2026 Buick Encore GX: real cost in Ontario
See the Encore GX on Buick's site ↗Prices read 2026-11-07
Cheapest trim, Preferred FWD · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$31,349the advertised price
Drive away$38,977with fees and HST
Loan payment$571/mo72-month loan at 6.5%, $5,000 down
True cost$991/moeverything, after resale
$38,977 to drive away + $46,847 to run it for 6 years − $14,475 back at resale = $71,348, or $991 a month.
Where the money goes
Drive away$38,977
Running it, 6 yrs+$46,847
Back at resale−$14,475
Sticker pricethe advertised MSRP
+$31,349Feesfreight $2,300 · dealer $699 · levies $145
+$3,144HST, 13%Ontario
+$4,484Fuel18,000 km a year at 7.8 L/100 km
+$13,057Insuranceestimate, age 35–59, Toronto
+$11,086Lost return on your money5% a year on the down payment and each payment
+$8,255Maintenanceestimate
+$7,211Loan interest6.5% over 72 months
+$7,146Registration and plates6 years in Ontario
+$91Resale after 6 years46% of MSRP, you get this back
−$14,475True cost $71,348 ÷ 72 months$991 a month
The car
Size and space
Seats5
Cargo665 Lbehind row 2
Ground clearance19 cm
Engine and fuel
Engine155 hp gas, FWD, AWD
0–100 km/h8.5–9.1 sour estimate from power and weight
Fuel use7.8–8.8 L/100 kmNatural Resources Canada
TowingUp to 1,000 lb
Tires18" or 19"by trim
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Insurance claimsAbout averagecollision 83 · theft 70 · injury 45 (100 = avg)
Resale at 6 years46% of MSRPaverage for its type
Every trim
All trims: 155 hp, 5 seats.| Preferred FWD | $31,349 | $38,977 | $71,348 | ✓ $991/mo | — | 7.8 L/100 km | — No | — No |
| Preferred AWD | $33,349 | $41,237 | $75,877 | $1,054/mo | — | 8.8 L/100 km | — No | ✓ Yes |
| Sport Touring | $35,049 | $43,158 | $78,073 | $1,084/mo | 1,000 | 8.8 L/100 km | ✓ Yes | ✓ Yes |
| Avenir | $38,349 | $46,887 | $83,333 | $1,157/mo | 1,000 | 8.8 L/100 km | ✓ Yes | ✓ Yes |
Preferred FWD
✓ $991/mo
True cost
Preferred AWD
$1,054/mo
True cost
Sport Touring
$1,084/mo
True cost
Avenir
$1,157/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
Preferred FWD$31,349
Preferred AWD$33,349
Sport Touring$35,049
Avenir$38,349
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
+ $1,399
+ $1,750
360° camera
+ $1,399
+ $1,750
Parking sensors
+ $1,399
+ $950
Comfort
Heated seats
✓ Every trim
Heated steering wheel
✓ Every trim
Dual-zone climate
✓ from Avenir
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Power liftgate
+ $500
✓ from Sport Touring
Wireless phone charging
+ $1,399
+ $1,750
Power driver's seat
✓ Every trim
Memory seat
✓ from Avenir
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Premium sound system
+ $645
+ $950
Capability and looks
AWD or 4WD
✓ from Preferred AWD
Tow hitch included
✓ Every trim
Sunroof
+ $2,095
+ $1,895
Panoramic roof
+ $2,095
+ $1,895
LED headlights
✓ Every trim
Not listed on any trimLane centeringHands-free drivingCooled seatsHeated rear seatsMassaging seatsBuilt-in navigationHead-up displayLarge touchscreen (12 in+)
Full standard equipment on the Preferred FWD (133 items)
- Heated driver and front passenger seats
- Buick Driver Confidence
- Remote Start
- Ultrawide 11" diagonal HD colour touchscreen
- Comfort Package
- ECOTEC 1.3L Turbo engine
- Continuous Variable Transmission (CVT)
- Axle, 5.45 final drive ratio
- Keyless start, push button
- E15 fuel capable
- Fuel system, electronic, returnless
- Engine control, stop/start system
- Engine control, stop/start system disable switch non-latching
- Engine air filtration monitor
- Driver shift control
- Front-wheel drive
- Trailering equipment
- Ride and Handling suspension
- GVWR, 4233 lbs. (1920 kg)
- Steering, power, variable effort, electric
- 4-wheel antilock disc brakes
- Brakes, front and rear, electric
- Brake, electronic parking
- Capless fuel fill
- 6-speaker audio system
- Wireless Apple CarPlay/Wireless Android Auto capability for compatible phones
- Wi-Fi Hotspot capable
- SiriusXM Trial Subscription
- Antenna, roof-mounted
- Noise control system active noise cancellation
- Seats, front bucket (STD)
- Cloth with Leatherette seat trim
- 8-way power driver seat
- 2-way power lumbar driver seat controls
- 4-way manual front passenger seat
- Headrests, 2-way adjustable, up/down, driver and front passenger
- Seatback, front passenger flat-folding
- 40/60 split-folding rear bench seat
- Console, floor, with armrest
- Armrest, rear centre
- Floor mats, colour-keyed and carpeted front (Deleted when LPO floor mats are ordered.)
