GMC Sierra 1500 vs Toyota Tacoma: cost to own

Verdict, over 6 years

The Toyota Tacoma costs about $19,086 less

That's $265 a month. Closest matching trims: same fuel and drive where possible.

Sierra 1500 Pro 4WD$1,529/moTrue cost

Tacoma 4X4 Double Cab✓ $1,263/moTrue cost

2026 GMC Sierra 1500

Closest matching trim: Sierra 1500 Pro 4WD

Sticker (MSRP)$54,899

+$11,141→↓Freight, fees, HST

Drive away$66,040

+ running costs→↓− $28,464 resale

True cost$1,529/moA month to own, after resale

2026 Toyota Tacoma

Closest matching trim: Tacoma 4X4 Double Cab

Sticker (MSRP)$48,895

+$9,840→↓Freight, fees, HST

Drive away$58,735

+ running costs→↓− $34,785 resale

True cost$1,263/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$54,899	✓ $48,895	Tacoma by $6,004
Freight and fees, before tax	$3,544	✓ $3,083	Tacoma by $461
Sales tax (HST)	$7,598	✓ $6,757	Tacoma by $841
Drive-away price	$66,040	✓ $58,735	Tacoma by $7,305
Running costs, 6 years
Fuel or charging	$24,440	✓ $18,749	Tacoma by $5,691
Insurance (estimate)	✓ $13,066	$14,913	Sierra 1500 by $1,847
Maintenance (estimate)	✓ $8,565	$9,896	Sierra 1500 by $1,331
Loan rate	6.5%	6.5%	—
Loan interest	$12,838	✓ $11,301	Tacoma by $1,537
Lost return on your money	$13,477	✓ $12,067	Tacoma by $1,410
Resale after 6 yrs	−$28,464	✓ −$34,785	Tacoma by $6,321
Total
True cost	$110,053	✓ $90,967	Tacoma by $19,086
True cost a month	$1,529/mo	✓ $1,263/mo	Tacoma by $266
You pay each month	$1,667/mo	✓ $1,510/mo	Tacoma by $157
Practical
Fuel type	Gas	Gas	—
Seats	3	5	—
Carry-ons, 2 people	Open bed	Open bed	—
Towing, lb	✓ 8,800	6,400	—
Cargo behind row 2, litres	Not published	Not published	—
Length	—	5.74 m	—
Resale % after 6 yrs	52%	✓ 71%	—
US crash test	✓ 5★	4★	—

Price

Sticker (MSRP)

Sierra 1500 Pro 4WD $54,899Tacoma 4X4 Double Cab ✓ $48,895Cheaper by Tacoma by $6,004

Freight and fees, before tax

Sierra 1500 Pro 4WD $3,544Tacoma 4X4 Double Cab ✓ $3,083Cheaper by Tacoma by $461

Sales tax (HST)

Sierra 1500 Pro 4WD $7,598Tacoma 4X4 Double Cab ✓ $6,757Cheaper by Tacoma by $841

Drive-away price

Sierra 1500 Pro 4WD $66,040Tacoma 4X4 Double Cab ✓ $58,735Cheaper by Tacoma by $7,305

Running costs, 6 years

Fuel or charging

Sierra 1500 Pro 4WD $24,440Tacoma 4X4 Double Cab ✓ $18,749Cheaper by Tacoma by $5,691

Insurance (estimate)

Sierra 1500 Pro 4WD ✓ $13,066Tacoma 4X4 Double Cab $14,913Cheaper by Sierra 1500 by $1,847

Maintenance (estimate)

Sierra 1500 Pro 4WD ✓ $8,565Tacoma 4X4 Double Cab $9,896Cheaper by Sierra 1500 by $1,331

Loan rate

Sierra 1500 Pro 4WD 6.5%Tacoma 4X4 Double Cab 6.5%Cheaper by —

Loan interest

Sierra 1500 Pro 4WD $12,838Tacoma 4X4 Double Cab ✓ $11,301Cheaper by Tacoma by $1,537

Lost return on your money

Sierra 1500 Pro 4WD $13,477Tacoma 4X4 Double Cab ✓ $12,067Cheaper by Tacoma by $1,410

Resale after 6 yrs

Sierra 1500 Pro 4WD −$28,464Tacoma 4X4 Double Cab ✓ −$34,785Cheaper by Tacoma by $6,321

Total

True cost

Sierra 1500 Pro 4WD $110,053Tacoma 4X4 Double Cab ✓ $90,967Cheaper by Tacoma by $19,086

True cost a month

Sierra 1500 Pro 4WD $1,529/moTacoma 4X4 Double Cab ✓ $1,263/moCheaper by Tacoma by $266

You pay each month

Sierra 1500 Pro 4WD $1,667/moTacoma 4X4 Double Cab ✓ $1,510/moCheaper by Tacoma by $157

Practical

Fuel type

Sierra 1500 Pro 4WD GasTacoma 4X4 Double Cab GasCheaper by —

Seats

Sierra 1500 Pro 4WD 3Tacoma 4X4 Double Cab 5Cheaper by —

Carry-ons, 2 people

Sierra 1500 Pro 4WD Open bedTacoma 4X4 Double Cab Open bedCheaper by —

Towing, lb

Sierra 1500 Pro 4WD ✓ 8,800Tacoma 4X4 Double Cab 6,400Cheaper by —

Cargo behind row 2, litres

Sierra 1500 Pro 4WD Not publishedTacoma 4X4 Double Cab Not publishedCheaper by —

Length

Sierra 1500 Pro 4WD —Tacoma 4X4 Double Cab 5.74 mCheaper by —

Resale % after 6 yrs

Sierra 1500 Pro 4WD 52%Tacoma 4X4 Double Cab ✓ 71%Cheaper by —

US crash test

Sierra 1500 Pro 4WD ✓ 5★Tacoma 4X4 Double Cab 4★Cheaper by —

✓ marks the better figure. Resale for both is from their own used prices (unless you lease). Their stickers differ by $6,004.