Ford F-150 vs Toyota Tundra: cost to own

Verdict, over 6 years

They cost about the same

Within $563: too close to call. Closest matching trims: same fuel and drive where possible.

F-150 4x2 XL Regular Cab 8' Box$1,421/moTrue cost

Tundra Double Cab SR 4X2 Regular Bed$1,413/moTrue cost

2026 Ford F-150

Closest matching trim: F-150 4x2 XL Regular Cab 8' Box

Sticker (MSRP)$52,690

+$10,798→↓Freight, fees, HST

Drive away$63,488

+ running costs→↓− $29,742 resale

True cost$1,421/moA month to own, after resale

2026 Toyota Tundra

Closest matching trim: Tundra Double Cab SR 4X2 Regular Bed

Sticker (MSRP)$54,440

+$10,561→↓Freight, fees, HST

Drive away$65,001

+ running costs→↓− $37,757 resale

True cost$1,413/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	✓ $52,690	$54,440	F-150 by $1,750
Freight and fees, before tax	$3,494	✓ $3,083	Tundra by $411
Sales tax (HST)	✓ $7,304	$7,478	F-150 by $174
Drive-away price	✓ $63,488	$65,001	F-150 by $1,513
Running costs, 6 years
Fuel or charging	$20,758	✓ $20,088	Tundra by $670
Insurance (estimate)	✓ $14,847	$19,796	F-150 by $4,949
Maintenance (estimate)	✓ $7,584	$8,634	F-150 by $1,050
Loan rate	6.5%	6.5%	—
Loan interest	✓ $12,301	$12,619	F-150 by $318
Lost return on your money	✓ $12,984	$13,276	F-150 by $292
Resale after 6 yrs	−$29,742	✓ −$37,757	Tundra by $8,015
Total
True cost	$102,311	✓ $101,748	Tundra by $563
True cost a month	$1,421/mo	✓ $1,413/mo	Tundra by $8
You pay each month	✓ $1,584/mo	$1,684/mo	F-150 by $100
Practical
Fuel type	Gas	Gas	—
Seats	6	5	—
Carry-ons, 2 people	Open bed	Open bed	—
Towing, lb	—	8,300	—
Cargo behind row 2, litres	Not published	Not published	—
Length	—	5.93 m	—
Ground clearance	—	26 cm	—
Resale % after 6 yrs	56%	✓ 69%	—
US crash test	5★ (closest version)	5★	—

Price

Sticker (MSRP)

F-150 4x2 XL Regular Cab 8' Box ✓ $52,690Tundra Double Cab SR 4X2 Regular Bed $54,440Cheaper by F-150 by $1,750

Freight and fees, before tax

F-150 4x2 XL Regular Cab 8' Box $3,494Tundra Double Cab SR 4X2 Regular Bed ✓ $3,083Cheaper by Tundra by $411

Sales tax (HST)

F-150 4x2 XL Regular Cab 8' Box ✓ $7,304Tundra Double Cab SR 4X2 Regular Bed $7,478Cheaper by F-150 by $174

Drive-away price

F-150 4x2 XL Regular Cab 8' Box ✓ $63,488Tundra Double Cab SR 4X2 Regular Bed $65,001Cheaper by F-150 by $1,513

Running costs, 6 years

Fuel or charging

F-150 4x2 XL Regular Cab 8' Box $20,758Tundra Double Cab SR 4X2 Regular Bed ✓ $20,088Cheaper by Tundra by $670

Insurance (estimate)

F-150 4x2 XL Regular Cab 8' Box ✓ $14,847Tundra Double Cab SR 4X2 Regular Bed $19,796Cheaper by F-150 by $4,949

Maintenance (estimate)

F-150 4x2 XL Regular Cab 8' Box ✓ $7,584Tundra Double Cab SR 4X2 Regular Bed $8,634Cheaper by F-150 by $1,050

Loan rate

F-150 4x2 XL Regular Cab 8' Box 6.5%Tundra Double Cab SR 4X2 Regular Bed 6.5%Cheaper by —

Loan interest

F-150 4x2 XL Regular Cab 8' Box ✓ $12,301Tundra Double Cab SR 4X2 Regular Bed $12,619Cheaper by F-150 by $318

Lost return on your money

F-150 4x2 XL Regular Cab 8' Box ✓ $12,984Tundra Double Cab SR 4X2 Regular Bed $13,276Cheaper by F-150 by $292

Resale after 6 yrs

F-150 4x2 XL Regular Cab 8' Box −$29,742Tundra Double Cab SR 4X2 Regular Bed ✓ −$37,757Cheaper by Tundra by $8,015

Total

True cost

F-150 4x2 XL Regular Cab 8' Box $102,311Tundra Double Cab SR 4X2 Regular Bed ✓ $101,748Cheaper by Tundra by $563

True cost a month

F-150 4x2 XL Regular Cab 8' Box $1,421/moTundra Double Cab SR 4X2 Regular Bed ✓ $1,413/moCheaper by Tundra by $8

You pay each month

F-150 4x2 XL Regular Cab 8' Box ✓ $1,584/moTundra Double Cab SR 4X2 Regular Bed $1,684/moCheaper by F-150 by $100

Practical

Fuel type

F-150 4x2 XL Regular Cab 8' Box GasTundra Double Cab SR 4X2 Regular Bed GasCheaper by —

Seats

F-150 4x2 XL Regular Cab 8' Box 6Tundra Double Cab SR 4X2 Regular Bed 5Cheaper by —

Carry-ons, 2 people

F-150 4x2 XL Regular Cab 8' Box Open bedTundra Double Cab SR 4X2 Regular Bed Open bedCheaper by —

Towing, lb

F-150 4x2 XL Regular Cab 8' Box —Tundra Double Cab SR 4X2 Regular Bed 8,300Cheaper by —

Cargo behind row 2, litres

F-150 4x2 XL Regular Cab 8' Box Not publishedTundra Double Cab SR 4X2 Regular Bed Not publishedCheaper by —

Length

F-150 4x2 XL Regular Cab 8' Box —Tundra Double Cab SR 4X2 Regular Bed 5.93 mCheaper by —

Ground clearance

F-150 4x2 XL Regular Cab 8' Box —Tundra Double Cab SR 4X2 Regular Bed 26 cmCheaper by —

Resale % after 6 yrs

F-150 4x2 XL Regular Cab 8' Box 56%Tundra Double Cab SR 4X2 Regular Bed ✓ 69%Cheaper by —

US crash test

F-150 4x2 XL Regular Cab 8' Box 5★ (closest version)Tundra Double Cab SR 4X2 Regular Bed 5★Cheaper by —

✓ marks the better figure. Resale is from used prices: the F-150 typical for its type and brand, the Tundra from its own. Their stickers differ by $1,750.