CarFitt

2026 Jeep Wrangler: real cost in Ontario

See the Wrangler on Jeep's site ↗Prices read 2026-11-06
2026 Jeep Wrangler
Photo: Vauxford, CC BY-SA 4.0
Cheapest trim, Sport · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$41,600the advertised price
Drive away$50,504with fees and HST
Loan payment$765/mo72-month loan at 6.5%, $5,000 down
True cost$1,241/moeverything, after resale
Car, fees and HST $50,504Insurance $14,649Fuel $20,423Interest and lost return $20,050Maintenance and plates $7,469

$50,504 to drive away + $62,591 to run it for 6 years − $23,723 back at resale = $89,372, or $1,241 a month.

Where the money goes

Drive away$50,504
Running it, 6 yrs+$62,591
Back at resale−$23,723
Sticker pricethe advertised MSRP
+$41,600
Feesfreight $2,295 · dealer $699 (typical) · levies $100
+$3,094
HST, 13%Ontario
+$5,810
Fuel18,000 km a year at 12.2 L/100 km
+$20,423
Insuranceestimate, age 35–59, Toronto
+$14,649
Lost return on your money5% a year on the down payment and each payment
+$10,479
Loan interest6.5% over 72 months
+$9,570
Maintenanceestimate
+$7,378
Registration and plates6 years in Ontario
+$91
Resale after 6 years57% of MSRP, you get this back
−$23,723
True cost $89,372 ÷ 72 months$1,241 a month

The car

Size and space
BodySport Utility4.24–4.79 m long
Seats4, 5
Cargo365.3 Lbehind row 2
Engine and fuel
Engine270–285 hp gas or premium gas, 4WD
0–100 km/h7.2–8.1 sour estimate from power and weight
Fuel use11.3–12.6 L/100 kmNatural Resources Canada
TowingUp to 3,500 lb
Tires17" or 18"by trim
Safety and cover
US crash testNot rated yet
Insurance claimsWell above averagecollision 76 · theft 713 · injury 56 (100 = avg)
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km
Resale at 6 years57% of MSRPthis model's own record

