2026 Honda Civic Si: real cost in Ontario
See the Civic Si on Honda's site ↗Prices read 2026-11-05
Cheapest trim, Civic Si · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$36,700the advertised price
Drive away$44,842with fees and HST
Loan payment$670/mo72-month loan at 6.5%, $5,000 down
True cost$1,179/moeverything, after resale
$44,842 to drive away + $64,848 to run it for 6 years − $24,800 back at resale = $84,890, or $1,179 a month.
Where the money goes
Drive away$44,842
Running it, 6 yrs+$64,848
Back at resale−$24,800
Sticker pricethe advertised MSRP
+$36,700Feesfreight $1,830 · levies $100 · levies and fees $1,053
+$2,983HST, 13%Ontario
+$5,159Insuranceestimate, age 35–59, Toronto
+$21,380Fuel18,000 km a year at 8.3 L/100 km
+$16,583Lost return on your money5% a year on the down payment and each payment
+$9,387Maintenanceestimate
+$9,028Loan interest6.5% over 72 months
+$8,379Registration and plates6 years in Ontario
+$91Resale after 6 years68% of MSRP, you get this back
−$24,800True cost $84,890 ÷ 72 months$1,179 a month
The car
Size and space
BodyCars4.69 m long
Seats5
Cargo408 Lbehind row 2
Ground clearance13 cmlow; watch steep driveways
Engine and fuel
Engine200 hp premium gas, FWD
0–100 km/h7.1 sour estimate from power and weight
Fuel use8.3 L/100 kmNatural Resources Canada
TowingNot published
Tires18"235/40R18
Built inAlliston, ON
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Insurance claimsWell above averagecollision 234 · theft 145 · injury 154 (100 = avg)
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km
Brand offersFinance from 6.99% for 60 mo · lease from 6.99% for 60 moHonda's advertised rates, read 2026-11-05; they change monthly
Resale at 6 years68% of MSRPprevious generation
Every trim
All trims: FWD, 200 hp, 8.3 L/100 km, 5 seats.| SI | $36,700 | $44,842 | $84,890 | $1,179/mo |
SI
$1,179/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it.Feature
SI$36,700
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Heated steering wheel
✓ Every trim
Heated rear seats
✓ Every trim
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Wireless phone charging
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ Every trim
Capability and looks
Sunroof
✓ Every trim
LED headlights
✓ Every trim
Not listed on any trimHands-free driving360° cameraCooled seatsMassaging seatsRemote startPower liftgatePower driver's seatMemory seatHead-up displayLarge touchscreen (12 in+)AWD or 4WDTow hitch includedPanoramic roof
Full standard equipment on the SI (115 items)
- Drivetrain: Front-wheel drive (FWD)
- Engine type: 1.5-litre inline 4-cylinder with turbocharger
- Displacement (cc): 1498
- Horsepower @ rpm : 200 @ 6000
- Torque (lb.-ft. @ rpm) : 192 @ 1800-5000
- Idle-stop
- Redline (rpm): 6600
- Bore and stroke (mm): 73 x 89.5
- Valve train: 16-Valve DOHC i-VTEC (exhaust)
- Compression ratio: 10.3:1
- Fuel injection: Direct injection
- Drive modes: ECON / Normal / Sport / Individual
- 6-speed manual transmission (MT)
- Emissions rating: Tier 3 Bin 50
- Front-wheel drive (City/Hwy/Combined ): 9.1/7.4/8.3
- Recommended fuel: Premium
- Capless fueling system
- Fuel tank capacity (L): 46.9
- Agile Handling Assist (AHA)
- Power-assisted, ventilated front disc/solid rear disc brakes
- Electronic Parking Brake (EPB) with automatic brake hold
- Stabilizer bars – front/rear (mm): 27.0/18.0
- Steering ratio: 11.46:1
- Steering wheel turns, lock-to-lock: 2.17
- Tire: All-season P235/40 R18 91W
- Spare tire: T125/80 R17 99M
- 18" aluminum-alloy wheels
- Helical limited slip differential
- Variable Ratio Electric Power-Assisted Rack-and-Pinion Steering (EPS)
