Honda Civic Sedan vs Hyundai Elantra: cost to own

Verdict, over 6 years

The Honda Civic Sedan costs about $2,699 less

That's $37 a month. Closest matching trims: same fuel and drive where possible.

Civic Sedan LX✓ $923/moTrue cost

Elantra Essential$961/moTrue cost

2026 Honda Civic Sedan

Closest matching trim: Civic Sedan LX

Sticker (MSRP)$28,440

+$7,068→↓Freight, fees, HST

Drive away$35,508

+ running costs→↓− $19,218 resale

True cost$923/moA month to own, after resale

2026 Hyundai Elantra

Closest matching trim: Elantra Essential

Sticker (MSRP)$23,499

+$6,271→↓Freight, fees, HST

Drive away$29,770

+ running costs→↓− $12,925 resale

True cost$961/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$28,440	✓ $23,499	Elantra by $4,941
Freight and fees, before tax	$2,983	✓ $2,846	Elantra by $137
Sales tax (HST)	$4,085	✓ $3,425	Elantra by $660
Drive-away price	$35,508	✓ $29,770	Elantra by $5,738
Running costs, 6 years
Fuel or charging	✓ $11,048	$11,383	Civic Sedan by $335
Insurance (estimate)	✓ $19,862	$21,116	Civic Sedan by $1,254
Maintenance (estimate)	✓ $7,802	$8,043	Civic Sedan by $241
Loan rate	4.29% offer	6.5%	—
Loan interest	✓ $4,149	$5,209	Civic Sedan by $1,060
Lost return on your money	$7,225	✓ $6,479	Elantra by $746
Resale after 6 yrs	✓ −$19,218	−$12,925	Civic Sedan by $6,293
Total
True cost	✓ $66,467	$69,166	Civic Sedan by $2,699
True cost a month	✓ $923/mo	$961/mo	Civic Sedan by $38
You pay each month	$1,020/mo	✓ $981/mo	Elantra by $39
Practical
Fuel type	Gas	Gas	—
Seats	5	5	—
Carry-ons, 2 people	3	3	—
Built in Canada	Alliston, ON	—	—
Cargo behind row 2, litres	✓ 419	402	—
Length	4.69 m	4.71 m	—
Ground clearance	13 cm	✓ 14 cm	—
Resale % after 6 yrs	✓ 68%	55%	—
US crash test	5★	5★	—

Price

Sticker (MSRP)

Civic Sedan LX $28,440Elantra Essential ✓ $23,499Cheaper by Elantra by $4,941

Freight and fees, before tax

Civic Sedan LX $2,983Elantra Essential ✓ $2,846Cheaper by Elantra by $137

Sales tax (HST)

Civic Sedan LX $4,085Elantra Essential ✓ $3,425Cheaper by Elantra by $660

Drive-away price

Civic Sedan LX $35,508Elantra Essential ✓ $29,770Cheaper by Elantra by $5,738

Running costs, 6 years

Fuel or charging

Civic Sedan LX ✓ $11,048Elantra Essential $11,383Cheaper by Civic Sedan by $335

Insurance (estimate)

Civic Sedan LX ✓ $19,862Elantra Essential $21,116Cheaper by Civic Sedan by $1,254

Maintenance (estimate)

Civic Sedan LX ✓ $7,802Elantra Essential $8,043Cheaper by Civic Sedan by $241

Loan rate

Civic Sedan LX 4.29% offerElantra Essential 6.5%Cheaper by —

Loan interest

Civic Sedan LX ✓ $4,149Elantra Essential $5,209Cheaper by Civic Sedan by $1,060

Lost return on your money

Civic Sedan LX $7,225Elantra Essential ✓ $6,479Cheaper by Elantra by $746

Resale after 6 yrs

Civic Sedan LX ✓ −$19,218Elantra Essential −$12,925Cheaper by Civic Sedan by $6,293

Total

True cost

Civic Sedan LX ✓ $66,467Elantra Essential $69,166Cheaper by Civic Sedan by $2,699

True cost a month

Civic Sedan LX ✓ $923/moElantra Essential $961/moCheaper by Civic Sedan by $38

You pay each month

Civic Sedan LX $1,020/moElantra Essential ✓ $981/moCheaper by Elantra by $39

Practical

Fuel type

Civic Sedan LX GasElantra Essential GasCheaper by —

Seats

Civic Sedan LX 5Elantra Essential 5Cheaper by —

Carry-ons, 2 people

Civic Sedan LX 3Elantra Essential 3Cheaper by —

Built in Canada

Civic Sedan LX Alliston, ONElantra Essential —Cheaper by —

Cargo behind row 2, litres

Civic Sedan LX ✓ 419Elantra Essential 402Cheaper by —

Length

Civic Sedan LX 4.69 mElantra Essential 4.71 mCheaper by —

Ground clearance

Civic Sedan LX 13 cmElantra Essential ✓ 14 cmCheaper by —

Resale % after 6 yrs

Civic Sedan LX ✓ 68%Elantra Essential 55%Cheaper by —

US crash test

Civic Sedan LX 5★Elantra Essential 5★Cheaper by —

✓ marks the better figure. Resale for both is from their own used prices (unless you lease). Their stickers differ by $4,941.