2026 Ford F-150: real cost in Ontario

Cheapest trim, 4x2 XL Regular Cab 8' Box · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$52,690the advertised price
Drive away$63,488with fees and HST
Loan payment$983/mo72-month loan at 6.5%, $5,000 down
True cost$1,421/moeverything, after resale
Car, fees and HST $63,488Insurance $14,847Fuel $20,758Interest and lost return $25,285Maintenance and plates $7,675

$63,488 to drive away + $68,565 to run it for 6 years − $29,742 back at resale = $102,311, or $1,421 a month.

Where the money goes

Drive away$63,488
Running it, 6 yrs+$68,565
Back at resale−$29,742
Sticker pricethe advertised MSRP
+$52,690
Feesfreight $2,695 · dealer $699 (typical) · levies $100
+$3,494
HST, 13%Ontario
+$7,304
Fuel18,000 km a year at 12.4 L/100 km
+$20,758
Insuranceestimate, age 35–59, Toronto
+$14,847
Lost return on your money5% a year on the down payment and each payment
+$12,984
Loan interest6.5% over 72 months
+$12,301
Maintenanceestimate
+$7,584
Registration and plates6 years in Ontario
+$91
Resale after 6 years56% of MSRP, you get this back
−$29,742
True cost $102,311 ÷ 72 months$1,421 a month

The car

Size and space
Seats5, 6
CargoNot published
Engine and fuel
Engine325–450 hp gas, 4X2, 4X4
0–100 km/h4.7–6.1 sour estimate from power and weight
Fuel use12.4–13.7 L/100 kmNatural Resources Canada
TowingNot published
Tires17", 18" or 20"by trim
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistHands-free on highwayson mapped highways · BlueCruise, +$650
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km
Resale at 6 years56% of MSRPaverage for its type

