2026 Honda Civic Si: real cost in Ontario

Cheapest trim, Civic Si · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$36,700the advertised price
Drive away$44,842with fees and HST
Loan payment$670/mo72-month loan at 6.5%, $5,000 down
True cost$1,179/moeverything, after resale
Car, fees and HST $44,842Insurance $21,380Fuel $16,583Interest and lost return $17,766Maintenance and plates $9,119

$44,842 to drive away + $64,848 to run it for 6 years − $24,800 back at resale = $84,890, or $1,179 a month.

Where the money goes

Drive away$44,842
Running it, 6 yrs+$64,848
Back at resale−$24,800
Sticker pricethe advertised MSRP
+$36,700
Feesfreight $1,830 · levies $100 · levies and fees $1,053
+$2,983
HST, 13%Ontario
+$5,159
Insuranceestimate, age 35–59, Toronto
+$21,380
Fuel18,000 km a year at 8.3 L/100 km
+$16,583
Lost return on your money5% a year on the down payment and each payment
+$9,387
Maintenanceestimate
+$9,028
Loan interest6.5% over 72 months
+$8,379
Registration and plates6 years in Ontario
+$91
Resale after 6 years68% of MSRP, you get this back
−$24,800
True cost $84,890 ÷ 72 months$1,179 a month

The car

Size and space
BodyCars4.69 m long
Seats5
Cargo408 Lbehind row 2
Ground clearance13 cmlow; watch steep driveways
Engine and fuel
Engine200 hp premium gas, FWD
0–100 km/h7.1 sour estimate from power and weight
Fuel use8.3 L/100 kmNatural Resources Canada
TowingNot published
Tires18"235/40R18
Built inAlliston, ON
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Insurance claimsWell above averagecollision 234 · theft 145 · injury 154 (100 = avg)
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km
Brand offersFinance from 6.99% for 60 mo · lease from 6.99% for 60 moHonda's advertised rates, read 2026-11-05; they change monthly
Resale at 6 years68% of MSRPprevious generation

Every trim

All trims: FWD, 200 hp, 8.3 L/100 km, 5 seats.
SI$36,700$44,842$84,890$1,179/mo
SI
$1,179/mo
True cost
Sticker $36,700Drive-away $44,8426 yrs $84,890

