Buick Encore GX vs Kia Sportage: cost to own

Verdict, over 6 years

The Buick Encore GX costs about $3,541 less

That's $49 a month. Closest matching trims: same fuel and drive where possible.

Encore GX Preferred FWD✓ $991/moTrue cost

Sportage LX FWD$1,040/moTrue cost

2026 Buick Encore GX

Closest matching trim: Encore GX Preferred FWD

Sticker (MSRP)$31,349

+$7,628→↓Freight, fees, HST

Drive away$38,977

+ running costs→↓− $14,475 resale

True cost$991/moA month to own, after resale

2026 Kia Sportage

Closest matching trim: Sportage LX FWD

Sticker (MSRP)$32,295

+$7,622→↓Freight, fees, HST

Drive away$39,917

+ running costs→↓− $16,155 resale

True cost$1,040/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	✓ $31,349	$32,295	Encore GX by $946
Freight and fees, before tax	$3,144	✓ $3,030	Sportage by $114
Sales tax (HST)	✓ $4,484	$4,592	Encore GX by $108
Drive-away price	✓ $38,977	$39,917	Encore GX by $940
Running costs, 6 years
Fuel or charging	✓ $13,057	$13,894	Encore GX by $837
Insurance (estimate)	✓ $11,086	$14,715	Encore GX by $3,629
Maintenance (estimate)	$7,211	✓ $6,645	Sportage by $566
Loan rate	6.5%	6.5%	—
Loan interest	✓ $7,146	$7,344	Encore GX by $198
Lost return on your money	✓ $8,255	$8,437	Encore GX by $182
Resale after 6 yrs	−$14,475	✓ −$16,155	Sportage by $1,680
Total
True cost	✓ $71,348	$74,888	Encore GX by $3,540
True cost a month	✓ $991/mo	$1,040/mo	Encore GX by $49
You pay each month	✓ $1,008/mo	$1,078/mo	Encore GX by $70
Practical
Fuel type	Gas	Gas	—
Seats	5	5	—
Carry-ons, 2 people	6	8+	—
Towing, lb	—	2,500	—
Cargo behind row 2, litres	665	✓ 1,036	—
Length	4.35 m	4.68 m	—
Ground clearance	✓ 19 cm	18 cm	—
Resale % after 6 yrs	46%	✓ 50%	—
US crash test	5★	5★	—
European crash test	—	✓ 5★ (2022)	—

Price

Sticker (MSRP)

Encore GX Preferred FWD ✓ $31,349Sportage LX FWD $32,295Cheaper by Encore GX by $946

Freight and fees, before tax

Encore GX Preferred FWD $3,144Sportage LX FWD ✓ $3,030Cheaper by Sportage by $114

Sales tax (HST)

Encore GX Preferred FWD ✓ $4,484Sportage LX FWD $4,592Cheaper by Encore GX by $108

Drive-away price

Encore GX Preferred FWD ✓ $38,977Sportage LX FWD $39,917Cheaper by Encore GX by $940

Running costs, 6 years

Fuel or charging

Encore GX Preferred FWD ✓ $13,057Sportage LX FWD $13,894Cheaper by Encore GX by $837

Insurance (estimate)

Encore GX Preferred FWD ✓ $11,086Sportage LX FWD $14,715Cheaper by Encore GX by $3,629

Maintenance (estimate)

Encore GX Preferred FWD $7,211Sportage LX FWD ✓ $6,645Cheaper by Sportage by $566

Loan rate

Encore GX Preferred FWD 6.5%Sportage LX FWD 6.5%Cheaper by —

Loan interest

Encore GX Preferred FWD ✓ $7,146Sportage LX FWD $7,344Cheaper by Encore GX by $198

Lost return on your money

Encore GX Preferred FWD ✓ $8,255Sportage LX FWD $8,437Cheaper by Encore GX by $182

Resale after 6 yrs

Encore GX Preferred FWD −$14,475Sportage LX FWD ✓ −$16,155Cheaper by Sportage by $1,680

Total

True cost

Encore GX Preferred FWD ✓ $71,348Sportage LX FWD $74,888Cheaper by Encore GX by $3,540

True cost a month

Encore GX Preferred FWD ✓ $991/moSportage LX FWD $1,040/moCheaper by Encore GX by $49

You pay each month

Encore GX Preferred FWD ✓ $1,008/moSportage LX FWD $1,078/moCheaper by Encore GX by $70

Practical

Fuel type

Encore GX Preferred FWD GasSportage LX FWD GasCheaper by —

Seats

Encore GX Preferred FWD 5Sportage LX FWD 5Cheaper by —

Carry-ons, 2 people

Encore GX Preferred FWD 6Sportage LX FWD 8+Cheaper by —

Towing, lb

Encore GX Preferred FWD —Sportage LX FWD 2,500Cheaper by —

Cargo behind row 2, litres

Encore GX Preferred FWD 665Sportage LX FWD ✓ 1,036Cheaper by —

Length

Encore GX Preferred FWD 4.35 mSportage LX FWD 4.68 mCheaper by —

Ground clearance

Encore GX Preferred FWD ✓ 19 cmSportage LX FWD 18 cmCheaper by —

Resale % after 6 yrs

Encore GX Preferred FWD 46%Sportage LX FWD ✓ 50%Cheaper by —

US crash test

Encore GX Preferred FWD 5★Sportage LX FWD 5★Cheaper by —

European crash test

Encore GX Preferred FWD —Sportage LX FWD ✓ 5★ (2022)Cheaper by —

✓ marks the better figure. Resale is from used prices: the Encore GX typical for its type and brand, the Sportage from its own. Their stickers differ by $946.