2026 Kia Sportage: real cost in Ontario

Cheapest trim, LX FWD · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$32,295the advertised price
Drive away$39,917with fees and HST
Loan payment$587/mo72-month loan at 6.5%, $5,000 down
True cost$1,040/moeverything, after resale
Car, fees and HST $39,917Insurance $14,715Fuel $13,894Interest and lost return $15,780Maintenance and plates $6,736

$39,917 to drive away + $51,126 to run it for 6 years − $16,155 back at resale = $74,888, or $1,040 a month.

Where the money goes

Drive away$39,917
Running it, 6 yrs+$51,126
Back at resale−$16,155
Sticker pricethe advertised MSRP
+$32,295
Feesfreight $2,185 · dealer $699 · levies $146
+$3,030
HST, 13%Ontario
+$4,592
Insuranceestimate, age 35–59, Toronto
+$14,715
Fuel18,000 km a year at 8.3 L/100 km
+$13,894
Lost return on your money5% a year on the down payment and each payment
+$8,437
Loan interest6.5% over 72 months
+$7,344
Maintenanceestimate
+$6,645
Registration and plates6 years in Ontario
+$91
Resale after 6 years50% of MSRP, you get this back
−$16,155
True cost $74,888 ÷ 72 months$1,040 a month

The car

Size and space
BodySUV4.68 m long
Seats5
Cargo1,036 Lbehind row 2
Ground clearance18–21 cm
Engine and fuel
Engine187 hp gas, FWD, AWD
0–100 km/h9.2–9.5 sour estimate from power and weight
Fuel use8.3–8.9 L/100 kmNatural Resources Canada
TowingUp to 2,500 lb
Tires17", 18" or 19"by trim
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
European crash test5 of 5 stars ↗Euro NCAP 2022, European version
Highway assistSteers and brakeshands on the wheel · every trim
Insurance claimsAbove averagecollision 141 · theft 124 · injury 95 (100 = avg)
Warranty5 yrs / 100,000 kmpowertrain 5 yrs / 100,000 km
Resale at 6 years50% of MSRPthis model's own record

