2026 Honda Civic Sedan: real cost in Ontario

Cheapest trim, LX · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$28,440the advertised price
Drive away$35,508with fees and HST
Loan payment$481/mo72-month loan at 4.29%, $5,000 down
True cost$923/moeverything, after resale
Car, fees and HST $35,508Insurance $19,862Fuel $11,048Interest and lost return $11,374Maintenance and plates $7,893

$35,508 to drive away + $50,178 to run it for 6 years − $19,218 back at resale = $66,467, or $923 a month.

Where the money goes

Drive away$35,508
Running it, 6 yrs+$50,178
Back at resale−$19,218
Sticker pricethe advertised MSRP
+$28,440
Feesfreight $1,830 · levies $100 · levies and fees $1,053
+$2,983
HST, 13%Ontario
+$4,085
Insuranceestimate, age 35–59, Toronto
+$19,862
Fuel18,000 km a year at 6.6 L/100 km
+$11,048
Maintenanceestimate
+$7,802
Lost return on your money5% a year on the down payment and each payment
+$7,225
Loan interest4.29% over 72 months (Honda's offer)
+$4,149
Registration and plates6 years in Ontario
+$91
Resale after 6 years68% of MSRP, you get this back
−$19,218
True cost $66,467 ÷ 72 months$923 a month

The car

Size and space
BodyCars4.69 m long
Seats5
Cargo419 Lbehind row 2
Ground clearance13 cmlow; watch steep driveways
Engine and fuel
Engine150–200 hp gas or hybrid, FWD
0–100 km/h7.2–8.8 sour estimate from power and weight
Fuel use4.9–6.8 L/100 kmNatural Resources Canada
TowingNot published
Tires16" or 18"by trim
Built inAlliston, ON
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Insurance claimsWell above averagecollision 234 · theft 145 · injury 154 (100 = avg)
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km
Brand offersFinance from 2.79% for 24 mo · lease from 6.99% for 60 moHonda's advertised rates, read 2026-11-05; they change monthly
Resale at 6 years68% of MSRPprevious generation · how it compares

Every trim

All trims: FWD, 5 seats.
LX$28,440$35,508$66,467✓ $923/mo6.6 L/100 km
LX$29,090$36,242$70,061$973/mo6.7 L/100 km
Sport$32,300$39,870$72,096$1,001/mo6.8 L/100 km
Sport Hybrid$34,200$42,010$67,933$944/mo4.9 L/100 km
Sport Hybrid$34,850$42,745$71,853$998/mo4.9 L/100 km
Sport Touring Hybrid$37,700$45,965$71,479$993/mo4.9 L/100 km
Sport Touring Hybrid$38,350$46,700$75,740$1,052/mo4.9 L/100 km
LX
✓ $923/mo
True cost
Sticker $28,440Drive-away $35,5086 yrs $66,467Fuel use 6.6 L/100 km
LX
$973/mo
True cost
Sticker $29,090Drive-away $36,2426 yrs $70,061Fuel use 6.7 L/100 km
Sport
$1,001/mo
True cost
Sticker $32,300Drive-away $39,8706 yrs $72,096Fuel use 6.8 L/100 km
Sport Hybrid
$944/mo
True cost
Sticker $34,200Drive-away $42,0106 yrs $67,933Fuel use 4.9 L/100 km
Sport Hybrid
$998/mo
True cost
Sticker $34,850Drive-away $42,7456 yrs $71,853Fuel use 4.9 L/100 km
Sport Touring Hybrid
$993/mo
True cost
Sticker $37,700Drive-away $45,9656 yrs $71,479Fuel use 4.9 L/100 km
Sport Touring Hybrid
$1,052/mo
True cost
Sticker $38,350Drive-away $46,7006 yrs $75,740Fuel use 4.9 L/100 km

