Honda HR-V vs Kia Sportage: cost to own

Verdict, over 6 years

The Honda HR-V costs about $2,030 less

That's $28 a month. Closest matching trims: same fuel and drive where possible.

HR-V LX 2WD✓ $1,012/moTrue cost

Sportage LX FWD$1,040/moTrue cost

2027 Honda HR-V

Closest matching trim: HR-V LX 2WD

Sticker (MSRP)$30,800

+$7,567→↓Freight, fees, HST

Drive away$38,367

+ running costs→↓− $18,999 resale

True cost$1,012/moA month to own, after resale

2026 Kia Sportage

Closest matching trim: Sportage LX FWD

Sticker (MSRP)$32,295

+$7,622→↓Freight, fees, HST

Drive away$39,917

+ running costs→↓− $16,155 resale

True cost$1,040/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	✓ $30,800	$32,295	HR-V by $1,495
Freight and fees, before tax	$3,153	✓ $3,030	Sportage by $123
Sales tax (HST)	✓ $4,414	$4,592	HR-V by $178
Drive-away price	✓ $38,367	$39,917	HR-V by $1,550
Running costs, 6 years
Fuel or charging	$13,894	$13,894	—
Insurance (estimate)	$16,497	✓ $14,715	Sportage by $1,782
Maintenance (estimate)	$7,853	✓ $6,645	Sportage by $1,208
Loan rate	6.5%	6.5%	—
Loan interest	✓ $7,018	$7,344	HR-V by $326
Lost return on your money	✓ $8,138	$8,437	HR-V by $299
Resale after 6 yrs	✓ −$18,999	−$16,155	HR-V by $2,844
Total
True cost	✓ $72,858	$74,888	HR-V by $2,030
True cost a month	✓ $1,012/mo	$1,040/mo	HR-V by $28
You pay each month	$1,093/mo	✓ $1,078/mo	Sportage by $15
Practical
Fuel type	Gas	Gas	—
Seats	5	5	—
Carry-ons, 2 people	6	8+	—
Towing, lb	—	2,500	—
Cargo behind row 2, litres	691	✓ 1,036	—
Length	4.57 m	4.68 m	—
Ground clearance	18 cm	18 cm	—
Resale % after 6 yrs	✓ 62%	50%	—
US crash test	5★	5★	—
European crash test	—	✓ 5★ (2022)	—

Price

Sticker (MSRP)

HR-V LX 2WD ✓ $30,800Sportage LX FWD $32,295Cheaper by HR-V by $1,495

Freight and fees, before tax

HR-V LX 2WD $3,153Sportage LX FWD ✓ $3,030Cheaper by Sportage by $123

Sales tax (HST)

HR-V LX 2WD ✓ $4,414Sportage LX FWD $4,592Cheaper by HR-V by $178

Drive-away price

HR-V LX 2WD ✓ $38,367Sportage LX FWD $39,917Cheaper by HR-V by $1,550

Running costs, 6 years

Fuel or charging

HR-V LX 2WD $13,894Sportage LX FWD $13,894Cheaper by —

Insurance (estimate)

HR-V LX 2WD $16,497Sportage LX FWD ✓ $14,715Cheaper by Sportage by $1,782

Maintenance (estimate)

HR-V LX 2WD $7,853Sportage LX FWD ✓ $6,645Cheaper by Sportage by $1,208

Loan rate

HR-V LX 2WD 6.5%Sportage LX FWD 6.5%Cheaper by —

Loan interest

HR-V LX 2WD ✓ $7,018Sportage LX FWD $7,344Cheaper by HR-V by $326

Lost return on your money

HR-V LX 2WD ✓ $8,138Sportage LX FWD $8,437Cheaper by HR-V by $299

Resale after 6 yrs

HR-V LX 2WD ✓ −$18,999Sportage LX FWD −$16,155Cheaper by HR-V by $2,844

Total

True cost

HR-V LX 2WD ✓ $72,858Sportage LX FWD $74,888Cheaper by HR-V by $2,030

True cost a month

HR-V LX 2WD ✓ $1,012/moSportage LX FWD $1,040/moCheaper by HR-V by $28

You pay each month

HR-V LX 2WD $1,093/moSportage LX FWD ✓ $1,078/moCheaper by Sportage by $15

Practical

Fuel type

HR-V LX 2WD GasSportage LX FWD GasCheaper by —

Seats

HR-V LX 2WD 5Sportage LX FWD 5Cheaper by —

Carry-ons, 2 people

HR-V LX 2WD 6Sportage LX FWD 8+Cheaper by —

Towing, lb

HR-V LX 2WD —Sportage LX FWD 2,500Cheaper by —

Cargo behind row 2, litres

HR-V LX 2WD 691Sportage LX FWD ✓ 1,036Cheaper by —

Length

HR-V LX 2WD 4.57 mSportage LX FWD 4.68 mCheaper by —

Ground clearance

HR-V LX 2WD 18 cmSportage LX FWD 18 cmCheaper by —

Resale % after 6 yrs

HR-V LX 2WD ✓ 62%Sportage LX FWD 50%Cheaper by —

US crash test

HR-V LX 2WD 5★Sportage LX FWD 5★Cheaper by —

European crash test

HR-V LX 2WD —Sportage LX FWD ✓ 5★ (2022)Cheaper by —

✓ marks the better figure. Resale for both is from their own used prices (unless you lease). Their stickers differ by $1,495.