2026 Mazda MX-5: real cost in Ontario

Cheapest trim, GS · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$35,700the advertised price
Drive away$43,768with fees and HST
Loan payment$652/mo72-month loan at 6.5%, $5,000 down
True cost$1,085/moeverything, after resale
Car, fees and HST $43,768Insurance $12,802Fuel $16,184Interest and lost return $17,334Maintenance and plates $9,221

$43,768 to drive away + $55,540 to run it for 6 years − $21,188 back at resale = $78,121, or $1,085 a month.

Where the money goes

Drive away$43,768
Running it, 6 yrs+$55,540
Back at resale−$21,188
Sticker pricethe advertised MSRP
+$35,700
Feesfreight $2,095 · dealer $795 · levies $143
+$3,033
HST, 13%Ontario
+$5,035
Fuel18,000 km a year at 8.1 L/100 km
+$16,184
Insuranceestimate, age 35–59, Toronto
+$12,802
Lost return on your money5% a year on the down payment and each payment
+$9,180
Maintenanceestimate
+$9,130
Loan interest6.5% over 72 months
+$8,154
Registration and plates6 years in Ontario
+$91
Resale after 6 years59% of MSRP, you get this back
−$21,188
True cost $78,121 ÷ 72 months$1,085 a month

The car

Size and space
BodyConvertible3.91 m long
Seats2
Cargo130 Lbehind row 2
Engine and fuel
Engine181 hp premium gas, RWD
0–100 km/h6.4–6.5 sour estimate from power and weight
Fuel use8.0–8.1 L/100 kmNatural Resources Canada
TowingNot published
Tires17"205/45R17
Safety and cover
US crash testNot rated yet
Warranty3 yrs / unlimited kmpowertrain 5 yrs / unlimited km
Brand offersLease from 3.49% for 36 moMazda's advertised rates, read 2026-11-04; they change monthly
Resale at 6 years59% of MSRPthis model's own record · how it compares

