2027 Toyota Prius Plug-in Hybrid: real cost in Ontario

Cheapest trim, SE · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$40,150the advertised price
Drive away$46,274with fees and HST
Loan payment$694/mo72-month loan at 6.5%, $5,000 down
True cost$959/moeverything, after resale
Car, fees and HST $46,274Insurance $13,989Fuel and charging $3,474Interest and lost return $18,344Maintenance and plates $7,293

$46,274 to drive away + $43,100 to run it for 6 years − $20,358 back at resale = $69,016, or $959 a month.

Where the money goes

Drive away$46,274
Running it, 6 yrs+$43,100
Back at resale−$20,358
Sticker pricethe advertised MSRP
+$40,150
Feesfreight $1,860 · dealer $999 · levies $154
+$3,013
HST, 13%Ontario
+$5,611
Federal EV rebateif eligible
−$2,500
Insuranceestimate, age 35–59, Toronto
+$13,989
Lost return on your money5% a year on the down payment and each payment
+$9,663
Loan interest6.5% over 72 months
+$8,681
Maintenanceestimate
+$7,202
Fuel and charging18,000 km a year at 4.5 L/100 km
+$3,474
Registration and plates6 years in Ontario
+$91
Resale after 6 years51% of MSRP, you get this back
−$20,358
True cost $69,016 ÷ 72 months$959 a month

The car

Size and space
Body5Dr.Sedan4.60 m long
Seats5
Cargo575 Lbehind row 2
Ground clearance14–15 cm
Engine and fuel
Engine220 hp plug-in hybrid, FWD
0–100 km/h6.9 sToyota's figure
Fuel use4.5–4.9 L/100 km · 16.4–18.3 kWh/100 kmNatural Resources Canada
TowingNot published
Tires17" or 19"by trim
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistHands-free in traffic jamsunder about 40 km/h · some trims or an option
Insurance claimsAbove averagecollision 121 · theft 71 · injury 65 (100 = avg)
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km · battery 8 yrs / 160,000 km
Brand offersFinance from 1.99% for 36 moToyota's advertised rates, read 2026-11-05; they change monthly
Resale at 6 years51% of MSRPaverage for its type

