Subaru Forester vs Subaru Outback: cost to own

Verdict, over 6 years

The Subaru Forester costs about $9,312 less

That's $129 a month. Closest matching trims: same fuel and drive where possible.
Forester Convenience✓ $1,024/moTrue cost
Outback Touring$1,153/moTrue cost
2026 Subaru Forester
2026 Subaru Forester
Closest matching trim: Forester Convenience
Sticker (MSRP)$34,195
+$7,657→↓Freight, fees, HST
Drive away$41,852
+ running costs→↓− $19,897 resale
True cost$1,024/moA month to own, after resale
2026 Subaru Outback
2026 Subaru Outback
Closest matching trim: Outback Touring
Sticker (MSRP)$40,895
+$8,528→↓Freight, fees, HST
Drive away$49,423
+ running costs→↓− $21,203 resale
True cost$1,153/moA month to own, after resale

Line by line

Price
Sticker (MSRP)✓ $34,195$40,895Forester by $6,700
Freight and fees, before tax$2,842$2,842—
Sales tax (HST)✓ $4,815$5,686Forester by $871
Drive-away price✓ $41,852$49,423Forester by $7,571
Running costs, 6 years
Fuel or charging✓ $13,727$14,229Forester by $502
Insurance (estimate)$12,076✓ $11,416Outback by $660
Maintenance (estimate)✓ $9,324$9,476Forester by $152
Loan rate6.5%6.5%—
Loan interest✓ $7,750$9,343Forester by $1,593
Lost return on your money✓ $8,810$10,271Forester by $1,461
Resale after 6 yrs−$19,897✓ −$21,203Outback by $1,306
Total
True cost✓ $73,733$83,045Forester by $9,312
True cost a month✓ $1,024/mo$1,153/moForester by $129
You pay each month✓ $1,109/mo$1,236/moForester by $127
Practical
Fuel typeGasGas—
Seats55—
Carry-ons, 2 peopleNot publishedNot published—
Cargo behind row 2, litresNot publishedNot published—
Resale % after 6 yrs✓ 58%52%—
US crash test5★5★—
European crash test✓ 5★ (2024)——
Price
Sticker (MSRP)
Forester Convenience ✓ $34,195Outback Touring $40,895Cheaper by Forester by $6,700
Freight and fees, before tax
Forester Convenience $2,842Outback Touring $2,842Cheaper by —
Sales tax (HST)
Forester Convenience ✓ $4,815Outback Touring $5,686Cheaper by Forester by $871
Drive-away price
Forester Convenience ✓ $41,852Outback Touring $49,423Cheaper by Forester by $7,571
Running costs, 6 years
Fuel or charging
Forester Convenience ✓ $13,727Outback Touring $14,229Cheaper by Forester by $502
Insurance (estimate)
Forester Convenience $12,076Outback Touring ✓ $11,416Cheaper by Outback by $660
Maintenance (estimate)
Forester Convenience ✓ $9,324Outback Touring $9,476Cheaper by Forester by $152
Loan rate
Forester Convenience 6.5%Outback Touring 6.5%Cheaper by —
Loan interest
Forester Convenience ✓ $7,750Outback Touring $9,343Cheaper by Forester by $1,593
Lost return on your money
Forester Convenience ✓ $8,810Outback Touring $10,271Cheaper by Forester by $1,461
Resale after 6 yrs
Forester Convenience −$19,897Outback Touring ✓ −$21,203Cheaper by Outback by $1,306
Total
True cost
Forester Convenience ✓ $73,733Outback Touring $83,045Cheaper by Forester by $9,312
True cost a month
Forester Convenience ✓ $1,024/moOutback Touring $1,153/moCheaper by Forester by $129
You pay each month
Forester Convenience ✓ $1,109/moOutback Touring $1,236/moCheaper by Forester by $127
Practical
Fuel type
Forester Convenience GasOutback Touring GasCheaper by —
Seats
Forester Convenience 5Outback Touring 5Cheaper by —
Carry-ons, 2 people
Forester Convenience Not publishedOutback Touring Not publishedCheaper by —
Cargo behind row 2, litres
Forester Convenience Not publishedOutback Touring Not publishedCheaper by —
Resale % after 6 yrs
Forester Convenience ✓ 58%Outback Touring 52%Cheaper by —
US crash test
Forester Convenience 5★Outback Touring 5★Cheaper by —
European crash test
Forester Convenience ✓ 5★ (2024)Outback Touring —Cheaper by —

✓ marks the better figure. Resale is from used prices: the Forester from its own, the Outback typical for its type and brand. Their stickers differ by $6,700.