- MacPherson strut front suspension
- Multi-link independent rear suspension
- Adaptive Cruise Control (ACC)
- Auto high beam headlights
- Blind Spot Information (BSI) system
- Collision Mitigation Braking System (CMBS )
- Cross Traffic Monitor (CTM)
- Forward Collision Warning (FCW) system
- Lane Departure Warning (LDW)
- Lane Keeping Assist System (LKAS)
- Road Departure Mitigation (RDM) system
- Traffic Sign Recognition (TSR) system
- Anti-lock Braking System (ABS)
- Brake Assist
- Electronic Brake-force Distribution (EBD)
- Vehicle Stability Assist (VSA ) with Traction Control
- Hill Start Assist
- 3-point seat belts at all seating positions
- Advanced Compatibility Engineering (ACE) body structure
- Driver's and front passenger's advanced front airbags (SRS)
- Childproof rear door locks
- Driver & passenger side knee airbag
- Lower Anchors and Tethers for Children (LATCH)
- Rear outboard passengers' side airbags
- Rear seat reminder
- Side curtain airbags with rollover sensor
- LED Daytime Running Lights (DRL)
- LED headlights with auto-on/off
- LED taillights
- Wiper: Rain-sensing
- Heated power-adjusting side mirrors: Integrated LED turn signal indicators
- Side mirror colour: Black
- EXTERIOR – MISCELLANEOUS
- One-touch power moonroof
- Front splash guards
- Exhaust finisher: Dual chrome
- Spoiler type: Trunk
- Pushbutton start
- Proximity key entry system
- Smart Entry: With Walk-Away Auto Lock
- Multi-angle rearview camera with dynamic guidelines
- Parking sensors
- Assisted opening trunk
- Immobilizer theft-deterrent system
- Security system
- Steering wheel with mounted controls: Heated, leather-wrapped
- Tilt and telescopic steering column
- Aluminum-trimmed sport pedals
- Acoustic laminate glass: Windshield
- Power windows with auto-up/down: Front
- Climate control: Dual-zone
- Illumintated front vanity mirrors
- Seat material: Si sport seats (Black/Red Fabric)
- Driver seat: 6-way manual adjustment
- Passenger seat: 4-way manual adjustment
- Heated front seats
- Seating capacity: 5
- 60/40 split-folding rear seat
- Heated rear seats
- Seatback pockets: Passenger
- Speakers: 12 including subwoofer
- BOSE Premium Sound System
- 9" touchscreen centre display
- 10.2" centre meter display
- Speed-sensitive Volume Control (SVC)
- Apple CarPlay / Android Auto : Wired/wireless
- HD Radio
- Google built-in
- Wi-Fi hotspot capability
- USB device connectors : 2 USB-C 3.0A (Front) 2 USB-C 3.0A (Rear)
- Wireless phone charger (Qi-compatible)
- HondaLink Connected Services : Subscription
- Curb weight (kg): 1360
- Gross vehicle weight rating (kg): 1800
- Ground clearance, unloaded (mm): 129
- Height (mm): 1409.7
- Length (mm): 4694.2
- Track – front/rear (mm): 1536/1566
- Wheelbase (mm): 2735
- Width (mm): 1800
- Cargo volume (L): 408
- Headroom – front/2nd row (mm): 956/942
- Hip room – front/2nd row (mm): 1380/1243
- Legroom – front/2nd row (mm): 1074/950
- Passenger volume (L): 2735
- Shoulder room – front/2nd row (mm): 1447/1422
Recalls in Canada
✓ No Transport Canada safety recalls for 2024 to 2026 Civic Si models.
Quick answers
- How much is a 2026 Civic Si in Ontario?
- $44,842 to drive away for the SI, from a $36,700 sticker.
- What does it cost a month?
- A $670 loan payment, about $1,324 a month with insurance, fuel and upkeep ($5,000 down); about $1,179 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colours
Rallye RedCrystal Black Pearl+$550Platinum White Pearl+$550Urban Grey Pearl+$550
Similar cars
Prices from Honda's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.