Every trim

All trims: 4WD.
Sport Customer Preferred Package 23B$41,600$50,504$89,372✓ $1,241/mo42,00012.2 L/100 km— No— No— No— No— No
Sport Customer Preferred Package 22B$44,595$53,889$92,851$1,290/mo42,00012.2 L/100 km— No— No— No— No— No
Sport S Customer Preferred Package 23S$45,200$54,572$93,708$1,302/mo42,00012.2 L/100 km— No✓ Yes✓ Yes✓ Yes— No
Sport S Customer Preferred Package 22S$48,195$57,957$97,189$1,350/mo42,00012.2 L/100 km— No— No✓ Yes— No— No
Willys Customer Preferred Package 23W$49,700$59,657$98,938$1,374/mo42,00012.2 L/100 km— No✓ Yes✓ Yes✓ Yes— No
Willys Customer Preferred Package 22W$52,695$63,042$102,420$1,423/mo42,00012.2 L/100 km— No— No— No— No— No
4-Door Sport Customer Preferred Package 23B$54,895$65,528$105,623$1,467/mo53,50012.6 L/100 km— No— No✓ Yes— No— No
4-Door Sport S Customer Preferred Package 23S$57,395$68,353$108,531$1,507/mo53,50012.6 L/100 km— No✓ Yes✓ Yes✓ Yes— No
4-Door Sport Customer Preferred Package 22B$57,890$68,912$108,439$1,506/mo53,50012.2 L/100 km— No— No— No— No— No
4-Door Sport Customer Preferred Package 24B$58,890$70,042$109,603$1,522/mo53,50012.2 L/100 km— No— No✓ Yes— No— No
4-Door Sport S Customer Preferred Package 22S$60,390$71,737$111,283$1,546/mo53,50012.2 L/100 km— No— No✓ Yes— No— No
4-Door Sport S Customer Preferred Package 24S$61,390$72,867$112,447$1,562/mo53,50012.2 L/100 km— No— No✓ Yes— No— No
4-Door Willys Customer Preferred Package 23W$61,895$73,438$113,704$1,579/mo53,50012.6 L/100 km— No✓ Yes✓ Yes✓ Yes— No
4-Door Willys Customer Preferred Package 22W$64,890$76,822$116,524$1,618/mo53,50012.2 L/100 km— No— No— No— No— No
4-Door Sahara Quick Order Package 22G Sahara$65,395$77,393$119,227$1,656/mo53,50011.3 L/100 km✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes
Rubicon Quick Order Package 23R Rubicon$65,595$77,619$117,319$1,629/mo42,00012.2 L/100 km✓ Yes✓ Yes✓ Yes✓ Yes— No
4-Door Willys Customer Preferred Package 24W$65,890$77,952$117,690$1,635/mo53,50012.2 L/100 km— No— No✓ Yes— No— No
85th Anniversary Edition Customer Preferred Package 22F$66,385$78,511$118,871$1,651/mo53,50012.6 L/100 km— No✓ Yes— No✓ Yes— No
4-Door Sahara Quick Order Package 24G Sahara$66,395$78,523$118,238$1,642/mo53,50012.2 L/100 km✓ Yes— No✓ Yes✓ Yes✓ Yes
85th Anniversary Edition Customer Preferred Package 24F$67,385$79,641$119,367$1,658/mo53,50012.2 L/100 km— No— No✓ Yes✓ Yes— No
4-Door Rubicon Quick Order Package 23R Rubicon$68,395$80,783$121,330$1,685/mo53,50012.6 L/100 km✓ Yes✓ Yes✓ Yes✓ Yes— No
Rubicon Quick Order Package 22R Rubicon$68,590$81,003$120,745$1,677/mo42,00012.2 L/100 km✓ Yes— No✓ Yes— No— No
4-Door Rubicon Quick Order Package 22R Rubicon$71,390$84,167$124,088$1,723/mo53,50012.2 L/100 km✓ Yes— No✓ Yes— No— No
4-Door Rubicon Quick Order Package 24R Rubicon$72,390$85,297$125,255$1,740/mo53,50012.2 L/100 km✓ Yes— No✓ Yes— No— No
Rubicon X Customer Preferred Package 23Y$76,590$90,043$130,065$1,806/mo42,00012.2 L/100 km✓ Yes— No✓ Yes✓ Yes— No
4-Door Rubicon X Customer Preferred Package 23Y$79,390$93,207$133,965$1,861/mo53,50012.6 L/100 km✓ Yes✓ Yes✓ Yes✓ Yes— No
Rubicon X Customer Preferred Package 22Y$84,580$99,072$139,271$1,934/mo42,00012.2 L/100 km✓ Yes— No✓ Yes✓ Yes— No
4-Door Rubicon X Customer Preferred Package 22Y$87,380$102,236$142,508$1,979/mo53,50012.2 L/100 km✓ Yes— No✓ Yes✓ Yes— No
4-Door Rubicon X Customer Preferred Package 24Y$88,380$103,366$143,612$1,995/mo53,50012.2 L/100 km✓ Yes— No✓ Yes✓ Yes— No
