2026 Kia Niro: real cost in Ontario
See the Niro on Kia's site ↗Prices read 2026-11-05
Cheapest trim, LX · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$30,845the advertised price
Drive away$38,104with fees and HST
Loan payment$556/mo72-month loan at 6.5%, $5,000 down
True cost$899/moeverything, after resale
$38,104 to drive away + $41,034 to run it for 6 years − $14,416 back at resale = $64,721, or $899 a month.
Where the money goes
Drive away$38,104
Running it, 6 yrs+$41,034
Back at resale−$14,416
Sticker pricethe advertised MSRP
+$30,845Feesfreight $2,035 · dealer $699 · levies $141
+$2,875HST, 13%Ontario
+$4,384Insuranceestimate, age 35–59, Toronto
+$12,274Lost return on your money5% a year on the down payment and each payment
+$8,087Fuel18,000 km a year at 4.4 L/100 km
+$7,366Loan interest6.5% over 72 months
+$6,962Maintenanceestimate
+$6,254Registration and plates6 years in Ontario
+$91Resale after 6 years47% of MSRP, you get this back
−$14,416True cost $64,721 ÷ 72 months$899 a month
The car
Size and space
BodySUV4.42 m long
Seats5
Cargo646 Lbehind row 2
Ground clearance16 cm
Engine and fuel
Engine139 hp hybrid, FWD
0–100 km/h9.2 sour estimate from power and weight
Fuel use4.4–4.8 L/100 kmNatural Resources Canada
TowingNot rated for towing
Tires16" or 18"by trim
Safety and cover
US crash test4 of 5 starsNHTSA · see the test ↗
European crash test4 of 5 stars ↗Euro NCAP 2022, European version; 5 stars with its safety pack
Highway assistSteers and brakeshands on the wheel · every trim
Warranty5 yrs / 100,000 kmpowertrain 5 yrs / 100,000 km · battery 8 yrs / 160,000 km
Resale at 6 years47% of MSRPprevious generation · how it compares
Every trim
All trims: FWD, 139 hp, 5 seats.| LX | $30,845 | $38,104 | $64,721 | ✓ $899/mo | 4.4 L/100 km | — No | — No |
| EX | $32,845 | $40,364 | $67,166 | $933/mo | 4.4 L/100 km | ✓ Yes | — No |
| EX Premium | $35,545 | $43,415 | $70,529 | $980/mo | 4.4 L/100 km | ✓ Yes | ✓ Yes |
| SX | $39,545 | $47,935 | $76,214 | $1,059/mo | 4.8 L/100 km | ✓ Yes | ✓ Yes |
LX
✓ $899/mo
True cost
EX
$933/mo
True cost
EX Premium
$980/mo
True cost
SX
$1,059/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it.Feature
LX$30,845
EX$32,845
EX Premium$35,545
SX$39,545
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ from EX
Lane centering
✓ Every trim
Parking sensors
✓ from EX
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from SX
Heated steering wheel
✓ from EX
Heated rear seats
✓ Every trim
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ from EX
Remote start
✓ from EX
Power liftgate
✓ from EX Premium
Wireless phone charging
✓ from EX
Power driver's seat
✓ from EX Premium
Memory seat
✓ from SX
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Built-in navigation
✓ from EX
Premium sound system
✓ from SX
Head-up display
✓ from SX
Capability and looks
Sunroof
✓ from EX Premium
LED headlights
✓ from SX
Not listed on any trimHands-free driving360° cameraMassaging seatsWireless CarPlayLarge touchscreen (12 in+)AWD or 4WDTow hitch includedPanoramic roof
Full standard equipment on the LX (57 items)
- 1.6 GDI 4-Cylinder Engine
- 6-Speed Dual-Clutch Transmission
- Drive Mode Select
- Idle Stop and Go
- PTC Heater
- 16" alloy wheels
- Halogen bi-function projection headlights
- LED daytime running lights
- LED positioning lights
- LED Rear Taillights
- Rear Spoiler with LED High Mounted Stop Light
- Heated, electric adjustable, body colour side-view mirrors
- Solar glass front windows
- Privacy tint glass
- Acoustic laminated windshield
- Body-coloured door handles
- Front and rear silver skid plate bumper accents
- Front & Rear Splash guards
- Cloth seats
- Heated front seats
- Tilt and telescopic steering wheel
- Front seat Height Adjusters
- 60:40 split-folding rear seats
- Passenger side seatback pocket
- Illuminated and Sliding Sun visors
- Power Window’s w/ DR AT Up/Down
- Dual Zone Auto Temperature Control with Auto Defog
- Air Conditioning
- Keyless Entry
- Central door lock
- S/W Audio Controls
- Cruise Control
- 4.2” TFT Cluster
- 12V Power Outlet
- USB audio input and charging port
- 2nd Row Floor Heating Duct
- 8” Display audio
- 6-speaker audio
- Apple CarPlay and Android Auto smartphone integration
- Bluetooth
- 7 airbags (driver knee, dual advanced front, dual side curtain, dual front side seat)
- Electric Parking Brake + Auto Hold
- 4-wheel anti-lock braking system (ABS)
- Electronic stability control (ESC)
- Hill-assist control (HAC)
- Tire Mobility Kit
- Automatic Headlights
- Immobilizer
- Low washer fluid warning indicator
- Tire Pressure Monitoring System (TPMS)
- Forward collision-avoidance assist (FCA)
- Blind-spot Collision Avoidance Assist (BCA)
- Rear Cross-Traffic Collision Avoidance Assist (RCAA)
- Lane Keep Assist System (LKA)
- Lane Follow Assist (LFA)
- Rear Seat Occupant Alert
- Rear -View Camera w/ Dynamic Parking Guidelines
Recalls in Canada
3 Transport Canada recalls for 2024 to 2026 Niro models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.
Airbag2024, 2025 · 10,622 vehicles
On certain vehicles, the wiring under the front passenger seat may not have been routed correctly.Recall 2025021 at Transport Canada ↗Label2024 · 647,384 vehicles
On certain vehicles, the compliance label may be missing information in French.Recall 2024549 at Transport Canada ↗Powertrain2024 · 133 vehicles
On certain electric vehicles, an axle shaft may not have been manufactured properly.Recall 2024054 at Transport Canada ↗Quick answers
- How much is a 2026 Niro in Ontario?
- $38,104 to drive away for the LX, from a $30,845 sticker.
- What does it cost a month?
- A $556 loan payment, about $917 a month with insurance, fuel and upkeep ($5,000 down); about $899 a month all in, after resale.
- How much can it tow?
- It isn't rated for towing.
Colours
Snow White Pearl+$250Aurora Black PearlSteel Grey+$250Runway Red+$250Interstellar Grey+$250Mineral Blue+$250Cityscape Green+$250Cityscape Green - Gloss Black Pillar+$250
Similar SUVs
Prices from Kia's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.