CarFitt

Honda Civic Sedan vs Toyota Prius: cost to own

Verdict, over 6 years

The Honda Civic Sedan costs about $5,292 less

That's $73 a month. Closest matching trims: same fuel and drive where possible.
Civic Sedan Sport Hybrid✓ $944/moTrue cost
Prius XLE AWD$1,017/moTrue cost
2026 Honda Civic Sedan
2026 Honda Civic Sedan
Closest matching trim: Civic Sedan Sport Hybrid
Sticker (MSRP)$34,200
+$7,810→↓Freight, fees, HST
Drive away$42,010
+ running costs→↓− $23,110 resale
True cost$944/moA month to own, after resale
2026 Toyota Prius
2026 Toyota Prius
Closest matching trim: Prius XLE AWD
Sticker (MSRP)$38,465
+$8,405→↓Freight, fees, HST
Drive away$46,870
+ running costs→↓− $22,605 resale
True cost$1,017/moA month to own, after resale

Line by line

Price
Sticker (MSRP)✓ $34,200$38,465Civic Sedan by $4,265
Freight and fees, before tax✓ $2,977$3,013Civic Sedan by $36
Sales tax (HST)✓ $4,833$5,392Civic Sedan by $559
Drive-away price✓ $42,010$46,870Civic Sedan by $4,860
Running costs, 6 years
Fuel or charging$8,203✓ $8,035Prius by $168
Insurance (estimate)$18,675✓ $13,857Prius by $4,818
Maintenance (estimate)$8,630✓ $8,392Prius by $238
Loan rate4.29% offer6.5%—
Loan interest✓ $5,033$8,806Civic Sedan by $3,773
Lost return on your money✓ $8,402$9,778Civic Sedan by $1,376
Resale after 6 yrs✓ −$23,110−$22,605Civic Sedan by $505
Total
True cost✓ $67,933$73,225Civic Sedan by $5,292
True cost a month✓ $944/mo$1,017/moCivic Sedan by $73
You pay each month✓ $1,078/mo$1,126/moCivic Sedan by $48
Practical
Fuel typeHybridHybrid—
Seats55—
Carry-ons, 2 people35—
Built in CanadaAlliston, ON——
Cargo behind row 2, litres419✓ 575—
Length4.69 m4.60 m—
Ground clearance13 cm✓ 15 cm—
Resale % after 6 yrs✓ 68%59%—
US crash test5★5★—
Price
Sticker (MSRP)
Civic Sedan Sport Hybrid ✓ $34,200Prius XLE AWD $38,465Cheaper by Civic Sedan by $4,265
Freight and fees, before tax
Civic Sedan Sport Hybrid ✓ $2,977Prius XLE AWD $3,013Cheaper by Civic Sedan by $36
Sales tax (HST)
Civic Sedan Sport Hybrid ✓ $4,833Prius XLE AWD $5,392Cheaper by Civic Sedan by $559
Drive-away price
Civic Sedan Sport Hybrid ✓ $42,010Prius XLE AWD $46,870Cheaper by Civic Sedan by $4,860
Running costs, 6 years
Fuel or charging
Civic Sedan Sport Hybrid $8,203Prius XLE AWD ✓ $8,035Cheaper by Prius by $168
Insurance (estimate)
Civic Sedan Sport Hybrid $18,675Prius XLE AWD ✓ $13,857Cheaper by Prius by $4,818
Maintenance (estimate)
Civic Sedan Sport Hybrid $8,630Prius XLE AWD ✓ $8,392Cheaper by Prius by $238
Loan rate
Civic Sedan Sport Hybrid 4.29% offerPrius XLE AWD 6.5%Cheaper by —
Loan interest
Civic Sedan Sport Hybrid ✓ $5,033Prius XLE AWD $8,806Cheaper by Civic Sedan by $3,773
Lost return on your money
Civic Sedan Sport Hybrid ✓ $8,402Prius XLE AWD $9,778Cheaper by Civic Sedan by $1,376
Resale after 6 yrs
Civic Sedan Sport Hybrid ✓ −$23,110Prius XLE AWD −$22,605Cheaper by Civic Sedan by $505
Total
True cost
Civic Sedan Sport Hybrid ✓ $67,933Prius XLE AWD $73,225Cheaper by Civic Sedan by $5,292
True cost a month
Civic Sedan Sport Hybrid ✓ $944/moPrius XLE AWD $1,017/moCheaper by Civic Sedan by $73
You pay each month
Civic Sedan Sport Hybrid ✓ $1,078/moPrius XLE AWD $1,126/moCheaper by Civic Sedan by $48
Practical
Fuel type
Civic Sedan Sport Hybrid HybridPrius XLE AWD HybridCheaper by —
Seats
Civic Sedan Sport Hybrid 5Prius XLE AWD 5Cheaper by —
Carry-ons, 2 people
Civic Sedan Sport Hybrid 3Prius XLE AWD 5Cheaper by —
Built in Canada
Civic Sedan Sport Hybrid Alliston, ONPrius XLE AWD —Cheaper by —
Cargo behind row 2, litres
Civic Sedan Sport Hybrid 419Prius XLE AWD ✓ 575Cheaper by —
Length
Civic Sedan Sport Hybrid 4.69 mPrius XLE AWD 4.60 mCheaper by —
Ground clearance
Civic Sedan Sport Hybrid 13 cmPrius XLE AWD ✓ 15 cmCheaper by —
Resale % after 6 yrs
Civic Sedan Sport Hybrid ✓ 68%Prius XLE AWD 59%Cheaper by —
US crash test
Civic Sedan Sport Hybrid 5★Prius XLE AWD 5★Cheaper by —

✓ marks the better figure. Resale for both is from their own used prices (unless you lease). Their stickers differ by $4,265.