SportCustomer Preferred Package 23B
✓ $1,241/mo
True cost
Sticker $41,600Drive-away $50,5046 yrs $89,372Seats 4Tows 2,000Fuel use 12.2 L/100 kmAuto braking — NoBlind spot — NoAdaptive cruise — NoHeated seats — NoSunroof — No
SportCustomer Preferred Package 22B
$1,290/mo
True cost
Sticker $44,595Drive-away $53,8896 yrs $92,851Seats 4Tows 2,000Fuel use 12.2 L/100 kmAuto braking — NoBlind spot — NoAdaptive cruise — NoHeated seats — NoSunroof — No
Sport SCustomer Preferred Package 23S
$1,302/mo
True cost
Sticker $45,200Drive-away $54,5726 yrs $93,708Seats 4Tows 2,000Fuel use 12.2 L/100 kmAuto braking — NoBlind spot ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof — No
Sport SCustomer Preferred Package 22S
$1,350/mo
True cost
Sticker $48,195Drive-away $57,9576 yrs $97,189Seats 4Tows 2,000Fuel use 12.2 L/100 kmAuto braking — NoBlind spot — NoAdaptive cruise ✓ YesHeated seats — NoSunroof — No
WillysCustomer Preferred Package 23W
$1,374/mo
True cost
Sticker $49,700Drive-away $59,6576 yrs $98,938Seats 4Tows 2,000Fuel use 12.2 L/100 kmAuto braking — NoBlind spot ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof — No
WillysCustomer Preferred Package 22W
$1,423/mo
True cost
Sticker $52,695Drive-away $63,0426 yrs $102,420Seats 4Tows 2,000Fuel use 12.2 L/100 kmAuto braking — NoBlind spot — NoAdaptive cruise — NoHeated seats — NoSunroof — No
4-Door SportCustomer Preferred Package 23B
$1,467/mo
True cost
Sticker $54,895Drive-away $65,5286 yrs $105,623Seats 5Tows 3,500Fuel use 12.6 L/100 kmAuto braking — NoBlind spot — NoAdaptive cruise ✓ YesHeated seats — NoSunroof — No
4-Door Sport SCustomer Preferred Package 23S
$1,507/mo
True cost
Sticker $57,395Drive-away $68,3536 yrs $108,531Seats 5Tows 3,500Fuel use 12.6 L/100 kmAuto braking — NoBlind spot ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof — No
4-Door SportCustomer Preferred Package 22B
$1,506/mo
True cost
Sticker $57,890Drive-away $68,9126 yrs $108,439Seats 5Tows 3,500Fuel use 12.2 L/100 kmAuto braking — NoBlind spot — NoAdaptive cruise — NoHeated seats — NoSunroof — No
4-Door SportCustomer Preferred Package 24B
$1,522/mo
True cost
Sticker $58,890Drive-away $70,0426 yrs $109,603Seats 5Tows 3,500Fuel use 12.2 L/100 kmAuto braking — NoBlind spot — NoAdaptive cruise ✓ YesHeated seats — NoSunroof — No
4-Door Sport SCustomer Preferred Package 22S
$1,546/mo
True cost
Sticker $60,390Drive-away $71,7376 yrs $111,283Seats 5Tows 3,500Fuel use 12.2 L/100 kmAuto braking — NoBlind spot — NoAdaptive cruise ✓ YesHeated seats — NoSunroof — No
4-Door Sport SCustomer Preferred Package 24S
$1,562/mo
True cost
Sticker $61,390Drive-away $72,8676 yrs $112,447Seats 5Tows 3,500Fuel use 12.2 L/100 kmAuto braking — NoBlind spot — NoAdaptive cruise ✓ YesHeated seats — NoSunroof — No
4-Door WillysCustomer Preferred Package 23W
$1,579/mo
True cost
Sticker $61,895Drive-away $73,4386 yrs $113,704Seats 5Tows 3,500Fuel use 12.6 L/100 kmAuto braking — NoBlind spot ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof — No
4-Door WillysCustomer Preferred Package 22W
$1,618/mo
True cost
Sticker $64,890Drive-away $76,8226 yrs $116,524Seats 5Tows 3,500Fuel use 12.2 L/100 kmAuto braking — NoBlind spot — NoAdaptive cruise — NoHeated seats — NoSunroof — No
4-Door SaharaQuick Order Package 22G Sahara
$1,656/mo
True cost
