2027 Honda HR-V: real cost in Ontario

Cheapest trim, LX 2WD · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$30,800the advertised price
Drive away$38,367with fees and HST
Loan payment$561/mo72-month loan at 6.5%, $5,000 down
True cost$1,012/moeverything, after resale
Car, fees and HST $38,367Insurance $16,497Fuel $13,894Interest and lost return $15,155Maintenance and plates $7,944

$38,367 to drive away + $53,490 to run it for 6 years − $18,999 back at resale = $72,858, or $1,012 a month.

Where the money goes

Drive away$38,367
Running it, 6 yrs+$53,490
Back at resale−$18,999
Sticker pricethe advertised MSRP
+$30,800
Feesfreight $2,000 · levies $100 · levies and fees $1,053
+$3,153
HST, 13%Ontario
+$4,414
Insuranceestimate, age 35–59, Toronto
+$16,497
Fuel18,000 km a year at 8.3 L/100 km
+$13,894
Lost return on your money5% a year on the down payment and each payment
+$8,138
Maintenanceestimate
+$7,853
Loan interest6.5% over 72 months
+$7,018
Registration and plates6 years in Ontario
+$91
Resale after 6 years62% of MSRP, you get this back
−$18,999
True cost $72,858 ÷ 72 months$1,012 a month

The car

Size and space
BodySUVs4.57 m long
Seats5
Cargo691 Lbehind row 2
Ground clearance18 cm
Engine and fuel
Engine158 hp gas, FWD, AWD
0–100 km/h9.8–10.1 sour estimate from power and weight
Fuel use8.3–8.7 L/100 kmNatural Resources Canada
TowingNot published
Tires17" or 18"by trim
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Insurance claimsAbove averagecollision 136 · theft 107 · injury 188 (100 = avg)
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km
Brand offersFinance from 3.99% for 24 mo · lease from 5.49% for 60 moHonda's advertised rates, read 2026-11-05; they change monthly
Resale at 6 years62% of MSRPprevious generation · how it compares

