2026 Toyota Tacoma: real cost in Ontario

Cheapest trim, 4X4 Double Cab · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$48,895the advertised price
Drive away$58,735with fees and HST
Loan payment$903/mo72-month loan at 6.5%, $5,000 down
True cost$1,263/moeverything, after resale
Car, fees and HST $58,735Insurance $14,913Fuel $18,749Interest and lost return $23,369Maintenance and plates $9,987

$58,735 to drive away + $67,018 to run it for 6 years − $34,785 back at resale = $90,967, or $1,263 a month.

Where the money goes

Drive away$58,735
Running it, 6 yrs+$67,018
Back at resale−$34,785
Sticker pricethe advertised MSRP
+$48,895
Feesfreight $1,930 · dealer $999 · levies $154
+$3,083
HST, 13%Ontario
+$6,757
Fuel18,000 km a year at 11.2 L/100 km
+$18,749
Insuranceestimate, age 35–59, Toronto
+$14,913
Lost return on your money5% a year on the down payment and each payment
+$12,067
Loan interest6.5% over 72 months
+$11,301
Maintenanceestimate
+$9,896
Registration and plates6 years in Ontario
+$91
Resale after 6 years71% of MSRP, you get this back
−$34,785
True cost $90,967 ÷ 72 months$1,263 a month

The car

Size and space
BodyD CAB5.41–5.74 m long
Seats5
Cargo73.5" bed
Engine and fuel
Engine270–278 hp gas, 4WD
0–100 km/h7.5–7.8 sour estimate from power and weight
Fuel use11.2–11.9 L/100 kmNatural Resources Canada
TowingUp to 6,400 lb
Tires17" or 18"by trim
Safety and cover
US crash test4 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Insurance claimsWell above averagecollision 111 · theft 250 · injury 54 (100 = avg)
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km
Brand offersFinance from 2.99% for 36 moToyota's advertised rates, read 2026-11-05; they change monthly
Resale at 6 years71% of MSRPprevious generation · how it compares

