2026 Buick Encore GX: real cost in Ontario

Cheapest trim, Preferred FWD · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$31,349the advertised price
Drive away$38,977with fees and HST
Loan payment$571/mo72-month loan at 6.5%, $5,000 down
True cost$991/moeverything, after resale
Car, fees and HST $38,977Insurance $11,086Fuel $13,057Interest and lost return $15,401Maintenance and plates $7,302

$38,977 to drive away + $46,847 to run it for 6 years − $14,475 back at resale = $71,348, or $991 a month.

Where the money goes

Drive away$38,977
Running it, 6 yrs+$46,847
Back at resale−$14,475
Sticker pricethe advertised MSRP
+$31,349
Feesfreight $2,300 · dealer $699 · levies $145
+$3,144
HST, 13%Ontario
+$4,484
Fuel18,000 km a year at 7.8 L/100 km
+$13,057
Insuranceestimate, age 35–59, Toronto
+$11,086
Lost return on your money5% a year on the down payment and each payment
+$8,255
Maintenanceestimate
+$7,211
Loan interest6.5% over 72 months
+$7,146
Registration and plates6 years in Ontario
+$91
Resale after 6 years46% of MSRP, you get this back
−$14,475
True cost $71,348 ÷ 72 months$991 a month

The car

Size and space
Seats5
Cargo665 Lbehind row 2
Ground clearance19 cm
Engine and fuel
Engine155 hp gas, FWD, AWD
0–100 km/h8.5–9.1 sour estimate from power and weight
Fuel use7.8–8.8 L/100 kmNatural Resources Canada
TowingUp to 1,000 lb
Tires18" or 19"by trim
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Insurance claimsAbout averagecollision 83 · theft 70 · injury 45 (100 = avg)
Resale at 6 years46% of MSRPaverage for its type