Every trim

All trims: 158 hp, 5 seats.
LX 2WD$30,800$38,367$72,858✓ $1,012/mo8.3 L/100 km— No
LX AWD$33,100$40,966$76,977$1,069/mo8.7 L/100 km✓ Yes
Sport$36,400$44,695$80,933$1,124/mo8.7 L/100 km✓ Yes
EX-L$39,200$47,859$84,145$1,169/mo8.7 L/100 km✓ Yes
LX 2WD
✓ $1,012/mo
True cost
Sticker $30,800Drive-away $38,3676 yrs $72,858Fuel use 8.3 L/100 kmAWD/4WD — No
LX AWD
$1,069/mo
True cost
Sticker $33,100Drive-away $40,9666 yrs $76,977Fuel use 8.7 L/100 kmAWD/4WD ✓ Yes
Sport
$1,124/mo
True cost
Sticker $36,400Drive-away $44,6956 yrs $80,933Fuel use 8.7 L/100 kmAWD/4WD ✓ Yes
EX-L
$1,169/mo
True cost
Sticker $39,200Drive-away $47,8596 yrs $84,145Fuel use 8.7 L/100 kmAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
LX 2WD$30,800
LX AWD$33,100
Sport$36,400
EX-L$39,200
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Heated steering wheel
✓ from Sport
Dual-zone climate
✓ from Sport
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ from EX-L
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Capability and looks
AWD or 4WD
✓ from LX AWD
Sunroof
✓ Every trim
LED headlights
✓ Every trim
Not listed on any trimHands-free driving360° cameraCooled seatsHeated rear seatsMassaging seatsPower liftgateMemory seatBuilt-in navigationPremium sound systemHead-up displayLarge touchscreen (12 in+)Tow hitch includedPanoramic roof
Full standard equipment on the LX 2WD (117 items)
  • Drivetrain: Available Real Time AWD with Intelligent Control System
  • Engine type: 2.0-litre inline 4-cylinder
  • Displacement (cc): 1996
  • Horsepower @ rpm : 158 @ 6500
  • Torque (lb.-ft. @ rpm) : 138 @ 4200
  • Redline (rpm): 6800
  • Bore and stroke (mm): 86 x 85.9
  • Valve train: 16-valve DOHC VTEC DRIVE (intake) with Dual Variable Timing Control (VTC)
  • Compression ratio: 10.8:1
  • Fuel injection: Port injection
  • Active Noise Cancellation (ANC)
  • Modes: Normal/ECON/Snow
  • Eco Assist system
  • Continuously Variable Transmission (CVT)
  • Emissions rating: Tier 3 Bin 30
  • Front-wheel drive (City/Hwy/Combined ): 9.1/7.4/8.3
  • Real Time AWD (City/Hwy/Combined )
  • Recommended fuel: Regular
  • Capless fueling system
  • Fuel tank capacity (L): 53
  • Electronic Parking Brake (EPB) with automatic brake hold
  • Stabilizer bars – front/rear (mm): 27/17.2 (FWD)
  • Steering ratio: 12.5:1
  • Steering wheel turns, lock-to-lock: 2.6
  • Turning diametre – curb-to-curb (m): 5.4
  • Tire: All-season P215/60 R17 96H
  • Spare tire: T135/90 D17 104M
  • 17" aluminum-alloy wheels: Pewter Grey
  • 18" aluminum-alloy wheels
  • Variable ratio electric power-assisted rack-and-pinion steering (EPS)
  • MacPherson strut front suspension
  • Multi-link independent rear suspension
  • Adaptive Cruise Control (ACC)
  • Auto high beam headlights
  • Blind Spot Information (BSI) system
  • Collision Mitigation Braking System (CMBS )
  • Cross Traffic Monitor (CTM)
  • Lane Departure Warning (LDW)
  • Lane Keeping Assist System (LKAS)
  • Low-Speed Braking Control
  • Road Departure Mitigation (RDM) system
  • Traffic Jam Assist
  • Traffic Sign Recognition (TSR) system
  • Anti-lock Braking System (ABS)
  • Brake Assist
  • Electronic Brake-force Distribution (EBD)
  • Vehicle Stability Assist (VSA ) with Traction Control
  • Hill Start Assist
  • 3-point seat belts at all seating positions
  • Advanced Compatibility Engineering (ACE) body structure
  • Advanced front airbags (SRS)
  • Childproof rear door locks
  • Driver's and front passenger's advanced front airbags (SRS)
  • Driver & passenger side knee airbag
  • Lower Anchors and Tethers for Children (LATCH): Lower Anchors (2nd-row outboard), Tether Anchors (2nd-row all)
  • Rear outboard passengers' side airbags
  • Rear seat reminder
  • Seat belt reminder for all seating positions
  • Side curtain airbags with rollover sensor
  • SmartVent side airbags
  • LED Daytime Running Lights (DRL)
  • LED headlights with auto-on/off
  • LED taillights
  • Front wiper de-icer
  • Wiper: Intermittent
  • Heated power-adjusting side mirrors
  • Side mirror colour: Body-coloured
  • One-touch power moonroof
  • Front and rear splash guards
  • Exhaust finisher
  • Pushbutton start
  • Proximity key entry system
  • Remote engine starter
  • Smart Entry: With Walk-Away Auto Lock
  • Multi-angle rearview camera with dynamic guidelines
  • Parking sensors
  • Immobilizer theft-deterrent system
  • Security system
  • Leather-wrapped shift knob
  • Steering wheel with mounted controls: Urethane
  • Tilt and telescopic steering column
  • Acoustic laminate glass: Windshield
  • Power windows with auto-up/down: Driver only
  • Climate control: Automatic
  • Ambient lighting
  • Electrostatic touch 2nd-row reading lights
  • Front vanity mirrors
  • Illumintated front vanity mirrors
  • 12-volt outlet: Cargo area
  • Seat material: Fabric
  • Driver seat: 6-way manual adjustment
  • Passenger seat: 4-way manual adjustment
  • Heated front seats
  • Seating capacity: 5
  • 60/40 split-folding rear seat
  • Seatback pockets: Passenger
  • Speakers: 4
  • 9" touchscreen centre display (screen audio)
  • 7" colour TFT centre meter display
  • Speed-sensitive Volume Control (SVC)
  • Apple CarPlay / Android Auto : Wired/wireless
  • USB device connectors : 2 USB-C 3.0A (Front) 1 USB-C 3.0A (Centre console)
  • Wireless phone charger (Qi-compatible)
  • Curb weight (kg): 1441 (FWD)
  • Gross vehicle weight rating (kg): 1910
  • Ground clearance, unloaded (mm): 177.8
  • Height (mm): 1620.12
  • Length (mm): 4567.8
  • Track – front/rear (mm): 1590/1604
  • Wheelbase (mm): 2655
  • Width (mm): 1839.99
  • Cargo volume – rear seats up/down (L): 691/1559
  • Headroom – front/2nd row (mm): 1002/965.3
  • Hip room – front/2nd row (mm): 1371/1202.8
  • Legroom – front/2nd row (mm): 1064/958
  • Passenger volume (L): 2794.2
  • Shoulder room – front/2nd row (mm): 1438/1402.2

Recalls in Canada

1 Transport Canada recall for 2025 to 2027 HR-V models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 HR-V in Ontario?
$38,367 to drive away for the LX 2WD, from a $30,800 sticker.
What does it cost a month?
A $561 loan payment, about $1,093 a month with insurance, fuel and upkeep ($5,000 down); about $1,012 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

Solar Silver MetallicCrystal Black Pearl+$550Platinum White Pearl+$550Milano RedModern Steel Metallic+$550Boost Blue+$550Urban Gray Pearl+$550Nordic Forest Pearl+$550

Similar crossovers and wagons

Prices from Honda's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.