- 4-way manual passenger’s seat
- Leather-wrapped steering wheel
- Leather-wrapped shift knob
- Leather-wrapped parking brake handle
- Body-coloured interior door trim
- Bright finish interior door handle
- Custom-fitted floor mats with MX-5 embroidery
- Trip computer
- 4.6-inch multi-information colour display in gauge cluster
- Gauge illumination dimming control
- Exterior temperature gauge
- Warning lights for low windshield washer fluid level, low fuel level, door ajar, check engine, oil pressure, parking brake, high beams and safety belts
- Centre console with armrest and storage
- Lockable rear centre storage compartment (between seats)
- Driver’s and passenger’s back panel covered storage
- Coin holder
Recalls in Canada
✓ No Transport Canada safety recalls for 2024 to 2026 MX-5 RF models.
Quick answers
- How much is a 2026 MX-5 RF in Ontario?
- $51,678 to drive away for the GS-P RWD MT, from a $42,700 sticker.
- What does it cost a month?
- A $785 loan payment, about $1,329 a month with insurance, fuel and upkeep ($5,000 down); about $1,195 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colours
Aero Grey Metallic+$300Snowflake White Pearl+$300Soul Red Crystal Metallic+$500Jet Black MicaMachine Grey Metallic+$400Deep Crystal Blue Mica
Head to head
vs Nissan ZSimilar cars
Prices from Mazda's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.