Sticker $65,395Drive-away $77,3936 yrs $119,227Seats 5Tows 3,500Fuel use 11.3 L/100 kmAuto braking ✓ YesBlind spot ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof ✓ Yes
RubiconQuick Order Package 23R Rubicon
$1,629/mo
True cost
Sticker $65,595Drive-away $77,6196 yrs $117,319Seats 4Tows 2,000Fuel use 12.2 L/100 kmAuto braking ✓ YesBlind spot ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof — No
4-Door WillysCustomer Preferred Package 24W
$1,635/mo
True cost
Sticker $65,890Drive-away $77,9526 yrs $117,690Seats 5Tows 3,500Fuel use 12.2 L/100 kmAuto braking — NoBlind spot — NoAdaptive cruise ✓ YesHeated seats — NoSunroof — No
85th Anniversary EditionCustomer Preferred Package 22F
$1,651/mo
True cost
Sticker $66,385Drive-away $78,5116 yrs $118,871Seats 5Tows 3,500Fuel use 12.6 L/100 kmAuto braking — NoBlind spot ✓ YesAdaptive cruise — NoHeated seats ✓ YesSunroof — No
4-Door SaharaQuick Order Package 24G Sahara
$1,642/mo
True cost
Sticker $66,395Drive-away $78,5236 yrs $118,238Seats 5Tows 3,500Fuel use 12.2 L/100 kmAuto braking ✓ YesBlind spot — NoAdaptive cruise ✓ YesHeated seats ✓ YesSunroof ✓ Yes
85th Anniversary EditionCustomer Preferred Package 24F
$1,658/mo
True cost
Sticker $67,385Drive-away $79,6416 yrs $119,367Seats 5Tows 3,500Fuel use 12.2 L/100 kmAuto braking — NoBlind spot — NoAdaptive cruise ✓ YesHeated seats ✓ YesSunroof — No
4-Door RubiconQuick Order Package 23R Rubicon
$1,685/mo
True cost
Sticker $68,395Drive-away $80,7836 yrs $121,330Seats 5Tows 3,500Fuel use 12.6 L/100 kmAuto braking ✓ YesBlind spot ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof — No
RubiconQuick Order Package 22R Rubicon
$1,677/mo
True cost
Sticker $68,590Drive-away $81,0036 yrs $120,745Seats 4Tows 2,000Fuel use 12.2 L/100 kmAuto braking ✓ YesBlind spot — NoAdaptive cruise ✓ YesHeated seats — NoSunroof — No
4-Door RubiconQuick Order Package 22R Rubicon
$1,723/mo
True cost
Sticker $71,390Drive-away $84,1676 yrs $124,088Seats 5Tows 3,500Fuel use 12.2 L/100 kmAuto braking ✓ YesBlind spot — NoAdaptive cruise ✓ YesHeated seats — NoSunroof — No
4-Door RubiconQuick Order Package 24R Rubicon
$1,740/mo
True cost
Sticker $72,390Drive-away $85,2976 yrs $125,255Seats 5Tows 3,500Fuel use 12.2 L/100 kmAuto braking ✓ YesBlind spot — NoAdaptive cruise ✓ YesHeated seats — NoSunroof — No
Rubicon XCustomer Preferred Package 23Y
$1,806/mo
True cost
Sticker $76,590Drive-away $90,0436 yrs $130,065Seats 4Tows 2,000Fuel use 12.2 L/100 kmAuto braking ✓ YesBlind spot — NoAdaptive cruise ✓ YesHeated seats ✓ YesSunroof — No
4-Door Rubicon XCustomer Preferred Package 23Y
$1,861/mo
True cost
Sticker $79,390Drive-away $93,2076 yrs $133,965Seats 5Tows 3,500Fuel use 12.6 L/100 kmAuto braking ✓ YesBlind spot ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof — No
Rubicon XCustomer Preferred Package 22Y
$1,934/mo
True cost
Sticker $84,580Drive-away $99,0726 yrs $139,271Seats 4Tows 2,000Fuel use 12.2 L/100 kmAuto braking ✓ YesBlind spot — NoAdaptive cruise ✓ YesHeated seats ✓ YesSunroof — No
4-Door Rubicon XCustomer Preferred Package 22Y
$1,979/mo
True cost
Sticker $87,380Drive-away $102,2366 yrs $142,508Seats 5Tows 3,500Fuel use 12.2 L/100 kmAuto braking ✓ YesBlind spot — NoAdaptive cruise ✓ YesHeated seats ✓ YesSunroof — No
4-Door Rubicon XCustomer Preferred Package 24Y
$1,995/mo
True cost
Sticker $88,380Drive-away $103,3666 yrs $143,612Seats 5Tows 3,500Fuel use 12.2 L/100 kmAuto braking ✓ YesBlind spot — NoAdaptive cruise ✓ YesHeated seats ✓ YesSunroof — No

