2026 Hyundai Elantra: real cost in Ontario

Cheapest trim, Essential · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$23,499the advertised price
Drive away$29,770with fees and HST
Loan payment$416/mo72-month loan at 6.5%, $5,000 down
True cost$961/moeverything, after resale
Car, fees and HST $29,770Insurance $21,116Fuel $11,383Interest and lost return $11,689Maintenance and plates $8,134

$29,770 to drive away + $52,322 to run it for 6 years − $12,925 back at resale = $69,166, or $961 a month.

Where the money goes

Drive away$29,770
Running it, 6 yrs+$52,322
Back at resale−$12,925
Sticker pricethe advertised MSRP
+$23,499
Feesfreight $1,900 · dealer $799 · levies $147
+$2,846
HST, 13%Ontario
+$3,425
Insuranceestimate, age 35–59, Toronto
+$21,116
Fuel18,000 km a year at 6.8 L/100 km
+$11,383
Maintenanceestimate
+$8,043
Lost return on your money5% a year on the down payment and each payment
+$6,479
Loan interest6.5% over 72 months
+$5,209
Registration and plates6 years in Ontario
+$91
Resale after 6 years55% of MSRP, you get this back
−$12,925
True cost $69,166 ÷ 72 months$961 a month

The car

Size and space
Seats5
Cargo402 Lbehind row 2
Ground clearance14 cm
Engine and fuel
Engine139–201 hp gas or hybrid or premium gas
0–100 km/h7.1–8.4 sour estimate from power and weight
Fuel use4.7–7.6 L/100 kmNatural Resources Canada
TowingNot published
Tires16" or 19"by trim
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Insurance claimsWell above averagecollision 306 · theft 123 · injury 253 (100 = avg)
Warranty5 yrs / 100,000 kmpowertrain 5 yrs / 100,000 km
Brand offersFinance from 0% for 24 mo · lease from 5.49% for 60 moHyundai's advertised rates, read 2026-11-05; they change monthly
Resale at 6 years55% of MSRPthis model's own record

Every trim

All trims: 5 seats.
Essential$23,499$29,770$69,166✓ $961/mo6.8 L/100 km— No— No— No
Preferred$25,299$31,804$71,801$997/mo6.9 L/100 km✓ Yes— No✓ Yes
Preferred with Tech Package Tech Package$27,499$34,290$74,817$1,039/mo6.9 L/100 km✓ Yes— No✓ Yes
Luxury$29,499$36,550$79,304$1,101/mo6.9 L/100 km✓ Yes✓ Yes✓ Yes
Luxury Hybrid$31,999$39,375$78,645$1,092/mo4.7 L/100 km✓ Yes✓ Yes✓ Yes
N Line Ultimate$32,599$40,053$87,089$1,210/mo7.6 L/100 km✓ Yes✓ Yes✓ Yes
Essential
✓ $961/mo
True cost
Sticker $23,499Drive-away $29,7706 yrs $69,166Fuel use 6.8 L/100 kmBlind spot — NoAdaptive cruise — NoSunroof — No
Preferred
$997/mo
True cost
Sticker $25,299Drive-away $31,8046 yrs $71,801Fuel use 6.9 L/100 kmBlind spot ✓ YesAdaptive cruise — NoSunroof ✓ Yes
Preferred with Tech PackageTech Package
$1,039/mo
True cost
Sticker $27,499Drive-away $34,2906 yrs $74,817Fuel use 6.9 L/100 kmBlind spot ✓ YesAdaptive cruise — NoSunroof ✓ Yes
Luxury
$1,101/mo
True cost
Sticker $29,499Drive-away $36,5506 yrs $79,304Fuel use 6.9 L/100 kmBlind spot ✓ YesAdaptive cruise ✓ YesSunroof ✓ Yes
Luxury Hybrid
$1,092/mo
True cost
Sticker $31,999Drive-away $39,3756 yrs $78,645Fuel use 4.7 L/100 kmBlind spot ✓ YesAdaptive cruise ✓ YesSunroof ✓ Yes
N Line Ultimate
$1,210/mo
True cost
Sticker $32,599Drive-away $40,0536 yrs $87,089Fuel use 7.6 L/100 kmBlind spot ✓ YesAdaptive cruise ✓ YesSunroof ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
Essential$23,499
Preferred$25,299
Preferred with Tech Package$27,499
Luxury$29,499
Luxury Hybrid$31,999
N Line Ultimate$32,599
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ from Preferred
Rear cross-traffic alert
✓ from Preferred
Adaptive cruise
✓ from Luxury
Lane centering
✓ Every trim
Comfort
Heated seats
✓ Every trim
Heated steering wheel
✓ from Preferred
Dual-zone climate
+ $2,200
✓ from Preferred with Tech Package
Convenience
Push-button start
✓ from Preferred
Remote start
✓ from Preferred
Power liftgate
✓ from Preferred
Wireless phone charging
✓ from Luxury
Power driver's seat
✓ from N Line Ultimate
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Essential to Preferred
Built-in navigation
+ $2,200
✓ from Preferred with Tech Package
Premium sound system
✓ from Luxury
Capability and looks
Sunroof
+ $2,200
✓ from Preferred with Tech Package
LED headlights
✓ Every trim
Not listed on any trimHands-free driving360° cameraParking sensorsCooled seatsHeated rear seatsMassaging seatsMemory seatHead-up displayLarge touchscreen (12 in+)AWD or 4WDTow hitch includedPanoramic roof
Full standard equipment on the Essential (31 items)
  • Smartstream 2.0L (1,999cc) MPI DOHC 4 cylinder engine
  • Engine idle stop & go
  • Smartstream Intelligent Variable Transmission (IVT)
  • 15 x 6.0J aluminum alloy wheels
  • Drive Mode Selection (DMS)
  • Vehicle Stability Management (VSM), Electronic Stability Control system (ESC) with Traction Control System (TCS)
  • Anti-lock Braking System (ABS) with Electronic Brake-force Distribution (EBD)
  • Forward Collision-Avoidance Assist (FCA) with Pedestrian and Cyclist Detection
  • Lane Departure Warning (LDW) with Lane Keeping Assist (LKA)
  • Lane Following Assist (LFA)
  • Driver Attention Warning (DAW)
  • High Beam Assist (HBA)
  • Eight airbags
  • Intelligent Speed Limit Assist (ISLA)
  • Rear Occupant Alert (ROA)
  • Cloth seating surfaces
  • Heated front seats
  • AM/FM/MP3/HD audio system with 6 speakers
  • 8.0" Touch-screen display with wireless Android Auto & Apple CarPlay
  • Rearview camera with dynamic guidelines
  • USB/auxiliary connectivity
  • 2 rear center console USB Type-C ports
  • Bluetooth hands-free phone system
  • Air conditioning
  • Steering wheel-mounted audio and Bluetooth controls
  • 4.2" TFT LCD Display Instrument Cluster
  • Power windows with driver's auto- down
  • Automatic headlights
  • LED daytime running lights
  • LED headlights
  • Dual power-adjustable heated side mirrors

Colours

Meta Blue+$350Amazon Grey+$350Atlas WhiteQuantum Silver+$350Volcanic Red+$350Intense Blue+$350Cyber Grey+$350Ultimate Red+$350Ecotronic Grey+$350Abyss Black+$350

Similar cars

Prices from Hyundai's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.