Every trim

4x2 XL Regular Cab 8' Box 101A$52,690$63,488$102,311✓ $1,421/mo612.4 L/100 km— No— No— No— No— No— No— No
4x2 XL Regular Cab 6-1/2' Box 101A$56,190$67,443$106,326$1,477/mo612.4 L/100 km— No— No— No— No— No— No— No
4x2 XL SuperCab 101A$58,175$69,686$108,643$1,509/mo612.4 L/100 km— No— No— No— No— No— No— No
4x2 STX SuperCab 200B$58,285$69,810$108,752$1,510/mo612.4 L/100 km— No— No— No— No— No— No— No
4x2 XLT SuperCab 300A$60,795$72,647$111,618$1,550/mo612.4 L/100 km— No— No✓ Yes✓ Yes— No— No— No
4x2 XL SuperCrew 101A$61,355$73,279$112,263$1,559/mo612.4 L/100 km— No— No— No— No— No— No— No
4x2 STX SuperCrew 200B$61,465$73,404$112,439$1,562/mo612.4 L/100 km— No— No— No— No— No— No— No
4x2 XLT SuperCrew 300A$64,375$76,692$115,786$1,608/mo612.4 L/100 km— No— No✓ Yes✓ Yes— No✓ Yes— No
4x4 XL SuperCrew 101A$67,560$80,291$121,141$1,683/mo612.9 L/100 km— No— No— No— No— No— No✓ Yes
4x4 XLT SuperCrew 300A$70,175$83,246$124,149$1,724/mo612.9 L/100 km— No— No✓ Yes✓ Yes— No✓ Yes✓ Yes
4x4 Tremor SuperCrew 401A$82,130$96,755$139,418$1,936/mo513.7 L/100 km✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes
4x4 Lariat SuperCrew 5-1/2' Box 501A$84,145$99,032$140,236$1,948/mo512.9 L/100 km✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes
4x4 Lariat SuperCrew 6-1/2' Box 501A$84,545$99,484$140,718$1,954/mo512.9 L/100 km✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes
4x4 King Ranch SuperCrew 5-1/2' Box 601A$98,590$115,355$156,982$2,180/mo512.9 L/100 km✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes
4x4 King Ranch SuperCrew 6-1/2' Box 601A$98,990$115,807$157,465$2,187/mo512.9 L/100 km✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes
4x4 Platinum SuperCrew 5-1/2' Box 702A$105,640$124,596$166,982$2,319/mo512.9 L/100 km✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes
4x4 Platinum SuperCrew 6-1/2' Box 702A$106,040$123,849$165,783$2,303/mo512.9 L/100 km✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes
4x4 Raptor SuperCrew 801A$110,625$131,987$175,532$2,438/mo512.9 L/100 km✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes
4x2 XL Regular Cab 8' Box101A
✓ $1,421/mo
True cost
Sticker $52,690Drive-away $63,4886 yrs $102,311Seats 6Fuel use 12.4 L/100 kmAuto braking — NoBlind spot — NoLane centering — NoAdaptive cruise — NoHeated seats — NoSunroof — NoAWD/4WD — No
4x2 XL Regular Cab 6-1/2' Box101A
$1,477/mo
True cost
Sticker $56,190Drive-away $67,4436 yrs $106,326Seats 6Fuel use 12.4 L/100 kmAuto braking — NoBlind spot — NoLane centering — NoAdaptive cruise — NoHeated seats — NoSunroof — NoAWD/4WD — No
4x2 XL SuperCab101A
$1,509/mo
True cost
Sticker $58,175Drive-away $69,6866 yrs $108,643Seats 6Fuel use 12.4 L/100 kmAuto braking — NoBlind spot — NoLane centering — NoAdaptive cruise — NoHeated seats — NoSunroof — NoAWD/4WD — No
4x2 STX SuperCab200B
$1,510/mo
True cost
Sticker $58,285Drive-away $69,8106 yrs $108,752Seats 6Fuel use 12.4 L/100 kmAuto braking — NoBlind spot — NoLane centering — NoAdaptive cruise — NoHeated seats — NoSunroof — NoAWD/4WD — No
4x2 XLT SuperCab300A
$1,550/mo
True cost
Sticker $60,795Drive-away $72,6476 yrs $111,618Seats 6Fuel use 12.4 L/100 kmAuto braking — NoBlind spot — NoLane centering ✓ YesAdaptive cruise ✓ YesHeated seats — NoSunroof — NoAWD/4WD — No
4x2 XL SuperCrew101A
$1,559/mo
True cost
Sticker $61,355Drive-away $73,2796 yrs $112,263Seats 6Fuel use 12.4 L/100 kmAuto braking — NoBlind spot — NoLane centering — NoAdaptive cruise — NoHeated seats — NoSunroof — NoAWD/4WD — No
4x2 STX SuperCrew200B
