CarFitt

2026 MINI Cooper 5 Door: real cost in Ontario

See the Cooper 5 Door on MINI's site ↗Prices read 2026-10-29
2026 MINI Cooper 5 Door
Photo: Alexander-93, CC BY-SA 4.0
Cheapest trim, C · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$36,990the advertised price
Drive away$46,020with fees and HST
Loan payment$690/mo72-month loan at 6.5%, $5,000 down
True cost$1,135/moeverything, after resale
Car, fees and HST $46,020Insurance $13,000Fuel $14,785Interest and lost return $18,242Maintenance and plates $6,749

$46,020 to drive away + $52,775 to run it for 6 years − $17,080 back at resale = $81,715, or $1,135 a month.

Where the money goes

Drive away$46,020
Running it, 6 yrs+$52,775
Back at resale−$17,080
Sticker pricethe advertised MSRP
+$36,990
Feesfreight $2,995 · dealer $595 · levies $146
+$3,736
HST, 13%Ontario
+$5,294
Fuel18,000 km a year at 7.4 L/100 km
+$14,785
Insuranceestimate, age 35–59, Toronto
+$13,000
Lost return on your money5% a year on the down payment and each payment
+$9,614
Loan interest6.5% over 72 months
+$8,627
Maintenanceestimate
+$6,658
Registration and plates6 years in Ontario
+$91
Resale after 6 years46% of MSRP, you get this back
−$17,080
True cost $81,715 ÷ 72 months$1,135 a month

The car

Size and space
BodyHatchback4.04 m long
Seats5
Cargo275 Lbehind row 2
Engine and fuel
Engine161–201 hp premium gas, FWD
0–100 km/h6.7–7.9 sour estimate from power and weight
Fuel use7.3–7.4 L/100 kmNatural Resources Canada
TowingNot published
Tires17"205/45R17
Safety and cover
US crash testNot rated yet
Warranty4 yrs / 80,000 km
Resale at 6 years46% of MSRPaverage for its type

Every trim

All trims: FWD, 5 seats.
C$36,990$46,020$81,715✓ $1,135/mo7.4 L/100 km✓ Yes
C PREMIER+$38,240$47,433$83,271$1,157/mo7.4 L/100 km— No
S$40,990$50,540$86,534$1,202/mo7.3 L/100 km— No
S PREMIER+$43,740$53,648$89,998$1,250/mo7.3 L/100 km— No
Paul Smith Edition$45,990$56,190$92,827$1,289/mo7.3 L/100 km✓ Yes
Paul Smith Edition PREMIER+$48,740$59,298$96,294$1,337/mo7.3 L/100 km— No
C
✓ $1,135/mo
True cost
Sticker $36,990Drive-away $46,0206 yrs $81,715Fuel use 7.4 L/100 kmAdaptive cruise ✓ Yes
CPREMIER+
$1,157/mo
True cost
Sticker $38,240Drive-away $47,4336 yrs $83,271Fuel use 7.4 L/100 kmAdaptive cruise — No
S
$1,202/mo
True cost
Sticker $40,990Drive-away $50,5406 yrs $86,534Fuel use 7.3 L/100 kmAdaptive cruise — No
SPREMIER+
$1,250/mo
True cost
Sticker $43,740Drive-away $53,6486 yrs $89,998Fuel use 7.3 L/100 kmAdaptive cruise — No
Paul Smith Edition
$1,289/mo
True cost
Sticker $45,990Drive-away $56,1906 yrs $92,827Fuel use 7.3 L/100 kmAdaptive cruise ✓ Yes
Paul Smith EditionPREMIER+
$1,337/mo
True cost
Sticker $48,740Drive-away $59,2986 yrs $96,294Fuel use 7.3 L/100 kmAdaptive cruise — No

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
C$36,990
C PREMIER+$38,240
S$40,990
S PREMIER+$43,740
Paul Smith Edition$45,990
Paul Smith Edition PREMIER+$48,740
Safety and driver assist
Blind-spot monitor
✓ Every trim
Adaptive cruise
+ $800
+ $800
360° camera
✓
✓ from Paul Smith Edition PREMIER+
Parking sensors
✓
✓ from Paul Smith Edition PREMIER+
Comfort
Heated seats
✓ Every trim
Heated steering wheel
✓ Every trim
Massaging seats
✓ from Paul Smith Edition
Convenience
Push-button start
✓ Every trim
Remote start
✓ from C PREMIER+
Wireless phone charging
✓
✓
✓
Power driver's seat
+ $1,000
+ $1,000
✓ from Paul Smith Edition
Memory seat
+ $1,000
+ $1,000
✓ from Paul Smith Edition
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓
✓ from Paul Smith Edition PREMIER+
Premium sound system
✓
✓ from Paul Smith Edition PREMIER+
Head-up display
+ $900
✓
+ $900
✓
+ $900
✓ from Paul Smith Edition PREMIER+
Capability and looks
Sunroof
✓ Every trim
Panoramic roof
✓ Every trim
LED headlights
✓ Every trim

MINI lists only a few items for this model, so features not shown above may still be fitted; check with the dealer.

Full standard equipment on the C (12 items)
  • Panoramic Glass Sunroof
  • Heated Steering Wheel
  • Heated Front Seats
  • Active Blind Spot Monitoring
  • Alarm System
  • Wireless Apple CarPlay & Android Auto
  • Comfort Access w/ Digital Key Plus
  • Auto Dimming and Folding Mirror Package
  • Auto Dimming Interior Mirror
  • Wireless Device Charging
  • Black Roof & Mirror Cap
  • LED Headlights with Cornering Function

Recalls in Canada

1 Transport Canada recall for 2025 to 2027 Cooper 5 Door models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.

Seats and restraints2025, 2026 · 294 vehicles
On certain vehicles, the front seat belt(s) may have been damaged during production.Recall 2025487 at Transport Canada ↗
Quick answers
How much is a 2026 Cooper 5 Door in Ontario?
$46,020 to drive away for the C, from a $36,990 sticker.
What does it cost a month?
A $690 loan payment, about $1,169 a month with insurance, fuel and upkeep ($5,000 down); about $1,135 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

Chili Red IIIndigo Sunset Blue Metallic+$700Blazing Blue Metallic+$700Icy Sunshine Blue Metallic+$700Ocean Wave Green Metallic+$700Sunny Side Yellow+$700British Racing Green IV Metallic+$700Midnight Black II Metallic+$700Nanuq White Metallic+$700Melting Silver III Metallic+$700Statement GreyInspired White

Head to head

vs Hyundai Sonatavs Volkswagen Golf GTI

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Prices from MINI's Ontario build-and-price page, read 2026-10-29. Insurance and maintenance are estimates. How we count.