Every trim

All trims: 4WD, 5 seats.
4X4 Double Cab 8A SR5 (6-ft Bed)$48,895$58,735$90,967✓ $1,263/mo6,40011.2 L/100 km— No
4X4 Double Cab 6M TRD Off Road (5-ft Bed)$50,470$60,515$93,827$1,303/mo6,40011.9 L/100 km— No
4X4 Double Cab 8A SR5+ (6-ft Bed)$51,915$62,148$94,310$1,310/mo6,40011.4 L/100 km— No
4X4 Double Cab 8A TRD Sport (6-ft Bed)$51,975$62,215$94,405$1,311/mo6,40011.4 L/100 km— No
4X4 Double Cab 8A TRD Off Road (6-ft Bed)$52,575$62,893$95,121$1,321/mo6,40011.4 L/100 km— No
4X4 Double Cab 6M TRD Sport+ (5-ft Bed)$54,269$64,808$97,541$1,355/mo6,40011.9 L/100 km✓ Yes
4X4 Double Cab 8A TRD Sport+ (6-ft Bed)$56,374$67,186$98,770$1,372/mo6,40011.4 L/100 km✓ Yes
4X4 Double Cab 8A TRD Off Road+ (6-ft Bed)$56,788$67,654$99,322$1,379/mo6,40011.4 L/100 km— No
4X4 Double Cab 8A TRD Sport Premium (6-ft Bed)$60,531$71,884$102,924$1,429/mo6,40011.4 L/100 km✓ Yes
4X4 Double Cab 8A TRD Off Road Premium (5-ft Bed)$61,777$73,292$104,163$1,447/mo6,30011.4 L/100 km✓ Yes
4X4 Double Cab 8ASR5 (6-ft Bed)
✓ $1,263/mo
True cost
Sticker $48,895Drive-away $58,7356 yrs $90,967Tows 6,400Fuel use 11.2 L/100 kmSunroof — No
4X4 Double Cab 6MTRD Off Road (5-ft Bed)
$1,303/mo
True cost
Sticker $50,470Drive-away $60,5156 yrs $93,827Tows 6,400Fuel use 11.9 L/100 kmSunroof — No
4X4 Double Cab 8ASR5+ (6-ft Bed)
$1,310/mo
True cost
Sticker $51,915Drive-away $62,1486 yrs $94,310Tows 6,400Fuel use 11.4 L/100 kmSunroof — No
4X4 Double Cab 8ATRD Sport (6-ft Bed)
$1,311/mo
True cost
Sticker $51,975Drive-away $62,2156 yrs $94,405Tows 6,400Fuel use 11.4 L/100 kmSunroof — No
4X4 Double Cab 8ATRD Off Road (6-ft Bed)
$1,321/mo
True cost
Sticker $52,575Drive-away $62,8936 yrs $95,121Tows 6,400Fuel use 11.4 L/100 kmSunroof — No
4X4 Double Cab 6MTRD Sport+ (5-ft Bed)
$1,355/mo
True cost
Sticker $54,269Drive-away $64,8086 yrs $97,541Tows 6,400Fuel use 11.9 L/100 kmSunroof ✓ Yes
4X4 Double Cab 8ATRD Sport+ (6-ft Bed)
$1,372/mo
True cost
Sticker $56,374Drive-away $67,1866 yrs $98,770Tows 6,400Fuel use 11.4 L/100 kmSunroof ✓ Yes
4X4 Double Cab 8ATRD Off Road+ (6-ft Bed)
$1,379/mo
True cost
Sticker $56,788Drive-away $67,6546 yrs $99,322Tows 6,400Fuel use 11.4 L/100 kmSunroof — No
4X4 Double Cab 8ATRD Sport Premium (6-ft Bed)
$1,429/mo
True cost
Sticker $60,531Drive-away $71,8846 yrs $102,924Tows 6,400Fuel use 11.4 L/100 kmSunroof ✓ Yes
4X4 Double Cab 8ATRD Off Road Premium (5-ft Bed)
$1,447/mo
True cost
Sticker $61,777Drive-away $73,2926 yrs $104,163Tows 6,300Fuel use 11.4 L/100 kmSunroof ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
4X4 Double Cab 8A SR5 (6-ft Bed)$48,895
4X4 Double Cab 6M TRD Off Road (5-ft Bed)$50,470
4X4 Double Cab 8A SR5+ (6-ft Bed)$51,915
4X4 Double Cab 8A TRD Sport (6-ft Bed)$51,975
4X4 Double Cab 8A TRD Off Road (6-ft Bed)$52,575
4X4 Double Cab 6M TRD Sport+ (5-ft Bed)$54,269
4X4 Double Cab 8A TRD Sport+ (6-ft Bed)$56,374
4X4 Double Cab 8A TRD Off Road+ (6-ft Bed)$56,788
4X4 Double Cab 8A TRD Sport Premium (6-ft Bed)$60,531
4X4 Double Cab 8A TRD Off Road Premium (5-ft Bed)$61,777
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓
Parking sensors
✓
✓ from 4X4 Double Cab 6M TRD Sport+ (5-ft Bed)
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from 4X4 Double Cab 8A TRD Sport Premium (6-ft Bed)
Heated steering wheel
✓
✓ from 4X4 Double Cab 6M TRD Sport+ (5-ft Bed)
Dual-zone climate
✓ from 4X4 Double Cab 8A TRD Sport Premium (6-ft Bed)
Convenience
Push-button start
✓ Every trim
Remote start
✓ from 4X4 Double Cab 8A TRD Sport Premium (6-ft Bed)