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
SI$36,700
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Heated steering wheel
✓ Every trim
Heated rear seats
✓ Every trim
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Wireless phone charging
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ Every trim
Capability and looks
Sunroof
✓ Every trim
LED headlights
✓ Every trim
Not listed on any trimHands-free driving360° cameraCooled seatsMassaging seatsRemote startPower liftgatePower driver's seatMemory seatHead-up displayLarge touchscreen (12 in+)AWD or 4WDTow hitch includedPanoramic roof
Full standard equipment on the SI (115 items)
  • Drivetrain: Front-wheel drive (FWD)
  • Engine type: 1.5-litre inline 4-cylinder with turbocharger
  • Displacement (cc): 1498
  • Horsepower @ rpm : 200 @ 6000
  • Torque (lb.-ft. @ rpm) : 192 @ 1800-5000
  • Idle-stop
  • Redline (rpm): 6600
  • Bore and stroke (mm): 73 x 89.5
  • Valve train: 16-Valve DOHC i-VTEC (exhaust)
  • Compression ratio: 10.3:1
  • Fuel injection: Direct injection
  • Drive modes: ECON / Normal / Sport / Individual
  • 6-speed manual transmission (MT)
  • Emissions rating: Tier 3 Bin 50
  • Front-wheel drive (City/Hwy/Combined ): 9.1/7.4/8.3
  • Recommended fuel: Premium
  • Capless fueling system
  • Fuel tank capacity (L): 46.9
  • Agile Handling Assist (AHA)
  • Power-assisted, ventilated front disc/solid rear disc brakes
  • Electronic Parking Brake (EPB) with automatic brake hold
  • Stabilizer bars – front/rear (mm): 27.0/18.0
  • Steering ratio: 11.46:1
  • Steering wheel turns, lock-to-lock: 2.17
  • Tire: All-season P235/40 R18 91W
  • Spare tire: T125/80 R17 99M
  • 18" aluminum-alloy wheels
  • Helical limited slip differential
  • Variable Ratio Electric Power-Assisted Rack-and-Pinion Steering (EPS)
  • MacPherson strut front suspension
  • Multi-link independent rear suspension
  • Adaptive Cruise Control (ACC)
  • Auto high beam headlights
  • Blind Spot Information (BSI) system
  • Collision Mitigation Braking System (CMBS )
  • Cross Traffic Monitor (CTM)
  • Forward Collision Warning (FCW) system
  • Lane Departure Warning (LDW)
  • Lane Keeping Assist System (LKAS)
  • Road Departure Mitigation (RDM) system
  • Traffic Sign Recognition (TSR) system
  • Anti-lock Braking System (ABS)
  • Brake Assist
  • Electronic Brake-force Distribution (EBD)
  • Vehicle Stability Assist (VSA ) with Traction Control
  • Hill Start Assist
  • 3-point seat belts at all seating positions
  • Advanced Compatibility Engineering (ACE) body structure
  • Driver's and front passenger's advanced front airbags (SRS)
  • Childproof rear door locks
  • Driver & passenger side knee airbag
  • Lower Anchors and Tethers for Children (LATCH)
  • Rear outboard passengers' side airbags
  • Rear seat reminder
  • Side curtain airbags with rollover sensor
  • LED Daytime Running Lights (DRL)
  • LED headlights with auto-on/off
  • LED taillights
  • Wiper: Rain-sensing
  • Heated power-adjusting side mirrors: Integrated LED turn signal indicators
  • Side mirror colour: Black
  • EXTERIOR – MISCELLANEOUS
  • One-touch power moonroof
  • Front splash guards
  • Exhaust finisher: Dual chrome
  • Spoiler type: Trunk
  • Pushbutton start
  • Proximity key entry system
  • Smart Entry: With Walk-Away Auto Lock
  • Multi-angle rearview camera with dynamic guidelines
  • Parking sensors
  • Assisted opening trunk
  • Immobilizer theft-deterrent system
  • Security system
  • Steering wheel with mounted controls: Heated, leather-wrapped
  • Tilt and telescopic steering column
  • Aluminum-trimmed sport pedals
  • Acoustic laminate glass: Windshield
  • Power windows with auto-up/down: Front
  • Climate control: Dual-zone
  • Illumintated front vanity mirrors
  • Seat material: Si sport seats (Black/Red Fabric)
  • Driver seat: 6-way manual adjustment
  • Passenger seat: 4-way manual adjustment
  • Heated front seats
  • Seating capacity: 5
  • 60/40 split-folding rear seat
  • Heated rear seats
  • Seatback pockets: Passenger
  • Speakers: 12 including subwoofer
  • BOSE Premium Sound System
  • 9" touchscreen centre display
  • 10.2" centre meter display
  • Speed-sensitive Volume Control (SVC)
  • Apple CarPlay / Android Auto : Wired/wireless
  • HD Radio
  • Google built-in
  • Wi-Fi hotspot capability
  • USB device connectors : 2 USB-C 3.0A (Front) 2 USB-C 3.0A (Rear)
  • Wireless phone charger (Qi-compatible)
  • HondaLink Connected Services : Subscription
  • Curb weight (kg): 1360
  • Gross vehicle weight rating (kg): 1800
  • Ground clearance, unloaded (mm): 129
  • Height (mm): 1409.7
  • Length (mm): 4694.2
  • Track – front/rear (mm): 1536/1566
  • Wheelbase (mm): 2735
  • Width (mm): 1800
  • Cargo volume (L): 408
  • Headroom – front/2nd row (mm): 956/942
  • Hip room – front/2nd row (mm): 1380/1243
  • Legroom – front/2nd row (mm): 1074/950
  • Passenger volume (L): 2735
  • Shoulder room – front/2nd row (mm): 1447/1422

Recalls in Canada

✓ No Transport Canada safety recalls for 2024 to 2026 Civic Si models.
Quick answers
How much is a 2026 Civic Si in Ontario?
$44,842 to drive away for the SI, from a $36,700 sticker.
What does it cost a month?
A $670 loan payment, about $1,324 a month with insurance, fuel and upkeep ($5,000 down); about $1,179 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

Rallye RedCrystal Black Pearl+$550Platinum White Pearl+$550Urban Grey Pearl+$550

Similar cars

Prices from Honda's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.