2026 Mazda Mazda3: real cost in Ontario
See the Mazda3 on Mazda's site ↗Prices read 2026-11-05
Cheapest trim, GX · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$25,250the advertised price
Drive away$31,965with fees and HST
Loan payment$453/mo72-month loan at 6.5%, $5,000 down
True cost$956/moeverything, after resale
$31,965 to drive away + $50,723 to run it for 6 years − $13,889 back at resale = $68,800, or $956 a month.
Where the money goes
Drive away$31,965
Running it, 6 yrs+$50,723
Back at resale−$13,889
Sticker pricethe advertised MSRP
+$25,250Feesfreight $2,095 · dealer $795 · levies $148
+$3,038HST, 13%Ontario
+$3,677Insuranceestimate, age 35–59, Toronto
+$16,101Fuel18,000 km a year at 7.8 L/100 km
+$13,057Maintenanceestimate
+$8,900Lost return on your money5% a year on the down payment and each payment
+$6,903Loan interest6.5% over 72 months
+$5,671Registration and plates6 years in Ontario
+$91Resale after 6 years55% of MSRP, you get this back
−$13,889True cost $68,800 ÷ 72 months$956 a month
The car
Size and space
BodySedan4.66 m long
Seats5
Cargo374 Lbehind row 2
Engine and fuel
Engine186–250 hp gas, FWD, AWD
0–100 km/h6.6–8.0 sour estimate from power and weight
Fuel use7.8–8.8 L/100 kmNatural Resources Canada
TowingNot published
Tires16" or 18"by trim
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Insurance claimsAbove averagecollision 196 · theft 69 · injury 120 (100 = avg)
Warranty3 yrs / unlimited kmpowertrain 5 yrs / unlimited km
Brand offersLease from 2.49% for 36 moMazda's advertised rates, read 2026-11-04; they change monthly
Resale at 6 years55% of MSRPthis model's own record
Every trim
All trims: 5 seats.| GX | $25,250 | $31,965 | $68,800 | ✓ $956/mo | 7.8 L/100 km | — No | — No |
| GS FWD AT | $27,850 | $34,903 | $72,185 | $1,003/mo | 7.8 L/100 km | ✓ Yes | — No |
| GS FWD AT + Luxury Package Luxury Package | $30,050 | $37,389 | $74,954 | $1,041/mo | 7.8 L/100 km | ✓ Yes | — No |
| GS AWD AT Luxury Package | $32,050 | $39,649 | $77,950 | $1,083/mo | 8.1 L/100 km | ✓ Yes | ✓ Yes |
| GT FWD AT | $34,050 | $41,909 | $80,115 | $1,113/mo | 7.8 L/100 km | ✓ Yes | — No |
| GT AWD AT | $36,050 | $44,169 | $83,112 | $1,154/mo | 8.1 L/100 km | ✓ Yes | ✓ Yes |
| GT AWD Turbo AT | $38,450 | $46,881 | $87,265 | $1,212/mo | 8.8 L/100 km | ✓ Yes | ✓ Yes |
GX
✓ $956/mo
True cost
GS FWD AT
$1,003/mo
True cost
GS FWD AT + Luxury PackageLuxury Package
$1,041/mo
True cost
GS AWD ATLuxury Package
$1,083/mo
True cost
GT FWD AT
$1,113/mo
True cost
GT AWD AT
$1,154/mo
True cost
GT AWD Turbo AT
$1,212/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it.Feature
GX$25,250
GS FWD AT$27,850
GS FWD AT + Luxury Package$30,050
GS AWD AT Luxury Package$32,050
GT FWD AT$34,050
GT AWD AT$36,050
GT AWD Turbo AT$38,450
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from GT FWD AT
Parking sensors
✓ from GT FWD AT
Comfort
Heated seats
✓ Every trim
Heated steering wheel
✓ from GS FWD AT
Dual-zone climate
✓ from GS FWD AT
Convenience
Push-button start
✓ Every trim
Wireless phone charging
✓ from GS FWD AT
Power driver's seat
✓ from GS FWD AT
Memory seat
✓ from GS FWD AT
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ from GS FWD AT
Built-in navigation
✓ from GT FWD AT
Premium sound system
✓ from GT FWD AT
Head-up display
✓ from GT FWD AT
Capability and looks
AWD or 4WD
✓
✓ from GT AWD AT
Sunroof
✓ from GS FWD AT
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingCooled seatsHeated rear seatsMassaging seatsRemote startPower liftgateLarge touchscreen (12 in+)Tow hitch includedPanoramic roof
Full standard equipment on the GX (87 items)
- Skyactiv-G 2.5 L DOHC 16-valve 4-cylinder engine
- Skyactiv-Drive 6-speed automatic transmission with manual shift mode and Drive Selection switch
- G-Vectoring Control Plus (GVC Plus)
- Front-wheel drive
- Power-assisted four-wheel disc brakes
- Anti-lock Brake System (ABS) with Electronic Brake Force Distribution (EBFD)
- G-Vectoring Control Emergency Brake Assist (EBA)
- Front independent MacPherson strut suspension with coil springs and stabilizer bar
- Rear torsion beam suspension
- Rack-and-pinion column, electrically assisted power steering