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
LX$28,440
Sport$32,300
Sport Hybrid$34,200
Sport Touring Hybrid$37,700
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Heated steering wheel
✓ from Sport
Heated rear seats
✓ Every trim
Dual-zone climate
✓ from Sport
Convenience
Push-button start
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ from Sport Touring Hybrid
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ from Sport Touring Hybrid
Built-in navigation
✓ Every trim
Premium sound system
✓ Every trim
Capability and looks
Sunroof
✓ Every trim
LED headlights
✓ Every trim
Not listed on any trimHands-free driving360° cameraCooled seatsMassaging seatsRemote startPower liftgateMemory seatHead-up displayLarge touchscreen (12 in+)AWD or 4WDTow hitch includedPanoramic roof
Full standard equipment on the LX (154 items)
  • Drivetrain: Front-wheel drive1 (FWD)
  • Engine type: 2.0-litre inline 4-cylinder
  • Displacement (cc): 1993
  • Horsepower @ rpm2: 150 @ 6400
  • Torque (lb.-ft. @ rpm)2: 133 @ 4000
  • Two-motor hybrid system
  • Combined total horsepower3
  • Combined torque @ (lb.-ft. @ rpm)3
  • Idle-stop
  • Redline (rpm): 6700
  • Bore and stroke (mm): 81 x 96.7
  • Valve train: 16-Valve DOHC with Dual Variable Timing Control (VTC)
  • Compression ratio: 13:01
  • Fuel injection: Direct injection
  • Drive modes: ECON / Normal
  • Eco Assist system
  • Continuously Variable Transmission (CVT)
  • Electro-Continuously Variable Transmission (eCVT)
  • Front-wheel drive (City/Hwy/Combined4): 7.3/5.7/6.6
  • Emissions rating: Tier 3 Bin 30
  • Recommended fuel: Regular
  • Capless fueling system
  • Fuel tank capacity (L): 46.9
  • Power-assisted, ventilated front disc/solid rear disc brakes
  • Electronic Parking Brake (EPB) with automatic brake hold
  • Stabilizer bars – front/rear (mm): 26.5/17.0
  • Steering ratio: 11.3:2
  • Steering wheel turns, lock-to-lock: 2.3
  • Tires
  • Tires: P215/55 R16 93H
  • Spare tire: T125/80 D16 97M
  • Tire repair kit
  • 16" steel wheels with covers
  • 18" aluminum-alloy wheels
  • Variable Ratio Electric Power-Assisted Rack-and-Pinion Steering (EPS)
  • MacPherson strut front suspension
  • Multi-link independent rear suspension
  • Adaptive Cruise Control1,5 (ACC)
  • Auto high beam headlights1
  • Blind Spot Information (BSI) system1,6
  • Collision Mitigation Braking System1,7 (CMBS)
  • Cross Traffic Monitor1,8 (CTM)
  • Traffic Jam Assist1,9
  • Lane Departure Warning1,10 (LDW)
  • Lane Keeping Assist System1,11 (LKAS)
  • Low-Speed Braking Control1
  • Road Departure Mitigation (RDM) system1,12
  • Traffic Sign Recognition (TSR) system1,13
  • Anti-lock Braking System1,14 (ABS)
  • Brake Assist1
  • Electronic Brake-force Distribution1 (EBD)
  • Vehicle Stability Assist1,15 (VSA) with Traction Control
  • Hill Start Assist1,16
  • 3-point seat belts at all seating positions
  • Advanced Compatibility Engineering1 (ACE) body structure
  • Driver's and front passenger's advanced front airbags (SRS)
  • Childproof rear door locks
  • Driver & passenger side knee airbag
  • Lower Anchors and Tethers for Children (LATCH)
  • Rear outboard passengers' side airbags
  • Rear seat reminder17
  • Seat belt reminder for all seating positions
  • Side curtain airbags with rollover sensor
  • LED Daytime Running Lights (DRL)
  • LED headlights with auto-on/off
  • LED taillights
  • Wipers
  • Wipers: Intermittent
  • Heated power-adjusting side mirrors
  • Side mirror colour: Body-coloured
  • EXTERIOR – MISCELLANEOUS
  • One-touch power moonroof
  • Front splash guards
  • Exhaust finisher
  • Pushbutton start
  • Proximity key entry system
  • Smart Entry: With Walk-Away Auto Lock
  • Multi-angle rearview camera with dynamic guidelines18
  • Parking sensors
  • Assisted opening trunk
  • Immobilizer theft-deterrent system
  • Security system
  • Steering wheel with mounted controls: Urethane
  • Tilt and telescopic steering column
  • Steering wheel-mounted deceleration paddle selectors