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
Sport Customer Preferred Package 23B$41,600
Sport Customer Preferred Package 22B$44,595
Sport S Customer Preferred Package 23S$45,200
Sport S Customer Preferred Package 22S$48,195
Willys Customer Preferred Package 23W$49,700
Willys Customer Preferred Package 22W$52,695
4-Door Sport Customer Preferred Package 23B$54,895
4-Door Sport S Customer Preferred Package 23S$57,395
4-Door Sport Customer Preferred Package 22B$57,890
4-Door Sport Customer Preferred Package 24B$58,890
4-Door Sport S Customer Preferred Package 22S$60,390
4-Door Sport S Customer Preferred Package 24S$61,390
4-Door Willys Customer Preferred Package 23W$61,895
4-Door Willys Customer Preferred Package 22W$64,890
4-Door Sahara Quick Order Package 22G Sahara$65,395
Rubicon Quick Order Package 23R Rubicon$65,595
4-Door Willys Customer Preferred Package 24W$65,890
85th Anniversary Edition Customer Preferred Package 22F$66,385
4-Door Sahara Quick Order Package 24G Sahara$66,395
85th Anniversary Edition Customer Preferred Package 24F$67,385
4-Door Rubicon Quick Order Package 23R Rubicon$68,395
Rubicon Quick Order Package 22R Rubicon$68,590
4-Door Rubicon Quick Order Package 22R Rubicon$71,390
4-Door Rubicon Quick Order Package 24R Rubicon$72,390
Rubicon X Customer Preferred Package 23Y$76,590
4-Door Rubicon X Customer Preferred Package 23Y$79,390
Rubicon X Customer Preferred Package 22Y$84,580
4-Door Rubicon X Customer Preferred Package 22Y$87,380
4-Door Rubicon X Customer Preferred Package 24Y$88,380
Safety and driver assist
Automatic braking
✓ 4-Door Sahara Quick Order Package 22G Sahara to Rubicon Quick Order Package 23R Rubicon
✓
✓ from 4-Door Rubicon Quick Order Package 23R Rubicon
Blind-spot monitor
+ $1,195
+ $1,195
+ $1,195
+ $1,195
+ $1,095
+ $1,195
+ $1,095
+ $1,095
Rear cross-traffic alert
+ $1,195
+ $1,195
+ $1,195
+ $1,195
+ $1,095
+ $1,195
+ $1,095
+ $1,095
Adaptive cruise
✓ Sport S Customer Preferred Package 23S to Willys Customer Preferred Package 23W
✓ 4-Door Sport Customer Preferred Package 23B to 4-Door Sport S Customer Preferred Package 23S
✓ 4-Door Sport Customer Preferred Package 24B to 4-Door Willys Customer Preferred Package 23W
✓ 4-Door Sahara Quick Order Package 22G Sahara to 4-Door Willys Customer Preferred Package 24W
✓ from 4-Door Sahara Quick Order Package 24G Sahara
Parking sensors
+ $1,195
+ $1,195
+ $1,195
+ $1,195
+ $1,095
+ $1,195
+ $1,095
+ $1,095
Comfort
Heated seats
+ $2,100
+ $2,100
+ $2,100
+ $2,100
✓
+ $900
✓ 85th Anniversary Edition Customer Preferred Package 22F to 85th Anniversary Edition Customer Preferred Package 24F
+ $900
✓ from Rubicon X Customer Preferred Package 23Y
Heated steering wheel
+ $2,100
+ $2,100
+ $2,100
+ $2,100
✓
+ $900
✓ 85th Anniversary Edition Customer Preferred Package 22F to 85th Anniversary Edition Customer Preferred Package 24F
+ $900
Convenience
Push-button start
+ $2,100
+ $2,100
+ $2,100
+ $2,100
Remote start
✓
✓
Power driver's seat
+ $4,495
✓ from Rubicon X Customer Preferred Package 23Y
Tech and audio
Apple CarPlay and Android Auto
✓ Sport Customer Preferred Package 23B to Sport S Customer Preferred Package 23S
✓
✓ 4-Door Sport Customer Preferred Package 23B to 4-Door Sport Customer Preferred Package 24B
✓ 4-Door Sport S Customer Preferred Package 24S to 4-Door Willys Customer Preferred Package 23W
✓
✓
✓ Rubicon X Customer Preferred Package 23Y to 4-Door Rubicon X Customer Preferred Package 23Y
✓ from 4-Door Rubicon X Customer Preferred Package 24Y
Built-in navigation
+ $2,295
+ $2,295
✓ from Rubicon X Customer Preferred Package 23Y
Premium sound system
+ $995
+ $995
+ $995
+ $995
+ $2,295
+ $2,295
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ Every trim
Tow hitch included
+ $1,095
+ $1,095
+ $1,095
✓ 4-Door Willys Customer Preferred Package 23W to 4-Door Willys Customer Preferred Package 22W
+ $1,095
✓
+ $1,095
✓
✓ Rubicon X Customer Preferred Package 23Y to 4-Door Rubicon X Customer Preferred Package 23Y
✓ from 4-Door Rubicon X Customer Preferred Package 24Y
Sunroof
✓
✓
LED headlights
+ $1,295
✓ Willys Customer Preferred Package 23W to 4-Door Sport S Customer Preferred Package 23S
✓
✓ 4-Door Sport S Customer Preferred Package 24S to 4-Door Willys Customer Preferred Package 23W
✓
✓
✓ Rubicon X Customer Preferred Package 23Y to 4-Door Rubicon X Customer Preferred Package 23Y
✓ from 4-Door Rubicon X Customer Preferred Package 24Y

