2026 Ford Ranger: real cost in Ontario

Cheapest trim, XL · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$43,370the advertised price
Drive away$52,843with fees and HST
Loan payment$804/mo72-month loan at 6.5%, $5,000 down
True cost$1,255/moeverything, after resale
Car, fees and HST $52,843Insurance $14,055Fuel $19,418Interest and lost return $20,993Maintenance and plates $7,522

$52,843 to drive away + $61,989 to run it for 6 years − $24,481 back at resale = $90,351, or $1,255 a month.

Where the money goes

Drive away$52,843
Running it, 6 yrs+$61,989
Back at resale−$24,481
Sticker pricethe advertised MSRP
+$43,370
Feesfreight $2,595 · dealer $699 (typical) · levies $100
+$3,394
HST, 13%Ontario
+$6,079
Fuel18,000 km a year at 11.6 L/100 km
+$19,418
Insuranceestimate, age 35–59, Toronto
+$14,055
Lost return on your money5% a year on the down payment and each payment
+$10,931
Loan interest6.5% over 72 months
+$10,062
Maintenanceestimate
+$7,431
Registration and plates6 years in Ontario
+$91
Resale after 6 years56% of MSRP, you get this back
−$24,481
True cost $90,351 ÷ 72 months$1,255 a month

The car

Size and space
BodyCrew Cab
Seats5
CargoNot published
Engine and fuel
Fuel use11.6–14.0 L/100 kmNatural Resources Canada
TowingUp to 7,500 lb
Tires17" or 18"by trim
Safety and cover
US crash test4 of 5 starsNHTSA · see the test ↗
Insurance claimsAbove averagecollision 139 · theft 121 · injury 85 (100 = avg)
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km
Resale at 6 years56% of MSRPaverage for its type

Every trim

All trims: 5 seats.
XL 100A$43,370$52,843$90,351✓ $1,255/mo7,50011.6 L/100 km— No— No— No
XLT 300A$47,080$57,036$94,645$1,315/mo7,50011.6 L/100 km— No— No✓ Yes
Lariat 500A$55,595$66,658$104,457$1,451/mo7,50011.6 L/100 km✓ Yes✓ Yes✓ Yes
Raptor 800A$79,620$93,806$136,357$1,894/mo5,50014 L/100 km✓ Yes✓ Yes— No
XL100A
✓ $1,255/mo
True cost
Sticker $43,370Drive-away $52,8436 yrs $90,351Tows 7,500Fuel use 11.6 L/100 kmAdaptive cruise — NoHeated seats — NoSunroof — No
XLT300A
$1,315/mo
True cost
Sticker $47,080Drive-away $57,0366 yrs $94,645Tows 7,500Fuel use 11.6 L/100 kmAdaptive cruise — NoHeated seats — NoSunroof ✓ Yes
Lariat500A
$1,451/mo
True cost
Sticker $55,595Drive-away $66,6586 yrs $104,457Tows 7,500Fuel use 11.6 L/100 kmAdaptive cruise ✓ YesHeated seats ✓ YesSunroof ✓ Yes
Raptor800A
$1,894/mo
True cost
Sticker $79,620Drive-away $93,8066 yrs $136,357Tows 5,500Fuel use 14 L/100 kmAdaptive cruise ✓ YesHeated seats ✓ YesSunroof — No

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
XL 100A$43,370
XLT 300A$47,080
Lariat 500A$55,595
Raptor 800A$79,620
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Adaptive cruise
✓ from Lariat 500A
360° camera
✓ from Lariat 500A
Comfort
Heated seats
✓ from Lariat 500A
Dual-zone climate
✓ from Lariat 500A
Convenience
Remote start
✓ XLT 300A to Lariat 500A
Power driver's seat
✓ from Lariat 500A
Memory seat
✓ from Lariat 500A
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ from XLT 300A
Premium sound system
✓ from Lariat 500A
Large touchscreen (12 in+)
✓ from Lariat 500A
Capability and looks
Tow hitch included
+ $500
✓ from Raptor 800A
Sunroof
+ $1,500
+ $1,200
LED headlights
✓ XL 100A to Lariat 500A
Not listed on any trimRear cross-traffic alertLane centeringHands-free drivingParking sensorsCooled seatsHeated steering wheelHeated rear seatsMassaging seatsPush-button startPower liftgateWireless phone chargingHead-up displayAWD or 4WDPanoramic roof
Full standard equipment on the XL XL 100A (30 items)
  • 17" black-painted steel wheels with all-terrain tires
  • 2.3L EcoBoost engine with 10-speed automatic transmission
  • Available 17" silver-painted aluminum wheels (4x4)
  • Available Trailer Tow Package
  • LED reflector headlamps with automatic high beam
  • Remote Keyless Entry with Remote Tailgate Lock
  • STX Appearance Package
  • SYNC 4A with Enhanced Voice Recognition
  • 2.3L EcoBoost Engine with Auto Start-Stop Technology
  • Electronic 10-Speed Automatic Transmission
  • 4x4
  • 3.73 Non-Limited-Slip Axle
  • XL (100A)
  • Ford Co-Pilot 360 Technology
  • 17" Black Painted Steel Wheels
  • 255/70R17 A/T Tires
  • Sideview Mirrors – Power Glass, Manual Folding, w/ Black Skull Caps
  • Windshield Wipers – Intermittent Speed
  • Fog Lamps – Halogen
  • Daytime Running Lights
  • Fixed Rear Window with Privacy Glass
  • Cloth Bucket Seats – Ebony
  • AM/FM Stereo/Clock and 6 Speakers
  • 8" Cluster Display
  • A/C – Manual, Single Zone
  • Analog Rear View Camera
  • 10” Centre Display
  • Auto Start-Stop Technology
  • Black Vinyl Floor Covering
  • Cruise Control
Quick answers
How much is a 2026 Ranger in Ontario?
$52,843 to drive away for the XL, from a $43,370 sticker.
What does it cost a month?
A $804 loan payment, about $1,374 a month with insurance, fuel and upkeep ($5,000 down); about $1,255 a month all in, after resale.
How much can it tow?
5,500 lb for the Raptor; 7,500 lb for every other trim.

Colours

Marsh Grey+$600Ruby Red Metallic Tinted Clearcoat+$600Shadow BlackOxford WhiteDesert SandCarbonized Grey MetallicVelocity Blue MetallicAvalancheShelter Green Metallic+$600

Similar pickups

Prices from Ford's brand build & price (read in browser); may have changed, so confirm with a dealer. Insurance and maintenance are estimates. How we count.