  • Sport pedals
  • Steering wheel-mounted paddle shifters
  • Acoustic laminate glass: Windshield
  • Power windows with auto-up/down: Front
  • Climate control: Automatic
  • Front vanity mirrors
  • Illumintated front vanity mirrors
  • Seat material: Fabric
  • Driver seat: 6-way manual adjustment
  • Passenger seat: 4-way manual adjustment
  • Heated front seats
  • Seating capacity: 5
  • 60/40 split-folding rear seat
  • Heated rear seats
  • Seatback pockets
  • Speakers: 8
  • BOSE Premium Sound System
  • 7" touchscreen centre display
  • 9" touchscreen centre display
  • 7" centre meter display
  • 10.2" centre meter display
  • Speed-sensitive Volume Control (SVC)
  • Apple CarPlay1,19 / Android Auto1,20: Wired
  • HD Radio21
  • Google built-in22
  • Wi-Fi hotspot capability23
  • USB device connectors24: 2 USB-C 3.0A (Front)
  • Wireless phone charger25 (Qi-compatible)
  • HondaLink Connected Services26: Basic
  • Curb weight (kg): 1310
  • Gross vehicle weight rating (kg): 1760
  • Ground clearance, unloaded (mm): 134
  • Height (mm): 1414.97
  • Length (mm): 4694.2
  • Track – front/rear (mm): 1546/1575
  • Wheelbase (mm): 2735
  • Width (mm): 1800
  • Cargo volume (L): 419
  • Headroom – front/2nd row (mm): 998/942
  • Hip room – front/2nd row (mm): 1380/1243
  • Legroom – front/2nd row (mm): 1074/950
  • Passenger volume (L): 2803
  • Shoulder room – front/2nd row (mm): 1447/1422
  • 1. None of the features we describe are intended to replace the driver's responsibility to exercise due care while driving. Drivers should not use handheld devices or operate certain vehicle features unless it is safe and legal to do so. Some features hav
  • 2. Horsepower and torque calculations reflect SAE net, Rev. 08/04, SAE J1349 procedures.
  • 3. Total combined horsepower and torque figures includes the maximum power of the engine and all motors combined that can be produced at any one time. ISO net.
  • 4. Estimated fuel economy based on Government of Canada’s new 5-cycle testing method. Your actual fuel consumption will vary based on driving habits and other factors – use for comparison only. For more information on 5-cycle testing, visit http://vehicle
  • 5. Improper use of Adaptive Cruise Control (ACC) with Low-Speed Follow (LSF) can lead to a crash. Use the brake pedal whenever necessary, and always keep a safe distance between your vehicle and other vehicles. Use ACC with LSF only when driving on expres
  • 6. Accuracy of the Blind Spot Information (BSI) system will vary based on weather, size of object and speed, and may not detect all relevant traffic. Do not rely only on BSI system when changing lanes. Always look in your mirrors, to either side of your v
  • 7. The Collision Mitigation Braking System (CMBS) is designed to reduce the severity of an unavoidable collision. CMBS does not prevent collisions nor stop the vehicle automatically and may not activate or detect a vehicle in certain circumstances. It is
  • 8. Do not solely rely on the Cross Traffic Monitor system. Always also use your mirrors, and look behind and to the sides of your vehicle before reversing.
  • 9. Traffic Jam Assist (TJA) only assists driver in maintaining proper lane position when lane markings are identified without a turn signal in use and can only apply mild steering torque to assist. TJA may not detect all lane markings; accuracy will vary
  • 10. Lane Departure Warning (LDW) only alerts drivers when lane drift is detected without a turn signal in use. LDW may not detect all lane markings or lane departures; accuracy will vary based on weather, speed and road condition. System operation affecte
  • 11. Lane Keeping Assist System (LKAS) only assists driver in maintaining proper lane position when lane markings are identified without a turn signal in use and can only apply mild steering torque to assist. Keep your hands on the steering wheel at all ti