$1,562/mo
True cost
Sticker $61,465Drive-away $73,4046 yrs $112,439Seats 6Fuel use 12.4 L/100 kmAuto braking — NoBlind spot — NoLane centering — NoAdaptive cruise — NoHeated seats — NoSunroof — NoAWD/4WD — No
4x2 XLT SuperCrew300A
$1,608/mo
True cost
Sticker $64,375Drive-away $76,6926 yrs $115,786Seats 6Fuel use 12.4 L/100 kmAuto braking — NoBlind spot — NoLane centering ✓ YesAdaptive cruise ✓ YesHeated seats — NoSunroof ✓ YesAWD/4WD — No
4x4 XL SuperCrew101A
$1,683/mo
True cost
Sticker $67,560Drive-away $80,2916 yrs $121,141Seats 6Fuel use 12.9 L/100 kmAuto braking — NoBlind spot — NoLane centering — NoAdaptive cruise — NoHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
4x4 XLT SuperCrew300A
$1,724/mo
True cost
Sticker $70,175Drive-away $83,2466 yrs $124,149Seats 6Fuel use 12.9 L/100 kmAuto braking — NoBlind spot — NoLane centering ✓ YesAdaptive cruise ✓ YesHeated seats — NoSunroof ✓ YesAWD/4WD ✓ Yes
4x4 Tremor SuperCrew401A
$1,936/mo
True cost
Sticker $82,130Drive-away $96,7556 yrs $139,418Seats 5Fuel use 13.7 L/100 kmAuto braking ✓ YesBlind spot ✓ YesLane centering ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
4x4 Lariat SuperCrew 5-1/2' Box501A
$1,948/mo
True cost
Sticker $84,145Drive-away $99,0326 yrs $140,236Seats 5Fuel use 12.9 L/100 kmAuto braking ✓ YesBlind spot ✓ YesLane centering ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
4x4 Lariat SuperCrew 6-1/2' Box501A
$1,954/mo
True cost
Sticker $84,545Drive-away $99,4846 yrs $140,718Seats 5Fuel use 12.9 L/100 kmAuto braking ✓ YesBlind spot ✓ YesLane centering ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
4x4 King Ranch SuperCrew 5-1/2' Box601A
$2,180/mo
True cost
Sticker $98,590Drive-away $115,3556 yrs $156,982Seats 5Fuel use 12.9 L/100 kmAuto braking ✓ YesBlind spot ✓ YesLane centering ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
4x4 King Ranch SuperCrew 6-1/2' Box601A
$2,187/mo
True cost
Sticker $98,990Drive-away $115,8076 yrs $157,465Seats 5Fuel use 12.9 L/100 kmAuto braking ✓ YesBlind spot ✓ YesLane centering ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
4x4 Platinum SuperCrew 5-1/2' Box702A
$2,319/mo
True cost
Sticker $105,640Drive-away $124,5966 yrs $166,982Seats 5Fuel use 12.9 L/100 kmAuto braking ✓ YesBlind spot ✓ YesLane centering ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
4x4 Platinum SuperCrew 6-1/2' Box702A
$2,303/mo
True cost
Sticker $106,040Drive-away $123,8496 yrs $165,783Seats 5Fuel use 12.9 L/100 kmAuto braking ✓ YesBlind spot ✓ YesLane centering ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
4x4 Raptor SuperCrew801A
$2,438/mo
True cost
Sticker $110,625Drive-away $131,9876 yrs $175,532Seats 5Fuel use 12.9 L/100 kmAuto braking ✓ YesBlind spot ✓ YesLane centering ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
4x2 XL Regular Cab 8' Box 101A$52,690
4x2 XL Regular Cab 6-1/2' Box 101A$56,190
4x2 XL SuperCab 101A$58,175
4x2 STX SuperCab 200B$58,285
4x2 XLT SuperCab 300A$60,795
4x2 XL SuperCrew 101A$61,355
4x2 STX SuperCrew 200B$61,465
4x2 XLT SuperCrew 300A$64,375
4x4 XL SuperCrew 101A$67,560
4x4 XLT SuperCrew 300A$70,175
4x4 Tremor SuperCrew 401A$82,130
4x4 Lariat SuperCrew 5-1/2' Box 501A$84,145
4x4 Lariat SuperCrew 6-1/2' Box 501A$84,545
4x4 King Ranch SuperCrew 5-1/2' Box 601A$98,590
4x4 King Ranch SuperCrew 6-1/2' Box 601A$98,990
4x4 Platinum SuperCrew 5-1/2' Box 702A$105,640
4x4 Platinum SuperCrew 6-1/2' Box 702A$106,040
4x4 Raptor SuperCrew 801A$110,625
Safety and driver assist
Automatic braking
✓ from 4x4 Tremor SuperCrew 401A
