CarFitt

Ford F-150 vs Honda Ridgeline: cost to own

Verdict, over 6 years

The Honda Ridgeline costs about $18,294 less

That's $254 a month. Closest matching trims: same fuel and drive where possible.
F-150 4x4 XL SuperCrew$1,683/moTrue cost
Ridgeline Sport✓ $1,428/moTrue cost
2026 Ford F-150
2026 Ford F-150
Closest matching trim: F-150 4x4 XL SuperCrew
Sticker (MSRP)$67,560
+$12,731→↓Freight, fees, HST
Drive away$80,291
+ running costs→↓− $38,136 resale
True cost$1,683/moA month to own, after resale
2026 Honda Ridgeline
2026 Honda Ridgeline
Closest matching trim: Ridgeline Sport
Sticker (MSRP)$53,090
+$10,465→↓Freight, fees, HST
Drive away$63,555
+ running costs→↓− $28,134 resale
True cost$1,428/moA month to own, after resale

Line by line

Price
Sticker (MSRP)$67,560✓ $53,090Ridgeline by $14,470
Freight and fees, before tax$3,494✓ $3,153Ridgeline by $341
Sales tax (HST)$9,237✓ $7,312Ridgeline by $1,925
Drive-away price$80,291✓ $63,555Ridgeline by $16,736
Running costs, 6 years
Fuel or charging$21,595✓ $19,251Ridgeline by $2,344
Insurance (estimate)$16,629✓ $13,264Ridgeline by $3,365
Maintenance (estimate)✓ $8,610$9,508F-150 by $898
Loan rate6.5%6.5%—
Loan interest$15,835✓ $12,315Ridgeline by $3,520
Lost return on your money$16,226✓ $12,997Ridgeline by $3,229
Resale after 6 yrs✓ −$38,136−$28,134F-150 by $10,002
Total
True cost$121,141✓ $102,847Ridgeline by $18,294
True cost a month$1,683/mo✓ $1,428/moRidgeline by $255
You pay each month$1,917/mo✓ $1,569/moRidgeline by $348
Practical
Fuel typeGasGas—
Seats65—
Carry-ons, 2 peopleOpen bedOpen bed—
Towing, lb—5,000—
Cargo behind row 2, litresNot published960—
Length—5.34 m—
Ground clearance—19 cm—
Resale % after 6 yrs✓ 56%53%—
US crash test5★ (closest version)5★—
Price
Sticker (MSRP)
F-150 4x4 XL SuperCrew $67,560Ridgeline Sport ✓ $53,090Cheaper by Ridgeline by $14,470
Freight and fees, before tax
F-150 4x4 XL SuperCrew $3,494Ridgeline Sport ✓ $3,153Cheaper by Ridgeline by $341
Sales tax (HST)
F-150 4x4 XL SuperCrew $9,237Ridgeline Sport ✓ $7,312Cheaper by Ridgeline by $1,925
Drive-away price
F-150 4x4 XL SuperCrew $80,291Ridgeline Sport ✓ $63,555Cheaper by Ridgeline by $16,736
Running costs, 6 years
Fuel or charging
F-150 4x4 XL SuperCrew $21,595Ridgeline Sport ✓ $19,251Cheaper by Ridgeline by $2,344
Insurance (estimate)
F-150 4x4 XL SuperCrew $16,629Ridgeline Sport ✓ $13,264Cheaper by Ridgeline by $3,365
Maintenance (estimate)
F-150 4x4 XL SuperCrew ✓ $8,610Ridgeline Sport $9,508Cheaper by F-150 by $898
Loan rate
F-150 4x4 XL SuperCrew 6.5%Ridgeline Sport 6.5%Cheaper by —
Loan interest
F-150 4x4 XL SuperCrew $15,835Ridgeline Sport ✓ $12,315Cheaper by Ridgeline by $3,520
Lost return on your money
F-150 4x4 XL SuperCrew $16,226Ridgeline Sport ✓ $12,997Cheaper by Ridgeline by $3,229
Resale after 6 yrs
F-150 4x4 XL SuperCrew ✓ −$38,136Ridgeline Sport −$28,134Cheaper by F-150 by $10,002
Total
True cost
F-150 4x4 XL SuperCrew $121,141Ridgeline Sport ✓ $102,847Cheaper by Ridgeline by $18,294
True cost a month
F-150 4x4 XL SuperCrew $1,683/moRidgeline Sport ✓ $1,428/moCheaper by Ridgeline by $255
You pay each month
F-150 4x4 XL SuperCrew $1,917/moRidgeline Sport ✓ $1,569/moCheaper by Ridgeline by $348
Practical
Fuel type
F-150 4x4 XL SuperCrew GasRidgeline Sport GasCheaper by —
Seats
F-150 4x4 XL SuperCrew 6Ridgeline Sport 5Cheaper by —
Carry-ons, 2 people
F-150 4x4 XL SuperCrew Open bedRidgeline Sport Open bedCheaper by —
Towing, lb
F-150 4x4 XL SuperCrew —Ridgeline Sport 5,000Cheaper by —
Cargo behind row 2, litres
F-150 4x4 XL SuperCrew Not publishedRidgeline Sport 960Cheaper by —
Length
F-150 4x4 XL SuperCrew —Ridgeline Sport 5.34 mCheaper by —
Ground clearance
F-150 4x4 XL SuperCrew —Ridgeline Sport 19 cmCheaper by —
Resale % after 6 yrs
F-150 4x4 XL SuperCrew ✓ 56%Ridgeline Sport 53%Cheaper by —
US crash test
F-150 4x4 XL SuperCrew 5★ (closest version)Ridgeline Sport 5★Cheaper by —

✓ marks the better figure. Resale is from used prices: the F-150 typical for its type and brand, the Ridgeline from its own. Their stickers differ by $14,470.