Honda HR-V vs Subaru Crosstrek: cost to own

Verdict, over 6 years

The Subaru Crosstrek costs about $7,684 less

That's $107 a month. Closest matching trims: same fuel and drive where possible.

HR-V LX AWD$1,069/moTrue cost

Crosstrek Convenience✓ $962/moTrue cost

2027 Honda HR-V

Closest matching trim: HR-V LX AWD

Sticker (MSRP)$33,100

+$7,866→↓Freight, fees, HST

Drive away$40,966

+ running costs→↓− $20,417 resale

True cost$1,069/moA month to own, after resale

2027 Subaru Crosstrek

Closest matching trim: Crosstrek Convenience

Sticker (MSRP)$30,695

+$7,428→↓Freight, fees, HST

Drive away$38,123

+ running costs→↓− $18,934 resale

True cost$962/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$33,100	✓ $30,695	Crosstrek by $2,405
Freight and fees, before tax	$3,153	✓ $3,042	Crosstrek by $111
Sales tax (HST)	$4,713	✓ $4,386	Crosstrek by $327
Drive-away price	$40,966	✓ $38,123	Crosstrek by $2,843
Running costs, 6 years
Fuel or charging	$14,564	✓ $13,559	Crosstrek by $1,005
Insurance (estimate)	$16,959	✓ $11,878	Crosstrek by $5,081
Maintenance (estimate)	✓ $8,612	$9,519	HR-V by $907
Loan rate	6.5%	6.5%	—
Loan interest	$7,564	✓ $6,966	Crosstrek by $598
Lost return on your money	$8,639	✓ $8,091	Crosstrek by $548
Resale after 6 yrs	✓ −$20,417	−$18,934	HR-V by $1,483
Total
True cost	$76,977	✓ $69,293	Crosstrek by $7,684
True cost a month	$1,069/mo	✓ $962/mo	Crosstrek by $107
You pay each month	$1,163/mo	✓ $1,044/mo	Crosstrek by $119
Practical
Fuel type	Gas	Gas	—
Seats	5	5	—
Carry-ons, 2 people	6	5	—
Towing, lb	—	1,500	—
Cargo behind row 2, litres	✓ 691	564	—
Length	4.57 m	4.48 m	—
Ground clearance	18 cm	✓ 22 cm	—
Resale % after 6 yrs	62%	62%	—
US crash test	5★	5★	—
European crash test	—	✓ 5★ (2024)	—

Price

Sticker (MSRP)

HR-V LX AWD $33,100Crosstrek Convenience ✓ $30,695Cheaper by Crosstrek by $2,405

Freight and fees, before tax

HR-V LX AWD $3,153Crosstrek Convenience ✓ $3,042Cheaper by Crosstrek by $111

Sales tax (HST)

HR-V LX AWD $4,713Crosstrek Convenience ✓ $4,386Cheaper by Crosstrek by $327

Drive-away price

HR-V LX AWD $40,966Crosstrek Convenience ✓ $38,123Cheaper by Crosstrek by $2,843

Running costs, 6 years

Fuel or charging

HR-V LX AWD $14,564Crosstrek Convenience ✓ $13,559Cheaper by Crosstrek by $1,005

Insurance (estimate)

HR-V LX AWD $16,959Crosstrek Convenience ✓ $11,878Cheaper by Crosstrek by $5,081

Maintenance (estimate)

HR-V LX AWD ✓ $8,612Crosstrek Convenience $9,519Cheaper by HR-V by $907

Loan rate

HR-V LX AWD 6.5%Crosstrek Convenience 6.5%Cheaper by —

Loan interest

HR-V LX AWD $7,564Crosstrek Convenience ✓ $6,966Cheaper by Crosstrek by $598

Lost return on your money

HR-V LX AWD $8,639Crosstrek Convenience ✓ $8,091Cheaper by Crosstrek by $548

Resale after 6 yrs

HR-V LX AWD ✓ −$20,417Crosstrek Convenience −$18,934Cheaper by HR-V by $1,483

Total

True cost

HR-V LX AWD $76,977Crosstrek Convenience ✓ $69,293Cheaper by Crosstrek by $7,684

True cost a month

HR-V LX AWD $1,069/moCrosstrek Convenience ✓ $962/moCheaper by Crosstrek by $107

You pay each month

HR-V LX AWD $1,163/moCrosstrek Convenience ✓ $1,044/moCheaper by Crosstrek by $119

Practical

Fuel type

HR-V LX AWD GasCrosstrek Convenience GasCheaper by —

Seats

HR-V LX AWD 5Crosstrek Convenience 5Cheaper by —

Carry-ons, 2 people

HR-V LX AWD 6Crosstrek Convenience 5Cheaper by —

Towing, lb

HR-V LX AWD —Crosstrek Convenience 1,500Cheaper by —

Cargo behind row 2, litres

HR-V LX AWD ✓ 691Crosstrek Convenience 564Cheaper by —

Length

HR-V LX AWD 4.57 mCrosstrek Convenience 4.48 mCheaper by —

Ground clearance

HR-V LX AWD 18 cmCrosstrek Convenience ✓ 22 cmCheaper by —

Resale % after 6 yrs

HR-V LX AWD 62%Crosstrek Convenience 62%Cheaper by —

US crash test

HR-V LX AWD 5★Crosstrek Convenience 5★Cheaper by —

European crash test

HR-V LX AWD —Crosstrek Convenience ✓ 5★ (2024)Cheaper by —

✓ marks the better figure. Resale for both is from their own used prices (unless you lease). Their stickers differ by $2,405.