Honda Civic Sedan vs Toyota Corolla: cost to own

Verdict, over 6 years

The Toyota Corolla costs about $5,211 less

That's $72 a month. Closest matching trims: same fuel and drive where possible.
Civic Sedan LX$923/moTrue cost
Corolla L CVT✓ $851/moTrue cost
2026 Honda Civic Sedan
2026 Honda Civic Sedan
Closest matching trim: Civic Sedan LX
Sticker (MSRP)$28,440
+$7,068→↓Freight, fees, HST
Drive away$35,508
+ running costs→↓− $19,218 resale
True cost$923/moA month to own, after resale
2026 Toyota Corolla
2026 Toyota Corolla
Closest matching trim: Corolla L CVT
Sticker (MSRP)$25,020
+$6,544→↓Freight, fees, HST
Drive away$31,564
+ running costs→↓− $15,727 resale
True cost$851/moA month to own, after resale

Line by line

Price
Sticker (MSRP)$28,440✓ $25,020Corolla by $3,420
Freight and fees, before tax$2,983✓ $2,913Corolla by $70
Sales tax (HST)$4,085✓ $3,631Corolla by $454
Drive-away price$35,508✓ $31,564Corolla by $3,944
Running costs, 6 years
Fuel or charging✓ $11,048$11,216Civic Sedan by $168
Insurance (estimate)$19,862✓ $14,319Corolla by $5,543
Maintenance (estimate)$7,802✓ $7,380Corolla by $422
Loan rate4.29% offer6.5%—
Loan interest✓ $4,149$5,587Civic Sedan by $1,438
Lost return on your money$7,225✓ $6,825Corolla by $400
Resale after 6 yrs✓ −$19,218−$15,727Civic Sedan by $3,491
Total
True cost$66,467✓ $61,256Corolla by $5,211
True cost a month$923/mo✓ $851/moCorolla by $72
You pay each month$1,020/mo✓ $905/moCorolla by $115
Practical
Fuel typeGasGas—
Seats55—
Carry-ons, 2 people33—
Built in CanadaAlliston, ON——
Cargo behind row 2, litres✓ 419371—
Length4.69 m4.63 m—
Ground clearance13 cm13 cm—
Resale % after 6 yrs✓ 68%63%—
US crash test5★5★—
Price
Sticker (MSRP)
Civic Sedan LX $28,440Corolla L CVT ✓ $25,020Cheaper by Corolla by $3,420
Freight and fees, before tax
Civic Sedan LX $2,983Corolla L CVT ✓ $2,913Cheaper by Corolla by $70
Sales tax (HST)
Civic Sedan LX $4,085Corolla L CVT ✓ $3,631Cheaper by Corolla by $454
Drive-away price
Civic Sedan LX $35,508Corolla L CVT ✓ $31,564Cheaper by Corolla by $3,944
Running costs, 6 years
Fuel or charging
Civic Sedan LX ✓ $11,048Corolla L CVT $11,216Cheaper by Civic Sedan by $168
Insurance (estimate)
Civic Sedan LX $19,862Corolla L CVT ✓ $14,319Cheaper by Corolla by $5,543
Maintenance (estimate)
Civic Sedan LX $7,802Corolla L CVT ✓ $7,380Cheaper by Corolla by $422
Loan rate
Civic Sedan LX 4.29% offerCorolla L CVT 6.5%Cheaper by —
Loan interest
Civic Sedan LX ✓ $4,149Corolla L CVT $5,587Cheaper by Civic Sedan by $1,438
Lost return on your money
Civic Sedan LX $7,225Corolla L CVT ✓ $6,825Cheaper by Corolla by $400
Resale after 6 yrs
Civic Sedan LX ✓ −$19,218Corolla L CVT −$15,727Cheaper by Civic Sedan by $3,491
Total
True cost
Civic Sedan LX $66,467Corolla L CVT ✓ $61,256Cheaper by Corolla by $5,211
True cost a month
Civic Sedan LX $923/moCorolla L CVT ✓ $851/moCheaper by Corolla by $72
You pay each month
Civic Sedan LX $1,020/moCorolla L CVT ✓ $905/moCheaper by Corolla by $115
Practical
Fuel type
Civic Sedan LX GasCorolla L CVT GasCheaper by —
Seats
Civic Sedan LX 5Corolla L CVT 5Cheaper by —
Carry-ons, 2 people
Civic Sedan LX 3Corolla L CVT 3Cheaper by —
Built in Canada
Civic Sedan LX Alliston, ONCorolla L CVT —Cheaper by —
Cargo behind row 2, litres
Civic Sedan LX ✓ 419Corolla L CVT 371Cheaper by —
Length
Civic Sedan LX 4.69 mCorolla L CVT 4.63 mCheaper by —
Ground clearance
Civic Sedan LX 13 cmCorolla L CVT 13 cmCheaper by —
Resale % after 6 yrs
Civic Sedan LX ✓ 68%Corolla L CVT 63%Cheaper by —
US crash test
Civic Sedan LX 5★Corolla L CVT 5★Cheaper by —

✓ marks the better figure. Resale for both is from their own used prices (unless you lease). Their stickers differ by $3,420.