- Floor mats, colour-keyed and carpeted rear (Deleted when LPO floor mats are ordered.)
- Steering column, tilt and telescopic, adjustable
- Heated steering wheel
- Wrapped steering wheel
- Steering wheel controls mounted audio, cruise control, Driver Information Centre, Forward Collision Alert gap adjust and phone interface controls
- Speedometer, km/miles, km odometer
- 8" diagonal colour Driver Information Centre
- Vehicle health management
- Brake lining wear indicator
- Display, ECO drive assistance
- Compass display
- Window, power with driver Express-Up/Down
- Window, power with front passenger Express-Down
- Power windows
- Door locks, power with lockout protection
- Key system
- Keyless Open and Start
- Cruise control
- Remote panic alarm
- Theft-deterrent system electrical, unauthorized entry
- USB ports
- Charging-only USB ports
- Single-zone manual climate control
- Defogger, rear-window, electric
- Auxiliary electric heater
- HVAC duct, rear, underneath front seat
- Air filter, pollutant
- Glovebox, single compartment
- Inside rearview manual day/night mirror
- Visors, driver and front passenger illuminated vanity mirrors covered, sliding
- Assist handle
- Assist handles
- Lighting, interior, dimming instrument panel cluster
- Lighting, interior, overhead courtesy dual reading lamp
- Lighting, interior, roof, rear courtesy
- Lighting, rear cargo compartment lamp
- Shift knob, satin silver and chrome
- Map pocket, driver seatback
- 18" Bright Silver painted aluminum wheels
- 18" all-season tires
- Bumper, rear, moulded colour
- Mouldings, upper side window chrome roofline and gloss Black beltline
- Fascia, front and rear
- Shutters, front upper grille, active
- Shutters, front lower grille, active
- Automatic on/off LED headlamps with delay feature
- Headlamp control, automatic on and off
- IntelliBeam
- Lamp, LED centre high-mounted stop/brake lamp
- Tail lamps, halogen
- Heated power outside mirrors
- Glass, acoustic, laminated windshield
- Glass, deep-tinted
- Windshield, solar absorbing
- Wipers, front intermittent with pulse washers
- Wiper, rear intermittent
- QuietTuning
- Manual liftgate
- Door handles, body-colour with chrome strips
- Door pillar trim, blackout
- StabiliTrak, electronic stability control system with traction control
- Automatic Emergency Braking
- Front Pedestrian Braking
- LED Daytime Running Lamps
- Airbag system
- Airbag, Passenger Sensing System, sensor indicator inflatable restraint, front passenger/child presence detector
- OnStar services capable
- HD Rear Vision Camera
- Lane Change Alert with Side Blind Zone Alert
- Lane Keep Assist with Lane Departure Warning
- Rear Cross Traffic Alert
- Forward Collision Alert
- Following Distance Indicator
- Seat belt, 3-point, driver with load limiter and pretensioners, height adjustable
- Seat belt, 3-point, front passenger with load limiter and pretensioners, height adjustable
- Seat belts, 3-point, rear, all seating positions with pretensioners
- Buckle to Drive
- Rear Seat Reminder
- LATCH System
- Door locks, rear child security
- Teen Driver
- Tire Fill Alert
- Tire inflator kit
- Tire Pressure Monitoring System
- Tire Pressure Display
- Knee bolster, driver and front passenger
- Horn, dual note tone
- OnStar Basics
- New Vehicle Limited Warranty
- Corrosion Protection
- Powertrain Limited Warranty
- Roadside Assistance Program
Recalls in Canada
2 Transport Canada recalls for 2024 to 2026 Encore GX models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.
Visual system2024, 2025 · 30,996 vehicles
On certain vehicles, moisture could enter the rearview camera and could cause the rearview camera image not to display correctly or at all.Recall 2026402 at Transport Canada ↗Lights and instruments2024 · 4,412 vehicles
On certain vehicles, a software problem could cause the instrument panel to display a black screen.Recall 2023599 at Transport Canada ↗Quick answers
- How much is a 2026 Encore GX in Ontario?
- $38,977 to drive away for the Preferred FWD, from a $31,349 sticker.
- What does it cost a month?
- A $571 loan payment, about $1,008 a month with insurance, fuel and upkeep ($5,000 down); about $991 a month all in, after resale.
- How much can it tow?
- Not rated for the Preferred FWD and Preferred AWD; 1,000 lb for every other trim.
Colours
Summit WhiteCopper Ice MetallicBrilliant RedEbony Twilight MetallicOcean Blue MetallicMoonstone Grey MetallicCeramicWhite Frost Tricoat+$700
Similar SUVs
Prices from Buick's Ontario build-and-price page, read 2026-11-07. Insurance and maintenance are estimates. How we count.