Every trim

All trims: RWD, 181 hp, 2 seats.
GS$35,700$43,768$78,121✓ $1,085/mo8.1 L/100 km— No
GS-P RWD MT$39,700$48,288$82,609$1,147/mo8.1 L/100 km✓ Yes
GS-P RWD AT$39,700$48,288$82,409$1,145/mo8 L/100 km✓ Yes
GT RWD MT$42,800$51,791$86,127$1,196/mo8.1 L/100 km✓ Yes
GT RWD AT$42,800$51,791$85,927$1,193/mo8 L/100 km✓ Yes
GS-P RWD MT + Sport Package Sport Package$44,100$53,260$87,568$1,216/mo8.1 L/100 km✓ Yes
GS
✓ $1,085/mo
True cost
Sticker $35,700Drive-away $43,7686 yrs $78,121Fuel use 8.1 L/100 kmHeated seats — No
GS-P RWD MT
$1,147/mo
True cost
Sticker $39,700Drive-away $48,2886 yrs $82,609Fuel use 8.1 L/100 kmHeated seats ✓ Yes
GS-P RWD AT
$1,145/mo
True cost
Sticker $39,700Drive-away $48,2886 yrs $82,409Fuel use 8 L/100 kmHeated seats ✓ Yes
GT RWD MT
$1,196/mo
True cost
Sticker $42,800Drive-away $51,7916 yrs $86,127Fuel use 8.1 L/100 kmHeated seats ✓ Yes
GT RWD AT
$1,193/mo
True cost
Sticker $42,800Drive-away $51,7916 yrs $85,927Fuel use 8 L/100 kmHeated seats ✓ Yes
GS-P RWD MT + Sport PackageSport Package
$1,216/mo
True cost
Sticker $44,100Drive-away $53,2606 yrs $87,568Fuel use 8.1 L/100 kmHeated seats ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
GS$35,700
GS-P RWD MT$39,700
GS-P RWD AT$39,700
GT RWD MT$42,800
GT RWD AT$42,800
GS-P RWD MT + Sport Package$44,100
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Comfort
Heated seats
✓ from GS-P RWD MT
Convenience
Push-button start
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ from GS-P RWD MT
Built-in navigation
✓ GT RWD MT to GT RWD AT
Premium sound system
✓ from GS-P RWD MT
Capability and looks
LED headlights
✓ Every trim
Not listed on any trimLane centeringHands-free driving360° cameraParking sensorsCooled seatsHeated steering wheelHeated rear seatsDual-zone climateMassaging seatsRemote startPower liftgateWireless phone chargingPower driver's seatMemory seatHead-up displayLarge touchscreen (12 in+)AWD or 4WDTow hitch includedSunroofPanoramic roof
Full standard equipment on the GS (89 items)
  • Skyactiv-G 2.0 L DOHC 16-valve 4-cylinder
  • Skyactiv-MT 6-speed manual transmission
  • Front mid-engine/rear-wheel drive
  • Kinematic Posture Control (KPC)
  • Power-assisted 4-wheel disc brakes
  • Anti-lock Brake System (ABS) with Electronic Brake Force Distribution (EBFD)
  • Front independent double-wishbone suspension with coil springs and stabilizer bar
  • Rear independent multi-link suspension with coil springs and stabilizer bar
  • Rack-and-pinion steering with rpm-sensing variable power assist
  • 17-inch alloy wheels (black metallic) with 205/45R17 tires
  • Tire Pressure Monitoring System (TPMS)
  • Tire repair kit
  • Rearview camera (wide angle)
  • Dynamic Stability Control (DSC)
  • Traction Control System (TCS)
  • Hill Launch Assist (HLA)
  • Blind Spot Monitoring (BSM)
  • Rear Cross Traffic Alert (RCTA)
  • Mazda Radar Cruise Control with Stop & Go function (MRCC with Stop & Go function)
  • Smart City Brake Support Front (SCBS-F)
  • Lane Departure Warning System (LDWS)
  • Distance and Speed Alert (DSA)
  • Driver Attention Alert (DAA)
  • Secondary Collision Reduction
  • Dual front and side airbags
  • Side-impact door beams
  • Engine immobilizer theft-deterrent system
  • Driver’s and passenger’s seat belt pretensioners with force limiters
  • Private eCall
  • Stolen Vehicle Assistance
  • Black cloth soft-folding convertible top with glass rear window
  • Piano black, power-operated exterior mirrors
  • Manually foldable exterior mirrors
  • Body-coloured door handles
  • Full LED rear combination lights
  • Full LED headlights with signature lighting
  • Automatic on/off headlights
  • Automatic headlight levelling
  • High Beam Control System (HBC)
  • Side turn indicator light on front fenders
  • Rain-sensing, intermittent windshield wipers
  • Rear window defroster
  • Green glass windshield with UV shield
  • 8.8-inch-wide colour display with Mazda Connect
  • Touchscreen centre display for Apple Car Play/Android Auto
  • Mazda Connected Services
  • AM/FM/HD radio with 6 speakers (including in driver’s headrest)
  • Automatic Level Control for volume
  • 2 Type-C USB ports
  • Navigation-ready (requires accessory SD card)
  • HMI Commander switch
  • Bluetooth with Audio Profile
  • Steering-wheel-mounted Bluetooth and audio controls
  • Wired Apple CarPlay integration
  • Wired Android Auto integration
  • SMS text message functionality
  • Air conditioning with manual climate controls
  • Heater/defroster with multiple-speed fan and front side window defroster
  • Tilt and telescopic steering wheel
  • Speed-sensing power door locks
  • Power windows with driver’s and passenger’s one-touch down
  • Push Button Start
  • Advanced keyless entry (vehicle access and lock via key fob proximity)
  • Day/night rearview mirror
  • Courtesy light on windshield header
  • Driver’s and passenger’s sunvisors with vanity mirrors
  • Mesh aero board windblocker
  • Internal trunk and hood releases
  • Cargo area light
  • Dual cupholders (removable)
  • 12-volt power outlet
  • Black cloth upholstery with black stitching
  • 6-way manual driver’s seat
  • 4-way manual passenger’s seat
  • Leather-wrapped steering wheel
  • Leather-wrapped shift knob
  • Leather-wrapped parking brake handle
  • Black interior door trim
  • Bright finish inner door handle
  • Custom-fitted floor mats with MX-5 embroidery
  • Trip computer
  • Gauge illumination dimming control
  • 4.6-inch multi-information colour display in gauge cluster
  • Exterior temperature gauge
  • Warning lights for low fuel level, low windshield washer fluid, door ajar, check engine, oil pressure, parking brake, high beams and safety belts
  • Centre console with armrest and storage
  • Lockable rear centre storage compartment (between seats)
  • Driver’s and passenger’s back panel covered storage
  • Coin holder

Recalls in Canada

✓ No Transport Canada safety recalls for 2024 to 2026 MX-5 models.
Quick answers
How much is a 2026 MX-5 in Ontario?
$43,768 to drive away for the GS, from a $35,700 sticker.
What does it cost a month?
A $652 loan payment, about $1,182 a month with insurance, fuel and upkeep ($5,000 down); about $1,085 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

Soul Red Crystal Metallic+$500Snowflake White Pearl+$300Jet Black MicaMachine Grey Metallic+$400Deep Crystal Blue MicaAero Grey Metallic+$300

Similar cars

Prices from Mazda's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.