Every trim

All trims: 187 hp, 5 seats.
LX FWD$32,295$39,917$74,888✓ $1,040/mo8.3 L/100 km— No— No— No
LX FWD$32,495$40,143$75,172$1,044/mo8.3 L/100 km— No— No— No
LX$34,395$42,290$79,315$1,102/mo8.9 L/100 km— No— No✓ Yes
LX$34,595$42,516$79,534$1,105/mo8.9 L/100 km— No— No✓ Yes
X-Line$38,195$46,584$84,151$1,169/mo8.9 L/100 km✓ Yes— No✓ Yes
X-Line$38,395$46,810$84,435$1,173/mo8.9 L/100 km✓ Yes— No✓ Yes
EX$40,195$48,844$86,628$1,203/mo8.9 L/100 km✓ Yes✓ Yes✓ Yes
EX$40,395$49,070$86,847$1,206/mo8.9 L/100 km✓ Yes✓ Yes✓ Yes
EX Premium$42,195$51,104$89,177$1,239/mo8.9 L/100 km✓ Yes✓ Yes✓ Yes
EX Premium$42,395$51,330$89,396$1,242/mo8.9 L/100 km✓ Yes✓ Yes✓ Yes
X-Line Limited$45,695$55,059$93,461$1,298/mo8.9 L/100 km✓ Yes✓ Yes✓ Yes
X-Line Limited$45,895$55,285$93,745$1,302/mo8.9 L/100 km✓ Yes✓ Yes✓ Yes
LX FWD
✓ $1,040/mo
True cost
Sticker $32,295Drive-away $39,9176 yrs $74,888Fuel use 8.3 L/100 kmBlind spot — NoSunroof — NoAWD/4WD — No
LX FWD
$1,044/mo
True cost
Sticker $32,495Drive-away $40,1436 yrs $75,172Fuel use 8.3 L/100 kmBlind spot — NoSunroof — NoAWD/4WD — No
LX
$1,102/mo
True cost
Sticker $34,395Drive-away $42,2906 yrs $79,315Fuel use 8.9 L/100 kmBlind spot — NoSunroof — NoAWD/4WD ✓ Yes
LX
$1,105/mo
True cost
Sticker $34,595Drive-away $42,5166 yrs $79,534Fuel use 8.9 L/100 kmBlind spot — NoSunroof — NoAWD/4WD ✓ Yes
X-Line
$1,169/mo
True cost
Sticker $38,195Drive-away $46,5846 yrs $84,151Fuel use 8.9 L/100 kmBlind spot ✓ YesSunroof — NoAWD/4WD ✓ Yes
X-Line
$1,173/mo
True cost
Sticker $38,395Drive-away $46,8106 yrs $84,435Fuel use 8.9 L/100 kmBlind spot ✓ YesSunroof — NoAWD/4WD ✓ Yes
EX
$1,203/mo
True cost
Sticker $40,195Drive-away $48,8446 yrs $86,628Fuel use 8.9 L/100 kmBlind spot ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
EX
$1,206/mo
True cost
Sticker $40,395Drive-away $49,0706 yrs $86,847Fuel use 8.9 L/100 kmBlind spot ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
EX Premium
$1,239/mo
True cost
Sticker $42,195Drive-away $51,1046 yrs $89,177Fuel use 8.9 L/100 kmBlind spot ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
EX Premium
$1,242/mo
True cost
Sticker $42,395Drive-away $51,3306 yrs $89,396Fuel use 8.9 L/100 kmBlind spot ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
X-Line Limited
$1,298/mo
True cost
Sticker $45,695Drive-away $55,0596 yrs $93,461Fuel use 8.9 L/100 kmBlind spot ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
X-Line Limited
$1,302/mo
True cost
Sticker $45,895Drive-away $55,2856 yrs $93,745Fuel use 8.9 L/100 kmBlind spot ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
LX FWD$32,295
LX$34,395
X-Line$38,195
EX$40,195
EX Premium$42,195
X-Line Limited$45,695
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ from X-Line
Rear cross-traffic alert
✓ from X-Line
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from X-Line Limited
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from EX Premium
Heated steering wheel
✓ from X-Line
Heated rear seats
✓ from EX Premium
Dual-zone climate
✓ from EX
Convenience
Push-button start
✓ Every trim
Remote start
✓ from X-Line
Power liftgate
✓ from EX Premium
Wireless phone charging
✓ from X-Line
Power driver's seat
✓ from X-Line
Memory seat
✓ from EX Premium
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Built-in navigation
✓ from EX
Premium sound system
✓ from X-Line Limited
Head-up display
✓ from X-Line Limited
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ from LX
Sunroof
✓ from EX
Panoramic roof
✓ from EX
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingMassaging seatsWireless CarPlayTow hitch included
Full standard equipment on the LX FWD (56 items)
  • 8-Speed Automatic Transmission
  • Drive Mode Select
  • Idle Stop and Go
  • Trailer Package Pre-Wiring
  • 17" alloy wheels
  • Projection LED headlights
  • LED DRL & Positioning Lights
  • Combi LED Rear Taillights
  • Rear Spoiler with LED High Mounted Stop Light
  • Roof rails
  • Heated, electric adjustable, body colour side-view mirrors
  • Rear privacy tint glass
  • Body-coloured door handles
  • Acoustic laminated windshield
  • Front & Rear Splash guards
  • Cloth seats
  • Leather-wrapped steering wheel
  • Heated front seats
  • Tilt and telescopic steering wheel
  • Height adjustable driver's seat
  • 60:40 split-folding rear seats
  • Illuminated and Sliding Sun visors
  • Power window’s with driver auto down
  • Air Conditioning
  • Keyless Entry
  • Central door lock
  • S/W Audio Controls
  • Smart Cruise Control 2 (SCC 2) with Stop&Go
  • 4“ TFT Cluster
  • USB charger (2 ports, outside console)
  • Rear Air Vents
  • Rear Floor Heating Duct
  • 12.3" Multimedia Interface with AM/FM/MP3, HD Radio, SiriusXM (ccNC Lite)
  • Android Auto / Apple CarPlay
  • Bluetooth
  • 6-speaker audio
  • Kia Connect with Over The Air Updates
  • Smart key with push-button start
  • 8 airbags (Dual front advanced airbags, Dual front seat-mounted side airbags, Full-length side curtain airbags, Dual rear side airbags)
  • Electronic Parking Brake
  • 4-wheel anti-lock braking system (ABS)
  • Electronic stability control (ESC)
  • Hill-assist control (HAC)
  • Downhill brake control (DBC)
  • Trailer stability assist (TSA)
  • Temporary Spare Tire
  • Automatic Headlights
  • Immobilizer
  • Low washer fluid warning indicator
  • Tire Pressure Monitoring System (TPMS)
  • Forward Collision-Avoidance Assist 1.5 (FCA 1.5)
  • Parking Distance Warning (PDW) - Front & Rear
  • Lane Following Assist 2 (LFA 2)
  • Lane Keep Assist System (LKA)
  • Rear Occupant Alert (w/o Sensor)
  • Rear-View Camera with Dynamic Parking Guidelines

Recalls in Canada

2 Transport Canada recalls for 2025 to 2027 Sportage models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2026 Sportage in Ontario?
$39,917 to drive away for the LX FWD, from a $32,295 sticker.
What does it cost a month?
A $587 loan payment, about $1,078 a month with insurance, fuel and upkeep ($5,000 down); about $1,040 a month all in, after resale.
How much can it tow?
2,500 lb for every trim.

Colours

Snow White Pearl+$250Fusion BlackSteel Grey+$250Gravity Grey+$250Wolf Grey+$250Heritage Blue+$250Jungle Green+$250

Similar SUVs

Prices from Kia's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.