Ford Ranger vs Toyota Tacoma: cost to own

Verdict, over 6 years

They cost about the same

Within $616: too close to call. Closest matching trims: same fuel and drive where possible.

Ranger XL$1,255/moTrue cost

Tacoma 4X4 Double Cab$1,263/moTrue cost

2026 Ford Ranger

Closest matching trim: Ranger XL

Sticker (MSRP)$43,370

+$9,473→↓Freight, fees, HST

Drive away$52,843

+ running costs→↓− $24,481 resale

True cost$1,255/moA month to own, after resale

2026 Toyota Tacoma

Closest matching trim: Tacoma 4X4 Double Cab

Sticker (MSRP)$48,895

+$9,840→↓Freight, fees, HST

Drive away$58,735

+ running costs→↓− $34,785 resale

True cost$1,263/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	✓ $43,370	$48,895	Ranger by $5,525
Freight and fees, before tax	$3,394	✓ $3,083	Tacoma by $311
Sales tax (HST)	✓ $6,079	$6,757	Ranger by $678
Drive-away price	✓ $52,843	$58,735	Ranger by $5,892
Running costs, 6 years
Fuel or charging	$19,418	✓ $18,749	Tacoma by $669
Insurance (estimate)	✓ $14,055	$14,913	Ranger by $858
Maintenance (estimate)	✓ $7,431	$9,896	Ranger by $2,465
Loan rate	6.5%	6.5%	—
Loan interest	✓ $10,062	$11,301	Ranger by $1,239
Lost return on your money	✓ $10,931	$12,067	Ranger by $1,136
Resale after 6 yrs	−$24,481	✓ −$34,785	Tacoma by $10,304
Total
True cost	✓ $90,351	$90,967	Ranger by $616
True cost a month	✓ $1,255/mo	$1,263/mo	Ranger by $8
You pay each month	✓ $1,374/mo	$1,510/mo	Ranger by $136
Practical
Fuel type	Gas	Gas	—
Seats	5	5	—
Carry-ons, 2 people	Open bed	Open bed	—
Towing, lb	✓ 7,500	6,400	—
Cargo behind row 2, litres	Not published	Not published	—
Length	—	5.74 m	—
Resale % after 6 yrs	56%	✓ 71%	—
US crash test	4★ (closest version)	4★	—

Price

Sticker (MSRP)

Ranger XL ✓ $43,370Tacoma 4X4 Double Cab $48,895Cheaper by Ranger by $5,525

Freight and fees, before tax

Ranger XL $3,394Tacoma 4X4 Double Cab ✓ $3,083Cheaper by Tacoma by $311

Sales tax (HST)

Ranger XL ✓ $6,079Tacoma 4X4 Double Cab $6,757Cheaper by Ranger by $678

Drive-away price

Ranger XL ✓ $52,843Tacoma 4X4 Double Cab $58,735Cheaper by Ranger by $5,892

Running costs, 6 years

Fuel or charging

Ranger XL $19,418Tacoma 4X4 Double Cab ✓ $18,749Cheaper by Tacoma by $669

Insurance (estimate)

Ranger XL ✓ $14,055Tacoma 4X4 Double Cab $14,913Cheaper by Ranger by $858

Maintenance (estimate)

Ranger XL ✓ $7,431Tacoma 4X4 Double Cab $9,896Cheaper by Ranger by $2,465

Loan rate

Ranger XL 6.5%Tacoma 4X4 Double Cab 6.5%Cheaper by —

Loan interest

Ranger XL ✓ $10,062Tacoma 4X4 Double Cab $11,301Cheaper by Ranger by $1,239

Lost return on your money

Ranger XL ✓ $10,931Tacoma 4X4 Double Cab $12,067Cheaper by Ranger by $1,136

Resale after 6 yrs

Ranger XL −$24,481Tacoma 4X4 Double Cab ✓ −$34,785Cheaper by Tacoma by $10,304

Total

True cost

Ranger XL ✓ $90,351Tacoma 4X4 Double Cab $90,967Cheaper by Ranger by $616

True cost a month

Ranger XL ✓ $1,255/moTacoma 4X4 Double Cab $1,263/moCheaper by Ranger by $8

You pay each month

Ranger XL ✓ $1,374/moTacoma 4X4 Double Cab $1,510/moCheaper by Ranger by $136

Practical

Fuel type

Ranger XL GasTacoma 4X4 Double Cab GasCheaper by —

Seats

Ranger XL 5Tacoma 4X4 Double Cab 5Cheaper by —

Carry-ons, 2 people

Ranger XL Open bedTacoma 4X4 Double Cab Open bedCheaper by —

Towing, lb

Ranger XL ✓ 7,500Tacoma 4X4 Double Cab 6,400Cheaper by —

Cargo behind row 2, litres

Ranger XL Not publishedTacoma 4X4 Double Cab Not publishedCheaper by —

Length

Ranger XL —Tacoma 4X4 Double Cab 5.74 mCheaper by —

Resale % after 6 yrs

Ranger XL 56%Tacoma 4X4 Double Cab ✓ 71%Cheaper by —

US crash test

Ranger XL 4★ (closest version)Tacoma 4X4 Double Cab 4★Cheaper by —

✓ marks the better figure. Resale is from used prices: the Ranger typical for its type and brand, the Tacoma from its own. Their stickers differ by $5,525.