2026 Subaru Outback: real cost in Ontario

Cheapest trim, Touring · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$40,895the advertised price
Drive away$49,423with fees and HST
Loan payment$747/mo72-month loan at 6.5%, $5,000 down
True cost$1,153/moeverything, after resale
Car, fees and HST $49,423Insurance $11,416Fuel $14,229Interest and lost return $19,614Maintenance and plates $9,567

$49,423 to drive away + $54,826 to run it for 6 years − $21,203 back at resale = $83,045, or $1,153 a month.

Where the money goes

Drive away$49,423
Running it, 6 yrs+$54,826
Back at resale−$21,203
Sticker pricethe advertised MSRP
+$40,895
Feesfreight $2,295 · dealer $400 · levies $147
+$2,842
HST, 13%Ontario
+$5,686
Fuel18,000 km a year at 8.5 L/100 km
+$14,229
Insuranceestimate, age 35–59, Toronto
+$11,416
Lost return on your money5% a year on the down payment and each payment
+$10,271
Maintenanceestimate
+$9,476
Loan interest6.5% over 72 months
+$9,343
Registration and plates6 years in Ontario
+$91
Resale after 6 years52% of MSRP, you get this back
−$21,203
True cost $83,045 ÷ 72 months$1,153 a month

The car

Size and space
BodyWagon
Seats5
CargoNot published
Engine and fuel
Engine180–260 hp gas
0–100 km/h6.6–8.5 sour estimate from power and weight
Fuel use8.5–10.2 L/100 kmNatural Resources Canada
TowingNot published
Tires17"225/65R17
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Insurance claimsBelow averagecollision 77 · theft 83 · injury 66 (100 = avg)
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km
Brand offersFinance from 1.99% for 24 mo · lease from 1.99% for 24 moSubaru's advertised rates, read 2026-11-05; they change monthly
Resale at 6 years52% of MSRPaverage for its type

Every trim

All trims: 5 seats.
Touring$40,895$49,423$83,045✓ $1,153/mo8.5 L/100 km
Limited XT$48,195$57,672$93,879$1,304/mo9.8 L/100 km
Wilderness$49,195$58,802$95,768$1,330/mo10.2 L/100 km
Premier XT$51,195$61,062$97,406$1,353/mo9.8 L/100 km
Touring
✓ $1,153/mo
True cost
Sticker $40,895Drive-away $49,4236 yrs $83,045Fuel use 8.5 L/100 km
Limited XT
$1,304/mo
True cost
Sticker $48,195Drive-away $57,6726 yrs $93,879Fuel use 9.8 L/100 km
Wilderness
$1,330/mo
True cost
Sticker $49,195Drive-away $58,8026 yrs $95,768Fuel use 10.2 L/100 km
Premier XT
$1,353/mo
True cost
Sticker $51,195Drive-away $61,0626 yrs $97,406Fuel use 9.8 L/100 km

Recalls in Canada

1 Transport Canada recall for 2024 to 2026 Outback models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2026 Outback in Ontario?
$49,423 to drive away for the Touring, from a $40,895 sticker.
What does it cost a month?
A $747 loan payment, about $1,236 a month with insurance, fuel and upkeep ($5,000 down); about $1,153 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

Crystal Black SilicaCrystal White PearlDeep Emerald PearlMagnetite Grey MetallicRiver Rock PearlSapphire Blue PearlGeyser Blue

Similar SUVs

Prices from Subaru's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.