2026 Subaru Forester: real cost in Ontario

Cheapest trim, Convenience · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$34,195the advertised price
Drive away$41,852with fees and HST
Loan payment$619/mo72-month loan at 6.5%, $5,000 down
True cost$1,024/moeverything, after resale
Car, fees and HST $41,852Insurance $12,076Fuel $13,727Interest and lost return $16,561Maintenance and plates $9,415

$41,852 to drive away + $51,778 to run it for 6 years − $19,897 back at resale = $73,733, or $1,024 a month.

Where the money goes

Drive away$41,852
Running it, 6 yrs+$51,778
Back at resale−$19,897
Sticker pricethe advertised MSRP
+$34,195
Feesfreight $2,295 · dealer $400 · levies $147
+$2,842
HST, 13%Ontario
+$4,815
Fuel18,000 km a year at 8.2 L/100 km
+$13,727
Insuranceestimate, age 35–59, Toronto
+$12,076
Maintenanceestimate
+$9,324
Lost return on your money5% a year on the down payment and each payment
+$8,810
Loan interest6.5% over 72 months
+$7,750
Registration and plates6 years in Ontario
+$91
Resale after 6 years58% of MSRP, you get this back
−$19,897
True cost $73,733 ÷ 72 months$1,024 a month

The car

Size and space
BodySUV
Seats5
CargoNot published
Engine and fuel
Engine180–194 hp gas or hybrid
0–100 km/h8.4–9.3 sour estimate from power and weight
Fuel use6.9–8.2 L/100 kmNatural Resources Canada
TowingNot published
Tires17", 18" or 19"by trim
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
European crash test5 of 5 stars ↗Euro NCAP 2024, European version
Insurance claimsAbout averagecollision 93 · theft 83 · injury 84 (100 = avg)
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km
Brand offersFinance from 0.99% for 24 mo · lease from 0.99% for 24 moSubaru's advertised rates, read 2026-11-05; they change monthly
Resale at 6 years58% of MSRPprevious generation · how it compares

Every trim

All trims: 5 seats.
Convenience$34,195$41,852$73,733✓ $1,024/mo8.2 L/100 km
Touring$39,195$47,502$79,687$1,107/mo8.2 L/100 km
Sport$41,695$50,327$82,507$1,146/mo8.2 L/100 km
Limited$43,695$52,587$84,662$1,176/mo8.2 L/100 km
Premier$45,695$54,847$87,127$1,210/mo8.2 L/100 km
Hybrid Premier$48,695$58,237$87,928$1,221/mo6.9 L/100 km
Convenience
✓ $1,024/mo
True cost
Sticker $34,195Drive-away $41,8526 yrs $73,733Fuel use 8.2 L/100 km
Touring
$1,107/mo
True cost
Sticker $39,195Drive-away $47,5026 yrs $79,687Fuel use 8.2 L/100 km
Sport
$1,146/mo
True cost
Sticker $41,695Drive-away $50,3276 yrs $82,507Fuel use 8.2 L/100 km
Limited
$1,176/mo
True cost
Sticker $43,695Drive-away $52,5876 yrs $84,662Fuel use 8.2 L/100 km
Premier
$1,210/mo
True cost
Sticker $45,695Drive-away $54,8476 yrs $87,127Fuel use 8.2 L/100 km
Hybrid Premier
$1,221/mo
True cost
Sticker $48,695Drive-away $58,2376 yrs $87,928Fuel use 6.9 L/100 km

Recalls in Canada

6 Transport Canada recalls for 2024 to 2026 Forester models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2026 Forester in Ontario?
$41,852 to drive away for the Convenience, from a $34,195 sticker.
What does it cost a month?
A $619 loan payment, about $1,109 a month with insurance, fuel and upkeep ($5,000 down); about $1,024 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

Autumn Green MetallicCrystal Black SilicaCrystal White PearlMagnetite Grey MetallicRiver Rock PearlSapphire Blue Pearl

Similar SUVs

Prices from Subaru's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.