  • 12. Road Departure Mitigation (RDM) only alerts drivers when lane drift is detected without a turn signal in use. RDM may not detect all lane markings or lane departures; accuracy will vary based on weather, speed and road condition. System operation affe
  • 13. Traffic Sign Recognition (TSR) cannot detect all traffic signs and may misidentify certain signs. Accuracy will vary based on weather and other factors. System operation affected by extreme interior heat. Driver remains responsible for safely operatin
  • 14. The ABS does not reduce the time or distance it takes to stop the vehicle. It only helps with steering control during hard braking.
  • 15. The VSA may not function properly if tire type and size are mixed. Make sure to use the same size and type of tire, and the air pressures as specified. VSA cannot enhance stability in all driving situations and does not control the entire braking sy
  • 16. Hill Start Assist is designed to operate temporarily and may not prevent the vehicle from rolling downhill on a very steep or slippery slope, and will not operate on small inclines. Hill start assist is not a replacement for the parking brake.
  • 17. Feature uses rear door sensors only. Sensors are designed to detect if a rear door was opened and closed since the last time the vehicle was turned off. Sensors do not detect the presence of rear-seat passengers or other items. Always check rear seats
  • 18. Visually confirm that it is safe to drive before backing up. Certain conditions (such as weather, lighting and high temperatures) may also restrict the rear view. Do not rely on the rearview display, which does not give you all information about condi
  • 19. Apple CarPlay is provided by Apple Inc. and only compatible with certain Apple devices and operating systems. Devices, cables and adapters are not included and must be purchased separately. Cellular data and/or voice charges may apply, including roami
  • 20. Android Auto is provided by Google Inc. and only compatible with certain Android devices and operating systems. Devices, cables and adapters are not included and must be purchased separately. Cellular data and/or voice charges may apply, including roa
  • 21. Coverage varies by market. HD Radio is a proprietary trademark of iBiquity Digital Corporation.
  • 22. Customers need to sign up for a free Wi-Fi hotspot trial to use Google built-in features. This trial is applicable for a period of 3 months or 3Gb, whichever is earlier after which the customers will be required to either: tether/hotspot from a compat
  • 23. New vehicles are equipped with a complimentary AT&T 90-day or 3 GB data trial period, whichever comes first, which must be redeemed/activated by setting up an AT&T account within the first 90 days of eligible vehicle purchase or lease (as applicable).
  • 24. Only compatible with certain devices and operating systems. Devices, cables and adapters are not included and must be purchased separately. Only use these functions when conditions allow you to do so safely.
  • 25. Honda wireless phone charger is compatible with Qi wireless charging standards. Check with your device's manufacturer for wireless capability.
  • 26. Only compatible with certain devices and operating systems. Operation may be dependent upon: GPS satellite signal reception and available cellular data and/or voice connection; or connection to vehicle's built-in Wi-Fi hotspot, if applicable. Associat

Recalls in Canada

3 Transport Canada recalls for 2025 to 2027 Civic Sedan models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2026 Civic Sedan in Ontario?
$35,508 to drive away for the LX, from a $28,440 sticker.
What does it cost a month?
A $481 loan payment, about $1,020 a month with insurance, fuel and upkeep ($5,000 down); about $923 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

Solar Silver MetallicRallye RedCrystal Black Pearl+$550Platinum White Pearl+$550Meteoroid Grey Metallic+$550Seabed Blue Pearl+$550Urban Grey Pearl+$550

Similar cars

Prices from Honda's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.