Every trim

All trims: 155 hp, 5 seats.
Preferred FWD$31,349$38,977$71,348✓ $991/mo—7.8 L/100 km— No— No
Preferred AWD$33,349$41,237$75,877$1,054/mo—8.8 L/100 km— No✓ Yes
Sport Touring$35,049$43,158$78,073$1,084/mo1,0008.8 L/100 km✓ Yes✓ Yes
Avenir$38,349$46,887$83,333$1,157/mo1,0008.8 L/100 km✓ Yes✓ Yes
Preferred FWD
✓ $991/mo
True cost
Sticker $31,349Drive-away $38,9776 yrs $71,348Tows —Fuel use 7.8 L/100 kmSunroof — NoAWD/4WD — No
Preferred AWD
$1,054/mo
True cost
Sticker $33,349Drive-away $41,2376 yrs $75,877Tows —Fuel use 8.8 L/100 kmSunroof — NoAWD/4WD ✓ Yes
Sport Touring
$1,084/mo
True cost
Sticker $35,049Drive-away $43,1586 yrs $78,073Tows 1,000Fuel use 8.8 L/100 kmSunroof ✓ YesAWD/4WD ✓ Yes
Avenir
$1,157/mo
True cost
Sticker $38,349Drive-away $46,8876 yrs $83,333Tows 1,000Fuel use 8.8 L/100 kmSunroof ✓ YesAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
Preferred FWD$31,349
Preferred AWD$33,349
Sport Touring$35,049
Avenir$38,349
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
+ $1,399
+ $1,750
360° camera
+ $1,399
+ $1,750
Parking sensors
+ $1,399
+ $950
Comfort
Heated seats
✓ Every trim
Heated steering wheel
✓ Every trim
Dual-zone climate
✓ from Avenir
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Power liftgate
+ $500
✓ from Sport Touring
Wireless phone charging
+ $1,399
+ $1,750
Power driver's seat
✓ Every trim
Memory seat
✓ from Avenir
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Premium sound system
+ $645
+ $950
Capability and looks
AWD or 4WD
✓ from Preferred AWD
Tow hitch included
✓ Every trim
Sunroof
+ $2,095
+ $1,895
Panoramic roof
+ $2,095
+ $1,895
LED headlights
✓ Every trim
Not listed on any trimLane centeringHands-free drivingCooled seatsHeated rear seatsMassaging seatsBuilt-in navigationHead-up displayLarge touchscreen (12 in+)
Full standard equipment on the Preferred FWD (133 items)
  • Heated driver and front passenger seats
  • Buick Driver Confidence
  • Remote Start
  • Ultrawide 11" diagonal HD colour touchscreen
  • Comfort Package
  • ECOTEC 1.3L Turbo engine
  • Continuous Variable Transmission (CVT)
  • Axle, 5.45 final drive ratio
  • Keyless start, push button
  • E15 fuel capable
  • Fuel system, electronic, returnless
  • Engine control, stop/start system
  • Engine control, stop/start system disable switch non-latching
  • Engine air filtration monitor
  • Driver shift control
  • Front-wheel drive
  • Trailering equipment
  • Ride and Handling suspension
  • GVWR, 4233 lbs. (1920 kg)
  • Steering, power, variable effort, electric
  • 4-wheel antilock disc brakes
  • Brakes, front and rear, electric
  • Brake, electronic parking
  • Capless fuel fill
  • 6-speaker audio system
  • Wireless Apple CarPlay/Wireless Android Auto capability for compatible phones
  • Wi-Fi Hotspot capable
  • SiriusXM Trial Subscription
  • Antenna, roof-mounted
  • Noise control system active noise cancellation
  • Seats, front bucket (STD)
  • Cloth with Leatherette seat trim
  • 8-way power driver seat
  • 2-way power lumbar driver seat controls
  • 4-way manual front passenger seat
  • Headrests, 2-way adjustable, up/down, driver and front passenger
  • Seatback, front passenger flat-folding
  • 40/60 split-folding rear bench seat
  • Console, floor, with armrest
  • Armrest, rear centre
  • Floor mats, colour-keyed and carpeted front (Deleted when LPO floor mats are ordered.)
  • Floor mats, colour-keyed and carpeted rear (Deleted when LPO floor mats are ordered.)
  • Steering column, tilt and telescopic, adjustable
  • Heated steering wheel
  • Wrapped steering wheel
  • Steering wheel controls mounted audio, cruise control, Driver Information Centre, Forward Collision Alert gap adjust and phone interface controls
  • Speedometer, km/miles, km odometer
  • 8" diagonal colour Driver Information Centre
  • Vehicle health management
  • Brake lining wear indicator
  • Display, ECO drive assistance
  • Compass display
  • Window, power with driver Express-Up/Down
  • Window, power with front passenger Express-Down
  • Power windows
  • Door locks, power with lockout protection
  • Key system
  • Keyless Open and Start
  • Cruise control
  • Remote panic alarm
  • Theft-deterrent system electrical, unauthorized entry
  • USB ports
  • Charging-only USB ports
  • Single-zone manual climate control
  • Defogger, rear-window, electric
  • Auxiliary electric heater
  • HVAC duct, rear, underneath front seat
  • Air filter, pollutant
  • Glovebox, single compartment
  • Inside rearview manual day/night mirror
  • Visors, driver and front passenger illuminated vanity mirrors covered, sliding
  • Assist handle
  • Assist handles
  • Lighting, interior, dimming instrument panel cluster
  • Lighting, interior, overhead courtesy dual reading lamp
  • Lighting, interior, roof, rear courtesy
  • Lighting, rear cargo compartment lamp
  • Shift knob, satin silver and chrome
  • Map pocket, driver seatback
  • 18" Bright Silver painted aluminum wheels
  • 18" all-season tires
  • Bumper, rear, moulded colour
  • Mouldings, upper side window chrome roofline and gloss Black beltline
  • Fascia, front and rear
  • Shutters, front upper grille, active
  • Shutters, front lower grille, active
  • Automatic on/off LED headlamps with delay feature
  • Headlamp control, automatic on and off
  • IntelliBeam
  • Lamp, LED centre high-mounted stop/brake lamp
  • Tail lamps, halogen
  • Heated power outside mirrors
  • Glass, acoustic, laminated windshield
  • Glass, deep-tinted
  • Windshield, solar absorbing
  • Wipers, front intermittent with pulse washers
  • Wiper, rear intermittent
  • QuietTuning
  • Manual liftgate
  • Door handles, body-colour with chrome strips
  • Door pillar trim, blackout
  • StabiliTrak, electronic stability control system with traction control
  • Automatic Emergency Braking
  • Front Pedestrian Braking
  • LED Daytime Running Lamps
  • Airbag system
  • Airbag, Passenger Sensing System, sensor indicator inflatable restraint, front passenger/child presence detector
  • OnStar services capable
  • HD Rear Vision Camera
  • Lane Change Alert with Side Blind Zone Alert
  • Lane Keep Assist with Lane Departure Warning
  • Rear Cross Traffic Alert
  • Forward Collision Alert
  • Following Distance Indicator
  • Seat belt, 3-point, driver with load limiter and pretensioners, height adjustable
  • Seat belt, 3-point, front passenger with load limiter and pretensioners, height adjustable
  • Seat belts, 3-point, rear, all seating positions with pretensioners
  • Buckle to Drive
  • Rear Seat Reminder
  • LATCH System
  • Door locks, rear child security
  • Teen Driver
  • Tire Fill Alert
  • Tire inflator kit
  • Tire Pressure Monitoring System
  • Tire Pressure Display
  • Knee bolster, driver and front passenger
  • Horn, dual note tone
  • OnStar Basics
  • New Vehicle Limited Warranty
  • Corrosion Protection
  • Powertrain Limited Warranty
  • Roadside Assistance Program

Recalls in Canada

2 Transport Canada recalls for 2024 to 2026 Encore GX models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2026 Encore GX in Ontario?
$38,977 to drive away for the Preferred FWD, from a $31,349 sticker.
What does it cost a month?
A $571 loan payment, about $1,008 a month with insurance, fuel and upkeep ($5,000 down); about $991 a month all in, after resale.
How much can it tow?
Not rated for the Preferred FWD and Preferred AWD; 1,000 lb for every other trim.

Colours

Summit WhiteCopper Ice MetallicBrilliant RedEbony Twilight MetallicOcean Blue MetallicMoonstone Grey MetallicCeramicWhite Frost Tricoat+$700

Similar SUVs

Prices from Buick's Ontario build-and-price page, read 2026-11-07. Insurance and maintenance are estimates. How we count.