Every trim

All trims: FWD, 220 hp, 5 seats.
SE$40,150$46,274$69,016✓ $959/mo4.5 L/100 km— No— No
SE$41,080$47,325$70,160$974/mo4.5 L/100 km— No— No
XSE$44,885$51,625$75,308$1,046/mo4.9 L/100 km✓ Yes✓ Yes
XSE$45,410$52,218$75,946$1,055/mo4.9 L/100 km✓ Yes✓ Yes
XSE Prius Plug-in Hybrid Nightshade$45,780$52,636$76,349$1,060/mo4.9 L/100 km✓ Yes✓ Yes
XSE Premium$48,635$55,862$79,854$1,109/mo4.9 L/100 km✓ Yes✓ Yes
XSE Premium$49,160$58,955$84,000$1,167/mo4.9 L/100 km✓ Yes✓ Yes
SE
✓ $959/mo
True cost
Sticker $40,150Drive-away $46,2746 yrs $69,016Fuel use 4.5 L/100 kmBlind spot — NoSunroof — No
SE
$974/mo
True cost
Sticker $41,080Drive-away $47,3256 yrs $70,160Fuel use 4.5 L/100 kmBlind spot — NoSunroof — No
XSE
$1,046/mo
True cost
Sticker $44,885Drive-away $51,6256 yrs $75,308Fuel use 4.9 L/100 kmBlind spot ✓ YesSunroof ✓ Yes
XSE
$1,055/mo
True cost
Sticker $45,410Drive-away $52,2186 yrs $75,946Fuel use 4.9 L/100 kmBlind spot ✓ YesSunroof ✓ Yes
XSEPrius Plug-in Hybrid Nightshade
$1,060/mo
True cost
Sticker $45,780Drive-away $52,6366 yrs $76,349Fuel use 4.9 L/100 kmBlind spot ✓ YesSunroof ✓ Yes
XSE Premium
$1,109/mo
True cost
Sticker $48,635Drive-away $55,8626 yrs $79,854Fuel use 4.9 L/100 kmBlind spot ✓ YesSunroof ✓ Yes
XSE Premium
$1,167/mo
True cost
Sticker $49,160Drive-away $58,9556 yrs $84,000Fuel use 4.9 L/100 kmBlind spot ✓ YesSunroof ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
SE$40,150
SE$41,080
XSE$44,885
XSE$45,410
XSE Prius Plug-in Hybrid Nightshade$45,780
XSE Premium$48,635
XSE Premium$49,160
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ from XSE
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from XSE Premium
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from XSE Premium
Heated rear seats
✓ from XSE
Dual-zone climate
✓
✓
✓ from XSE Premium
Convenience
Push-button start
✓ SE to XSE Prius Plug-in Hybrid Nightshade
Remote start
✓ from SE
Power liftgate
✓ from XSE Premium
Wireless phone charging
✓ from XSE
Power driver's seat
✓ from XSE
Memory seat
✓ from XSE Premium
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Premium sound system
✓ from XSE Premium
Large touchscreen (12 in+)
✓ from XSE
Capability and looks
Sunroof
✓ from XSE
Panoramic roof
✓ from XSE
Not listed on any trimRear cross-traffic alertHands-free drivingHeated steering wheelMassaging seatsBuilt-in navigationHead-up displayAWD or 4WDTow hitch includedLED headlights
Full standard equipment on the SE (41 items)
  • Mudguards
  • Power-Adjustable Heated Exterior Mirrors
  • Anti-lock Brake System (ABS)
  • Tire Repair Kit
  • 17" Alloy Wheels
  • Rain Sensing Wipers
  • Wireless Apple CarPlay Compatibility
  • Wireless Android Auto Compatibility
  • 6-speaker Audio System
  • 8" Toyota Multimedia w/ Service/Safety Connect (min 5yr trial), Remote Con.(3yr trial), Drive Con. capable (Sub. Required)
  • All Season Floor Mats
  • Day and Night Mechanical Rear View Mirror
  • Fabric Seats
  • Heated Front Seats
  • 6-way Manual Adjustable Front Seats
  • Tilt & Telescopic Steering Wheel
  • Heated Synthetic Leather Wrapped Steering Wheel
  • Cargo Area Mat
  • Cargo Net
  • Rear Disc Brakes
  • Front Disc Brakes
  • 2.0 Litre 4-cylinder DOHC 16-Valve
  • Lithium-Ion (Li) Battery
  • Smart Key System w/Push Button Start
  • Total Number of Airbags: 8
  • Driver Airbag Supplemental Restraint System (SRS)
  • Passenger Airbag Supplemental Restraint System (SRS)
  • Front Seat Side Airbags
  • Rear Seat Side Airbags
  • Driver Monitor Camera
  • Intelligent Clearance Sonar
  • Side Curtain Shield Airbags
  • Traffic Jam Assist (TJA) (Drive Connect trial or paid subscription required)
  • Engine Immobilizer
  • Automatic High Beam (AHB)
  • Lane Tracing Assist (LTA)
  • Lane Departure Alert (LDA)
  • Dynamic Radar Cruise Control (DRCC)
  • Road Sign Assist (RSA)
  • Pre-Collision System (PCS)
  • Proactive Driving Assist (PDA)

Recalls in Canada

2 Transport Canada recalls for 2025 to 2027 Prius Plug-in Hybrid models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 Prius Plug-in Hybrid in Ontario?
$46,274 to drive away for the SE, from a $40,150 sticker.
What does it cost a month?
A $694 loan payment, about $1,038 a month with insurance, fuel and upkeep ($5,000 down); about $959 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

Wind Chill Pearl+$350Cutting Edge SilverGuardian GrayInkSupersonic Red+$350Reservoir BlueMaximum YellowMidnight Black Metallic

Similar cars

Prices from Toyota's Ontario build-and-price page, read 2026-10-29. Insurance and maintenance are estimates. How we count.