Hyundai Sonata vs MINI Cooper 5 Door: cost to own

Verdict, over 6 years

The MINI Cooper 5 Door costs about $3,884 less

That's $54 a month. Closest matching trims: same fuel and drive where possible.
Sonata Preferred-Trend Hybrid$1,189/moTrue cost
Cooper 5 Door C✓ $1,135/moTrue cost
2026 Hyundai Sonata
2026 Hyundai Sonata
Closest matching trim: Sonata Preferred-Trend Hybrid
Sticker (MSRP)$36,199
+$8,148→↓Freight, fees, HST
Drive away$44,347
+ running costs→↓− $15,903 resale
True cost$1,189/moA month to own, after resale
2026 MINI Cooper 5 Door
2026 MINI Cooper 5 Door
Closest matching trim: Cooper 5 Door C
Sticker (MSRP)$36,990
+$9,030→↓Freight, fees, HST
Drive away$46,020
+ running costs→↓− $17,080 resale
True cost$1,135/moA month to own, after resale

Line by line

Price
Sticker (MSRP)✓ $36,199$36,990Sonata by $791
Freight and fees, before tax✓ $3,046$3,736Sonata by $690
Sales tax (HST)✓ $5,102$5,294Sonata by $192
Drive-away price✓ $44,347$46,020Sonata by $1,673
Running costs, 6 years
Fuel or charging✓ $8,370$14,785Sonata by $6,415
Insurance (estimate)$23,228✓ $13,000Cooper 5 Door by $10,228
Maintenance (estimate)$7,899✓ $6,658Cooper 5 Door by $1,241
Loan rate6.5%6.5%—
Loan interest✓ $8,275$8,627Sonata by $352
Lost return on your money✓ $9,292$9,614Sonata by $322
Resale after 6 yrs−$15,903✓ −$17,080Cooper 5 Door by $1,177
Total
True cost$85,599✓ $81,715Cooper 5 Door by $3,884
True cost a month$1,189/mo✓ $1,135/moCooper 5 Door by $54
You pay each month$1,211/mo✓ $1,169/moCooper 5 Door by $42
Practical
Fuel typeHybridPremium gas—
Seats55—
Carry-ons, 2 people42—
Cargo behind row 2, litres✓ 441275—
Length4.91 m4.04 m—
Ground clearance14 cm——
Resale % after 6 yrs44%✓ 46%—
US crash test✓ 5★Not rated yet—
Price
Sticker (MSRP)
Sonata Preferred-Trend Hybrid ✓ $36,199Cooper 5 Door C $36,990Cheaper by Sonata by $791
Freight and fees, before tax
Sonata Preferred-Trend Hybrid ✓ $3,046Cooper 5 Door C $3,736Cheaper by Sonata by $690
Sales tax (HST)
Sonata Preferred-Trend Hybrid ✓ $5,102Cooper 5 Door C $5,294Cheaper by Sonata by $192
Drive-away price
Sonata Preferred-Trend Hybrid ✓ $44,347Cooper 5 Door C $46,020Cheaper by Sonata by $1,673
Running costs, 6 years
Fuel or charging
Sonata Preferred-Trend Hybrid ✓ $8,370Cooper 5 Door C $14,785Cheaper by Sonata by $6,415
Insurance (estimate)
Sonata Preferred-Trend Hybrid $23,228Cooper 5 Door C ✓ $13,000Cheaper by Cooper 5 Door by $10,228
Maintenance (estimate)
Sonata Preferred-Trend Hybrid $7,899Cooper 5 Door C ✓ $6,658Cheaper by Cooper 5 Door by $1,241
Loan rate
Sonata Preferred-Trend Hybrid 6.5%Cooper 5 Door C 6.5%Cheaper by —
Loan interest
Sonata Preferred-Trend Hybrid ✓ $8,275Cooper 5 Door C $8,627Cheaper by Sonata by $352
Lost return on your money
Sonata Preferred-Trend Hybrid ✓ $9,292Cooper 5 Door C $9,614Cheaper by Sonata by $322
Resale after 6 yrs
Sonata Preferred-Trend Hybrid −$15,903Cooper 5 Door C ✓ −$17,080Cheaper by Cooper 5 Door by $1,177
Total
True cost
Sonata Preferred-Trend Hybrid $85,599Cooper 5 Door C ✓ $81,715Cheaper by Cooper 5 Door by $3,884
True cost a month
Sonata Preferred-Trend Hybrid $1,189/moCooper 5 Door C ✓ $1,135/moCheaper by Cooper 5 Door by $54
You pay each month
Sonata Preferred-Trend Hybrid $1,211/moCooper 5 Door C ✓ $1,169/moCheaper by Cooper 5 Door by $42
Practical
Fuel type
Sonata Preferred-Trend Hybrid HybridCooper 5 Door C Premium gasCheaper by —
Seats
Sonata Preferred-Trend Hybrid 5Cooper 5 Door C 5Cheaper by —
Carry-ons, 2 people
Sonata Preferred-Trend Hybrid 4Cooper 5 Door C 2Cheaper by —
Cargo behind row 2, litres
Sonata Preferred-Trend Hybrid ✓ 441Cooper 5 Door C 275Cheaper by —
Length
Sonata Preferred-Trend Hybrid 4.91 mCooper 5 Door C 4.04 mCheaper by —
Ground clearance
Sonata Preferred-Trend Hybrid 14 cmCooper 5 Door C —Cheaper by —
Resale % after 6 yrs
Sonata Preferred-Trend Hybrid 44%Cooper 5 Door C ✓ 46%Cheaper by —
US crash test
Sonata Preferred-Trend Hybrid ✓ 5★Cooper 5 Door C Not rated yetCheaper by —

✓ marks the better figure. Resale is from used prices: the Sonata from its own, the Cooper 5 Door typical for its type and brand. These trims differ in fuel (hybrid vs premium gas), which drives part of the gap. Their stickers differ by $791.