2027 Toyota Prius: real cost in Ontario

Cheapest trim, XLE AWD · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$38,465the advertised price
Drive away$46,870with fees and HST
Loan payment$704/mo72-month loan at 6.5%, $5,000 down
True cost$1,017/moeverything, after resale
Car, fees and HST $46,870Insurance $13,857Fuel $8,035Interest and lost return $18,584Maintenance and plates $8,483

$46,870 to drive away + $48,960 to run it for 6 years − $22,605 back at resale = $73,225, or $1,017 a month.

Where the money goes

Drive away$46,870
Running it, 6 yrs+$48,960
Back at resale−$22,605
Sticker pricethe advertised MSRP
+$38,465
Feesfreight $1,860 · dealer $999 · levies $154
+$3,013
HST, 13%Ontario
+$5,392
Insuranceestimate, age 35–59, Toronto
+$13,857
Lost return on your money5% a year on the down payment and each payment
+$9,778
Loan interest6.5% over 72 months
+$8,806
Maintenanceestimate
+$8,392
Fuel18,000 km a year at 4.8 L/100 km
+$8,035
Registration and plates6 years in Ontario
+$91
Resale after 6 years59% of MSRP, you get this back
−$22,605
True cost $73,225 ÷ 72 months$1,017 a month

The car

Size and space
Body5Dr.Sedan4.60 m long
Seats5
Cargo575 Lbehind row 2
Ground clearance15 cm
Engine and fuel
Engine196 hp hybrid, AWD
0–100 km/h7.0–7.1 sour estimate from power and weight
Fuel use4.8–4.9 L/100 kmNatural Resources Canada
TowingNot published
Tires19"195/50R19
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Insurance claimsAbove averagecollision 121 · theft 71 · injury 65 (100 = avg)
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km · battery 10 yrs / 240,000 km
Resale at 6 years59% of MSRPprevious generation · how it compares

Every trim

All trims: AWD, 196 hp, 5 seats.
XLE AWD$38,465$46,870$73,225✓ $1,017/mo4.8 L/100 km— No
XLE AWD$39,000$47,475$73,998$1,028/mo4.9 L/100 km— No
Limited AWD$44,580$53,780$80,183$1,114/mo4.8 L/100 km✓ Yes
Limited AWD$44,700$53,916$80,472$1,118/mo4.9 L/100 km✓ Yes
XLE AWD
✓ $1,017/mo
True cost
Sticker $38,465Drive-away $46,8706 yrs $73,225Fuel use 4.8 L/100 kmSunroof — No
XLE AWD
$1,028/mo
True cost
Sticker $39,000Drive-away $47,4756 yrs $73,998Fuel use 4.9 L/100 kmSunroof — No
Limited AWD
$1,114/mo
True cost
Sticker $44,580Drive-away $53,7806 yrs $80,183Fuel use 4.8 L/100 kmSunroof ✓ Yes
Limited AWD
$1,118/mo
True cost
Sticker $44,700Drive-away $53,9166 yrs $80,472Fuel use 4.9 L/100 kmSunroof ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
XLE AWD$38,465
XLE AWD$39,000
Limited AWD$44,580
Limited AWD$44,700
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from Limited AWD
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from Limited AWD
Heated steering wheel
✓ Every trim
Heated rear seats
✓ from Limited AWD
Dual-zone climate
✓
✓ from Limited AWD
Convenience
Push-button start
✓ XLE AWD to XLE AWD
Remote start
✓ from XLE AWD
Power liftgate
✓ from Limited AWD
Wireless phone charging
✓ from Limited AWD
Power driver's seat
✓ Every trim
Memory seat
✓ from Limited AWD
Tech and audio
Apple CarPlay and Android Auto
✓
✓
Wireless CarPlay
✓
✓
Premium sound system
✓ from Limited AWD
Large touchscreen (12 in+)
✓ from Limited AWD
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
✓ from Limited AWD
Panoramic roof
✓ from Limited AWD
LED headlights
✓ Every trim
Not listed on any trimRear cross-traffic alertHands-free drivingMassaging seatsBuilt-in navigationHead-up displayTow hitch included
Full standard equipment on the XLE AWD (49 items)
  • EV Mode
  • Mudguards
  • Bi-Beam LED Headlamps
  • Daytime Running Lights
  • Tire Repair Kit
  • Rain Sensing Wipers
  • SiriusXM with 3-month All-Access trial
  • Wireless Apple CarPlay Compatibility
  • 6 USB Charging Ports
  • Wireless Android Auto Compatibility
  • 6-speaker Audio System
  • 8" Toyota Multimedia w/ Service/Safety Connect (min 5yr trial), Remote Con.(3yr trial), Drive Con. capable (Sub. Required)
  • Automatic Climate Control
  • Carpet Floor Mats
  • All Season Floor Mats
  • 7" Digital Gauge Cluster
  • Day and Night Mechanical Rear View Mirror
  • 8-way Power Adjustable Drivers Seat
  • 6-way Manual Passenger Seat
  • SofTex Seats
  • Heated Front Seats
  • Rear Foldable 60/40 Seats
  • Tilt & Telescopic Steering Wheel
  • Heated Leather Wrapped Steering Wheel
  • Cargo Net
  • Rear Disc Brakes
  • Electric Parking Brake (EPB)
  • 2.0 Litre 4-cylinder DOHC 16-Valve
  • Lithium-Ion (Li) Battery
  • AWD-e
  • Electronically Controlled Continuously Variable Transmission
  • Smart Key System
  • Total Number of Airbags: 8
  • Driver Airbag Supplemental Restraint System (SRS)
  • Passenger Airbag Supplemental Restraint System (SRS)
  • Front Seat Side Airbags
  • Rear Seat Side Airbags
  • Intelligent Clearance Sonar
  • Backup Camera
  • Side Curtain Shield Airbags
  • Blind Spot Monitoring with Safe Exit Alert
  • Engine Immobilizer
  • Automatic High Beam (AHB)
  • Lane Tracing Assist (LTA)
  • Lane Departure Alert (LDA)
  • Dynamic Radar Cruise Control (DRCC)
  • Road Sign Assist (RSA)
  • Pre-Collision System (PCS)
  • Proactive Driving Assist (PDA)

Recalls in Canada

2 Transport Canada recalls for 2025 to 2027 Prius models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 Prius in Ontario?
$46,870 to drive away for the XLE AWD, from a $38,465 sticker.
What does it cost a month?
A $704 loan payment, about $1,126 a month with insurance, fuel and upkeep ($5,000 down); about $1,017 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

Wind Chill Pearl+$350Guardian GrayInkReservoir BlueCutting Edge SilverMidnight Black MetallicSupersonic Red+$350Maximum Yellow

Similar cars

Prices from Toyota's Ontario build-and-price page, read 2026-10-29. Insurance and maintenance are estimates. How we count.