Blind-spot monitor
✓ from 4x4 Tremor SuperCrew 401A
Adaptive cruise
+ Option
+ Option
+ Option
✓ from 4x4 Tremor SuperCrew 401A
Lane centering
✓
✓
✓ from 4x4 XLT SuperCrew 300A
Hands-free driving
+ Option
360° camera
✓ from 4x4 Tremor SuperCrew 401A
Comfort
Heated seats
✓ from 4x4 Tremor SuperCrew 401A
Cooled seats
✓ from 4x4 Lariat SuperCrew 5-1/2' Box 501A
Heated steering wheel
✓ from 4x4 Lariat SuperCrew 5-1/2' Box 501A
Heated rear seats
✓ from 4x4 King Ranch SuperCrew 5-1/2' Box 601A
Dual-zone climate
✓ from 4x4 Tremor SuperCrew 401A
Massaging seats
✓ 4x4 King Ranch SuperCrew 5-1/2' Box 601A to 4x4 Platinum SuperCrew 6-1/2' Box 702A
Convenience
Push-button start
✓ from 4x4 Tremor SuperCrew 401A
Remote start
+ Option
+ Option
+ Option
✓ from 4x4 Tremor SuperCrew 401A
Power liftgate
✓ 4x4 King Ranch SuperCrew 5-1/2' Box 601A to 4x4 King Ranch SuperCrew 6-1/2' Box 601A
Wireless phone charging
+ Option
+ Option
+ Option
✓ 4x4 Lariat SuperCrew 5-1/2' Box 501A to 4x4 Lariat SuperCrew 6-1/2' Box 501A
Power driver's seat
✓ from 4x4 Lariat SuperCrew 5-1/2' Box 501A
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ from 4x4 Tremor SuperCrew 401A
Premium sound system
✓ from 4x4 Tremor SuperCrew 401A
Head-up display
+ $1,000
✓ from 4x4 Platinum SuperCrew 5-1/2' Box 702A
Large touchscreen (12 in+)
✓ 4x2 XL Regular Cab 8' Box 101A to 4x2 STX SuperCab 200B
✓ 4x2 XL SuperCrew 101A to 4x2 STX SuperCrew 200B
✓
Capability and looks
AWD or 4WD
✓ from 4x4 XL SuperCrew 101A
Sunroof
+ $1,750
+ $1,750
Not listed on any trimRear cross-traffic alertParking sensorsMemory seatTow hitch includedPanoramic roofLED headlights
Full standard equipment on the 4x2 XL Regular Cab 8' Box 4x2 XL Regular Cab 8' Box 101A (26 items)
  • 2.7L V6 EcoBoost with Auto Start-Stop Technology
  • 60/40 bench with flip and fold-down seat
  • Available 136-litre fuel tank
  • Available Ford Connectivity Package (One year included with activation)
  • SYNC 4 with 12" centre display 76
  • Less Tu-Tone Accent Colour
  • Electronic Ten-Speed Automatic Transmission
  • 3.55 Non-Limited Slip Axle Ratio
  • Ford Connectivity Package (1-year Included)
  • XL (101A)
  • 17" Silver Steel Wheels
  • 245/70R 17 BSW All-Season Tires
  • Dual Power Glass, Manual Folding, Heated with Black Skull Caps
  • Scuff Plates, MIC, Front
  • Graphics Delete
  • Wipers – Intermittent Speed
  • Smoked Chrome Single Exhaust
  • Fuel Tank – 136 Litre
  • LED Taillamps
  • 3.55 Electronic Locking Rear Differential
  • Cloth 40/20/40 Front Seats – Medium Dark Slate
  • SYNC 4 with Enhanced Voice Recognition
  • AM/FM Stereo
  • Vinyl Floor Covering – Black
  • Steering Wheel - Black Urethane – Manual Tilt/Telescoping and Manual Locking
  • 12” Productivity Screen in Instrument Cluster
Quick answers
How much is a 2026 F-150 in Ontario?
$63,488 to drive away for the 4x2 XL Regular Cab 8' Box, from a $52,690 sticker.
What does it cost a month?
A $983 loan payment, about $1,584 a month with insurance, fuel and upkeep ($5,000 down); about $1,421 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

Agate Black MetallicArgon Blue MetallicIconic Silver MetallicCarbonized Grey MetallicOxford WhiteMarsh Grey+$600Ruby Red Metallic Tinted Clearcoat+$600AvalancheAntimatter Blue MetallicStar White Metallic Tri-Coat+$800Shelter Green+$600

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Prices from Ford's brand build & price (read in browser); may have changed, so confirm with a dealer. Insurance and maintenance are estimates. How we count.