- 16-inch silver metallic finish alloy wheels with 205/60R16 all-season tires
- Tire Pressure Monitoring System (TPMS) (direct type)
- Temporary spare tire
- Rearview camera (wide angle)
- Dynamic Stability Control (DSC)
- Traction Control System (TCS)
- Hill Launch Assist (HLA)
- Advanced Blind Spot Monitoring System (ABSM)
- Rear Cross Traffic Alert (RCTA)
- Mazda Radar Cruise Control with Stop & Go function (MRCC with Stop & Go function)
- Smart City Brake Support Front (SCBS-F)
- Distance and Speed Alert (DSA)
- Smart Brake Support Front (SBS-F)
- Pedestrian Detection (forward sensing)
- Distance Recognition Support System (DRSS)
- Forward Obstruction Warning (FOW)
- Lane-keep Assist System (LAS)
- Lane Departure Warning System (LDWS)
- High Beam Control System (HBC)
- Driver Attention Alert (DAA)
- Private eCall
- Stolen Vehicle Assistance
- Dual front airbags, dual front and rear side airbags and dual side air curtains
- Driver’s and front passenger’s knee airbags
- Driver’s and front passenger’s seat belt pretensioners with force limiters
- 3-point seat belts for all occupants (2 front; 3 rear)
- Height-adjustable front and rear headrests
- Height-adjustable front seat belts
- Engine immobilizer theft-deterrent system
- Integrated child safety-seat anchors in rear seat (outboard seats)
- Child-safety rear door locks
- LED headlights and daytime running lights
- LED rear combination taillights
- Automatic on/off headlights
- Body-coloured exterior door handles
- Body-coloured power exterior mirrors
- Turn signal indicators on exterior mirrors
- Variable-speed intermittent windshield wipers
- Chrome tailpipe garnish
- 8.8-inch-wide colour display with Mazda Connect infotainment system
- Mazda Connected Services
- HMI Commander switch
- Bluetooth with Audio Profile
- Steering-wheel-mounted Bluetooth and audio controls
- AM/FM radio
- Wired Android Auto integration
- Wired Apple CarPlay integration
- Mazda Harmonic Acoustics with 8 speakers
- 2 Type-C USB ports
- SMS text message function
- Air conditioning with manual climate controls
- Rear heater ducts (under front seats)
- Cruise control with steering-wheel-mounted controls
- Tilt and telescopic steering wheel
- Push Button Start
- Electronic Parking Brake (EPB) with auto-hold function
- Power windows with driver’s one-touch up and down
- Keyless entry (vehicle access and lock via key fob buttons)
- Speed-sensing, double-action power door locks
- Day/night rearview mirror
- Driver’s and front passenger’s sunvisors with covered vanity mirrors
- LED front and rear room lamps
- Illuminated entry
- Cargo/trunk light
- Cloth upholstery
- Heated front seats (three settings)
- 8-way manual driver’s seat
- 4-way manual front passenger’s seat
- 60/40-split folding rear seats
- Custom floor mats with Mazda3 embroidery
- Meter set with 7-inch LCD display
- Tachometer
- Trip computer
- Outside temperature display
- Front centre console with armrest and cupholders
- Door storage pockets with bottle holder
- Overhead console with sunglasses holder
Recalls in Canada
2 Transport Canada recalls for 2024 to 2026 Mazda3 models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.
Airbag2024, 2025 · 34,650 vehicles
On certain vehicles, if the ignition switch is left in the "ON" position for too long, it could drain the battery.Recall 2025294 at Transport Canada ↗Visual system2024 · 3,568 vehicles
On certain vehicles, a software problem could cause the rearview camera image to flicker or not to appear on the display.Recall 2023579 at Transport Canada ↗Quick answers
- How much is a 2026 Mazda3 in Ontario?
- $31,965 to drive away for the GX, from a $25,250 sticker.
- What does it cost a month?
- A $453 loan payment, about $983 a month with insurance, fuel and upkeep ($5,000 down); about $956 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colours
Soul Red Crystal Metallic+$500Snowflake White Pearl+$300Jet Black MicaDeep Crystal Blue MicaMachine Grey Metallic+$400Polymetal Grey Metallic+$300Platinum Quartz MetallicCeramic Metallic+$300
Similar cars
Prices from Mazda's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.