Wireless phone charging
✓
✓ from 4X4 Double Cab 6M TRD Sport+ (5-ft Bed)
Power driver's seat
✓ from 4X4 Double Cab 6M TRD Sport+ (5-ft Bed)
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Premium sound system
✓
✓ from 4X4 Double Cab 6M TRD Sport+ (5-ft Bed)
Large touchscreen (12 in+)
✓ from 4X4 Double Cab 8A TRD Sport Premium (6-ft Bed)
Capability and looks
AWD or 4WD
✓ Every trim
Tow hitch included
✓ Every trim
Sunroof
✓ 4X4 Double Cab 6M TRD Sport+ (5-ft Bed) to 4X4 Double Cab 8A TRD Sport+ (6-ft Bed)
✓ from 4X4 Double Cab 8A TRD Sport Premium (6-ft Bed)
Not listed on any trimHands-free drivingHeated rear seatsMassaging seatsPower liftgateMemory seatBuilt-in navigationHead-up displayPanoramic roofLED headlights
Full standard equipment on the 4X4 Double Cab 8A 4X4 Double Cab 8A SR5 (6-ft Bed) (56 items)
  • Black Mud Guards
  • Active Grille Shutters
  • Front Recovery Hook (Passenger side)
  • Headlamps with Manual Level Control
  • Hill-start Assist Control (HAC)
  • Spare Tire
  • 17" Alloy Wheels
  • Variable Intermittent Wipers
  • 6 Speakers
  • 3 USB TYPE-C Ports (3 Front)
  • Wireless Apple CarPlay Compatibility
  • Wireless Android Auto Compatibility
  • HD Radio
  • 8" Toyota Multimedia w/ Service/Safety Connect (min 5yr trial), Remote Con.(3yr trial), Drive Con. capable (Sub. Required)
  • Manual Air Conditioning
  • All Season Floor Mats
  • 7" Digital Gauge Cluster
  • Auto-Dimming Rear View Mirror
  • Fabric Seats
  • Heated Front Seats
  • 6-way Manually Adjustable Driver and Passenger Seats
  • 2-way Adjustable Driver Lumbar Support
  • Tilt & Telescopic Steering Wheel
  • Power Windows with Auto Up/Down for All Windows
  • Rear Side Window Privacy Glass
  • Electric Parking Brake (EPB)
  • Active Noise Control
  • 2.4L 4-Cylinder Turbo
  • Tow Package - Heavy Duty Tow Hitch Receiver
  • Rear Coil Springs
  • 8-Speed Automatic
  • Part-Time 4WD
  • Cargo Bed Tie-Downs
  • Bed Rail with Adjustable Tie Down Cleats
  • 6FT Bed
  • Smart Key System w/Push Button Start
  • 12V DC Accessory Connector: Front and Rear
  • Roll-Sensing Front Head/Side Curtain Airbags
  • Total Number of Airbags: 8
  • Front Seat Cushion Airbags
  • Driver and Front Passenger Knee Airbags
  • Blind Spot Monitor with RCTA
  • Backup Camera with Back Guide Monitor (BGM)
  • Dual Stage Driver & Passenger Airbags
  • Vehicle Stability Control (VSC)
  • Engine Immobilizer
  • Anti-Theft Alarm System
  • Full-Speed Range Dynamic Radar Cruise Control
  • Toyota Safety Sense 3.0
  • Automatic High Beam (AHB)
  • Lane Tracing Assist (LTA)
  • Lane Departure Alert (LDA)
  • Road Sign Assist (RSA)
  • Pre-Collision System (PCS)
  • Proactive Driving Assist (PDA)
  • Tire Pressure Monitoring System with Auto Location

Recalls in Canada

4 Transport Canada recalls for 2024 to 2026 Tacoma models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2026 Tacoma in Ontario?
$58,735 to drive away for the 4X4 Double Cab 8A, from a $48,895 sticker.
What does it cost a month?
A $903 loan payment, about $1,510 a month with insurance, fuel and upkeep ($5,000 down); about $1,263 a month all in, after resale.
How much can it tow?
6,300 lb for the 4X4 Double Cab 8A; 6,400 lb for every other trim.

Colours

UndergroundWhiteCelestial Silver MetallicBlackMudbathHeritage BlueWind Chill Pearl+$350Supersonic Red+$350Bronze Oxide

Similar pickups

Prices from Toyota's Ontario build-and-price page, read 2026-10-29. Insurance and maintenance are estimates. How we count.