Buick Encore GX vs Honda HR-V: cost to own

Verdict, over 6 years

The Buick Encore GX costs about $1,511 less

That's $21 a month. Closest matching trims: same fuel and drive where possible.

Encore GX Preferred FWD✓ $991/moTrue cost

HR-V LX 2WD$1,012/moTrue cost

2026 Buick Encore GX

Closest matching trim: Encore GX Preferred FWD

Sticker (MSRP)$31,349

+$7,628→↓Freight, fees, HST

Drive away$38,977

+ running costs→↓− $14,475 resale

True cost$991/moA month to own, after resale

2027 Honda HR-V

Closest matching trim: HR-V LX 2WD

Sticker (MSRP)$30,800

+$7,567→↓Freight, fees, HST

Drive away$38,367

+ running costs→↓− $18,999 resale

True cost$1,012/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$31,349	✓ $30,800	HR-V by $549
Freight and fees, before tax	✓ $3,144	$3,153	Encore GX by $9
Sales tax (HST)	$4,484	✓ $4,414	HR-V by $70
Drive-away price	$38,977	✓ $38,367	HR-V by $610
Running costs, 6 years
Fuel or charging	✓ $13,057	$13,894	Encore GX by $837
Insurance (estimate)	✓ $11,086	$16,497	Encore GX by $5,411
Maintenance (estimate)	✓ $7,211	$7,853	Encore GX by $642
Loan rate	6.5%	6.5%	—
Loan interest	$7,146	✓ $7,018	HR-V by $128
Lost return on your money	$8,255	✓ $8,138	HR-V by $117
Resale after 6 yrs	−$14,475	✓ −$18,999	HR-V by $4,524
Total
True cost	✓ $71,348	$72,858	Encore GX by $1,510
True cost a month	✓ $991/mo	$1,012/mo	Encore GX by $21
You pay each month	✓ $1,008/mo	$1,093/mo	Encore GX by $85
Practical
Fuel type	Gas	Gas	—
Seats	5	5	—
Carry-ons, 2 people	6	6	—
Cargo behind row 2, litres	665	✓ 691	—
Length	4.35 m	4.57 m	—
Ground clearance	✓ 19 cm	18 cm	—
Resale % after 6 yrs	46%	✓ 62%	—
US crash test	5★	5★	—

Price

Sticker (MSRP)

Encore GX Preferred FWD $31,349HR-V LX 2WD ✓ $30,800Cheaper by HR-V by $549

Freight and fees, before tax

Encore GX Preferred FWD ✓ $3,144HR-V LX 2WD $3,153Cheaper by Encore GX by $9

Sales tax (HST)

Encore GX Preferred FWD $4,484HR-V LX 2WD ✓ $4,414Cheaper by HR-V by $70

Drive-away price

Encore GX Preferred FWD $38,977HR-V LX 2WD ✓ $38,367Cheaper by HR-V by $610

Running costs, 6 years

Fuel or charging

Encore GX Preferred FWD ✓ $13,057HR-V LX 2WD $13,894Cheaper by Encore GX by $837

Insurance (estimate)

Encore GX Preferred FWD ✓ $11,086HR-V LX 2WD $16,497Cheaper by Encore GX by $5,411

Maintenance (estimate)

Encore GX Preferred FWD ✓ $7,211HR-V LX 2WD $7,853Cheaper by Encore GX by $642

Loan rate

Encore GX Preferred FWD 6.5%HR-V LX 2WD 6.5%Cheaper by —

Loan interest

Encore GX Preferred FWD $7,146HR-V LX 2WD ✓ $7,018Cheaper by HR-V by $128

Lost return on your money

Encore GX Preferred FWD $8,255HR-V LX 2WD ✓ $8,138Cheaper by HR-V by $117

Resale after 6 yrs

Encore GX Preferred FWD −$14,475HR-V LX 2WD ✓ −$18,999Cheaper by HR-V by $4,524

Total

True cost

Encore GX Preferred FWD ✓ $71,348HR-V LX 2WD $72,858Cheaper by Encore GX by $1,510

True cost a month

Encore GX Preferred FWD ✓ $991/moHR-V LX 2WD $1,012/moCheaper by Encore GX by $21

You pay each month

Encore GX Preferred FWD ✓ $1,008/moHR-V LX 2WD $1,093/moCheaper by Encore GX by $85

Practical

Fuel type

Encore GX Preferred FWD GasHR-V LX 2WD GasCheaper by —

Seats

Encore GX Preferred FWD 5HR-V LX 2WD 5Cheaper by —

Carry-ons, 2 people

Encore GX Preferred FWD 6HR-V LX 2WD 6Cheaper by —

Cargo behind row 2, litres

Encore GX Preferred FWD 665HR-V LX 2WD ✓ 691Cheaper by —

Length

Encore GX Preferred FWD 4.35 mHR-V LX 2WD 4.57 mCheaper by —

Ground clearance

Encore GX Preferred FWD ✓ 19 cmHR-V LX 2WD 18 cmCheaper by —

Resale % after 6 yrs

Encore GX Preferred FWD 46%HR-V LX 2WD ✓ 62%Cheaper by —

US crash test

Encore GX Preferred FWD 5★HR-V LX 2WD 5★Cheaper by —

✓ marks the better figure. Resale is from used prices: the Encore GX typical for its type and brand, the HR-V from its own. Their stickers differ by $549.