Jeep lists only a few items for this model, so features not shown above may still be fitted; check with the dealer.

Full standard equipment on the Sport Sport Customer Preferred Package 23B (14 items)
  • 3.6L V6 Pentastar Engine With Six-Speed Manual Transmission And Engine Stop/Start Technology
  • Always-On All-Wheel Drive (AWD) Plus Selec-Trac 4x4 For Added Stability
  • 11.9 cm (12.3-Inch) Touchscreen With Uconnect 5 Multimedia Centre With Apple CarPlay Support And Android Auto Capability[fcaTooltip:j126]
  • 17-Inch Black Styled Steel Aluminum Wheels With 275/75R17 All-Season Tires
  • Automatic Headlamps
  • Power Windows And Power Locks
  • Cloth low-back bucket seats
  • 17x7.5-inch Black Steel Styled wheels
  • 245/75R17 all-season tires
  • Uconnect 5 with 12.3-inch display
  • 3.6L Pentastar VVT V6 engine with Stop/Start
  • 6-speed manual transmission
  • 3.45 overall top gear ratio
  • 2313 kg (5100 lb)
Quick answers
How much is a 2026 Wrangler in Ontario?
$50,504 to drive away for the Sport, from a $41,600 sticker.
What does it cost a month?
A $765 loan payment, about $1,356 a month with insurance, fuel and upkeep ($5,000 down); about $1,241 a month all in, after resale.
How much can it tow?
From 2,000 lb to 3,500 lb, depending on the trim.

Colours

Bright WhiteAnvil+$495Earl+$495Granite Crystal Metallic+$595Black+$495Hydro Blue Pearl+$495Firecracker Red+$495Limited Edition Tuscadero Pearl+$795Joose+$795Mojito!+$495'41+$495Goldilocks+$795Reign+$795

Head to head

vs Kia Sportage Hybridvs Subaru Outback

Similar SUVs

2027 Kia Sportage Hybrid
2027 Kia Sportage HybridFrom $41,645 MSRP · Hybrid
2026 Subaru Outback
2026 Subaru OutbackFrom $40,895 MSRP · Gas
2025 Mazda CX-50 Hybrid
2025 Mazda CX-50 HybridFrom $42,950 MSRP · Hybrid
2027 Nissan Rogue Hybrid
2027 Nissan Rogue HybridFrom $39,998 MSRP · Hybrid
2026 Jeep Cherokee
2026 Jeep CherokeeFrom $39,995 MSRP · Hybrid

Prices from Jeep's Jeep Canada build & price (Ontario, M4R postal default; fcacanada bff payment-calculator); may have changed, so confirm with a dealer. Insurance and maintenance are estimates. How we count.