Honda Civic Si vs Subaru WRX: cost to own

Verdict, over 6 years

The Honda Civic Si costs about $1,353 less

That's $19 a month. Closest matching trims: same fuel and drive where possible.

Civic Si✓ $1,179/moTrue cost

WRX Sport$1,198/moTrue cost

2026 Honda Civic Si

Closest matching trim: Civic Si

Sticker (MSRP)$36,700

+$8,142→↓Freight, fees, HST

Drive away$44,842

+ running costs→↓− $24,800 resale

True cost$1,179/moA month to own, after resale

2026 Subaru WRX

Closest matching trim: WRX Sport

Sticker (MSRP)$38,595

+$8,003→↓Freight, fees, HST

Drive away$46,598

+ running costs→↓− $23,581 resale

True cost$1,198/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	✓ $36,700	$38,595	Civic Si by $1,895
Freight and fees, before tax	$2,983	✓ $2,642	WRX by $341
Sales tax (HST)	✓ $5,159	$5,361	Civic Si by $202
Drive-away price	✓ $44,842	$46,598	Civic Si by $1,756
Running costs, 6 years
Fuel or charging	✓ $16,583	$21,778	Civic Si by $5,195
Insurance (estimate)	$21,380	✓ $12,604	WRX by $8,776
Maintenance (estimate)	✓ $9,028	$10,280	Civic Si by $1,252
Loan rate	6.5%	6.5%	—
Loan interest	✓ $8,379	$8,749	Civic Si by $370
Lost return on your money	✓ $9,387	$9,726	Civic Si by $339
Resale after 6 yrs	✓ −$24,800	−$23,581	Civic Si by $1,219
Total
True cost	✓ $84,890	$86,244	Civic Si by $1,354
True cost a month	✓ $1,179/mo	$1,198/mo	Civic Si by $19
You pay each month	$1,324/mo	✓ $1,321/mo	WRX by $3
Practical
Fuel type	Premium gas	Premium gas	—
Seats	5	5	—
Carry-ons, 2 people	3	3	—
Built in Canada	Alliston, ON	—	—
Cargo behind row 2, litres	✓ 408	354	—
Length	4.69 m	—	—
Ground clearance	13 cm	—	—
Resale % after 6 yrs	✓ 68%	61%	—
US crash test	5★	5★	—

Price

Sticker (MSRP)

Civic Si ✓ $36,700WRX Sport $38,595Cheaper by Civic Si by $1,895

Freight and fees, before tax

Civic Si $2,983WRX Sport ✓ $2,642Cheaper by WRX by $341

Sales tax (HST)

Civic Si ✓ $5,159WRX Sport $5,361Cheaper by Civic Si by $202

Drive-away price

Civic Si ✓ $44,842WRX Sport $46,598Cheaper by Civic Si by $1,756

Running costs, 6 years

Fuel or charging

Civic Si ✓ $16,583WRX Sport $21,778Cheaper by Civic Si by $5,195

Insurance (estimate)

Civic Si $21,380WRX Sport ✓ $12,604Cheaper by WRX by $8,776

Maintenance (estimate)

Civic Si ✓ $9,028WRX Sport $10,280Cheaper by Civic Si by $1,252

Loan rate

Civic Si 6.5%WRX Sport 6.5%Cheaper by —

Loan interest

Civic Si ✓ $8,379WRX Sport $8,749Cheaper by Civic Si by $370

Lost return on your money

Civic Si ✓ $9,387WRX Sport $9,726Cheaper by Civic Si by $339

Resale after 6 yrs

Civic Si ✓ −$24,800WRX Sport −$23,581Cheaper by Civic Si by $1,219

Total

True cost

Civic Si ✓ $84,890WRX Sport $86,244Cheaper by Civic Si by $1,354

True cost a month

Civic Si ✓ $1,179/moWRX Sport $1,198/moCheaper by Civic Si by $19

You pay each month

Civic Si $1,324/moWRX Sport ✓ $1,321/moCheaper by WRX by $3

Practical

Fuel type

Civic Si Premium gasWRX Sport Premium gasCheaper by —

Seats

Civic Si 5WRX Sport 5Cheaper by —

Carry-ons, 2 people

Civic Si 3WRX Sport 3Cheaper by —

Built in Canada

Civic Si Alliston, ONWRX Sport —Cheaper by —

Cargo behind row 2, litres

Civic Si ✓ 408WRX Sport 354Cheaper by —

Length

Civic Si 4.69 mWRX Sport —Cheaper by —

Ground clearance

Civic Si 13 cmWRX Sport —Cheaper by —

Resale % after 6 yrs

Civic Si ✓ 68%WRX Sport 61%Cheaper by —

US crash test

Civic Si 5★WRX Sport 5★Cheaper by —

✓ marks the better figure. Resale for both is from their own used prices (unless you lease). Their stickers differ by $1,895.