2026 Kia K4 Hatchback: real cost in Ontario
See the K4 Hatchback on Kia's site ↗Prices read 2026-11-05
Cheapest trim, LX · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$24,795the advertised price
Drive away$31,159with fees and HST
Loan payment$440/mo72-month loan at 6.5%, $5,000 down
True cost$940/moeverything, after resale
$31,159 to drive away + $48,698 to run it for 6 years − $12,150 back at resale = $67,708, or $940 a month.
Where the money goes
Drive away$31,159
Running it, 6 yrs+$48,698
Back at resale−$12,150
Sticker pricethe advertised MSRP
+$24,795Feesfreight $1,935 · dealer $699 · levies $146
+$2,780HST, 13%Ontario
+$3,585Insuranceestimate, age 35–59, Toronto
+$17,091Fuel18,000 km a year at 7.6 L/100 km
+$12,722Lost return on your money5% a year on the down payment and each payment
+$6,747Maintenanceestimate
+$6,544Loan interest6.5% over 72 months
+$5,502Registration and plates6 years in Ontario
+$91Resale after 6 years49% of MSRP, you get this back
−$12,150True cost $67,708 ÷ 72 months$940 a month
The car
Size and space
BodyHatchback4.43 m long
Seats5
Cargo629 Lbehind row 2
Ground clearance14 cmlow; watch steep driveways
Engine and fuel
Engine147–190 hp gas, FWD
0–100 km/h7.9–9.0 sour estimate from power and weight
Fuel use7.6–8.3 L/100 kmNatural Resources Canada
TowingNot published
Tires16", 17" or 18"by trim
Safety and cover
US crash testNot rated yet
European crash test4 of 5 stars ↗Euro NCAP 2025, European version; 5 stars with its safety pack
Highway assistSteers and brakeshands on the wheel · every trim
Insurance claimsWell above averagecollision 270 · theft 140 · injury 174 (100 = avg)
Warranty5 yrs / 100,000 kmpowertrain 5 yrs / 100,000 km
Resale at 6 years49% of MSRPaverage for its type
Every trim
All trims: FWD, 5 seats.| LX | $24,795 | $31,159 | $67,708 | ✓ $940/mo | 7.6 L/100 km | — No | — No |
| LX | $24,995 | $31,385 | $67,928 | $943/mo | 7.6 L/100 km | — No | — No |
| EX | $27,595 | $34,323 | $71,439 | $992/mo | 7.6 L/100 km | ✓ Yes | — No |
| EX | $27,795 | $34,549 | $71,725 | $996/mo | 7.6 L/100 km | ✓ Yes | — No |
| EX+ | $29,095 | $36,018 | $73,420 | $1,020/mo | 7.6 L/100 km | ✓ Yes | ✓ Yes |
| EX+ | $29,295 | $36,244 | $73,706 | $1,024/mo | 7.6 L/100 km | ✓ Yes | ✓ Yes |
| EX Premium | $30,995 | $38,165 | $75,974 | $1,055/mo | 7.6 L/100 km | ✓ Yes | ✓ Yes |
| EX Premium | $31,195 | $38,391 | $76,195 | $1,058/mo | 7.6 L/100 km | ✓ Yes | ✓ Yes |
| GT-Line Turbo | $32,595 | $39,973 | $80,229 | $1,114/mo | 8.3 L/100 km | ✓ Yes | ✓ Yes |
| GT-Line Turbo | $32,795 | $40,199 | $80,449 | $1,117/mo | 8.3 L/100 km | ✓ Yes | ✓ Yes |
| GT-Line Turbo Limited | $35,595 | $43,363 | $83,164 | $1,155/mo | 8.3 L/100 km | ✓ Yes | ✓ Yes |
| GT-Line Turbo Limited | $35,795 | $43,589 | $83,385 | $1,158/mo | 8.3 L/100 km | ✓ Yes | ✓ Yes |
LX
✓ $940/mo
True cost
LX
$943/mo
True cost
EX
$992/mo
True cost
EX
$996/mo
True cost
EX+
$1,020/mo
True cost
EX+
$1,024/mo
True cost
EX Premium
$1,055/mo
True cost
EX Premium
$1,058/mo
True cost
GT-Line Turbo
$1,114/mo
True cost
GT-Line Turbo
$1,117/mo
True cost
GT-Line Turbo Limited
$1,155/mo
True cost
GT-Line Turbo Limited
$1,158/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it.Feature
LX$24,795
EX$27,595
EX+$29,095
EX Premium$30,995
GT-Line Turbo$32,595
GT-Line Turbo Limited$35,595
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ from EX
Rear cross-traffic alert
✓ from EX
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from GT-Line Turbo Limited
Parking sensors
✓ from GT-Line Turbo Limited
Comfort
Heated seats
✓ Every trim
Cooled seats
✓
✓ from GT-Line Turbo Limited
Heated steering wheel
✓ from EX
Heated rear seats
✓ from EX Premium
Dual-zone climate
✓ from EX+
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Wireless phone charging
✓ from EX
Power driver's seat
✓ from EX Premium
Memory seat
✓
✓ from GT-Line Turbo Limited
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Built-in navigation
✓ from EX Premium
Premium sound system
✓ from GT-Line Turbo Limited
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
Sunroof
✓ from EX+
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingMassaging seatsPower liftgateWireless CarPlayHead-up displayAWD or 4WDTow hitch includedPanoramic roof
Full standard equipment on the LX (53 items)
- 2.0L MPI 4-cylinder engine
- Auto IVT (Intelligent Variable Transmission)
- Electronic power steering
- Electronic parking brake
- PTC Heater
- 16" steel wheels with covers
- LED multi-reflection headlights
- LED DRL & Positioning Lights
- High beam assist (HBA)
- LED rear combination lamps
- Body-coloured door handles
- Heated, electric adjustable, body colour side-view mirrors
- Solar glass
- Front & Rear Splash guards
- Height adjustable front seats
- Tilt and telescopic steering wheel
- 60:40 split-folding rear seats
- Cloth seats
- Heated front seats
- Interior LED Lighting
- Power windows with Driver auto Up and Down (Safety window)
- Driver and passenger sunvisors with vanity mirrors
- Air conditioning
- Keyless Entry
- Central door lock
- Rear Floor Heating Duct
- 12.3” Multimedia Interface with AM/FM/MP3, HD Radio, SiriusXM, Bluetooth, Android Auto, Apple CarPlay (ccNc Lite)
- 4 Speakers
- Steering wheel-mounted audio controls
- 4” colour TFT LCD supervision cluster
- Smart key with push start and remote engine start
- Kia Connect with Over The Air Updates
- USB-C connectivity Port (FR)
- USB Chargers: Front x1, Rear x2
- 8 airbags (Dual front advanced airbags, Dual front seat-mounted side airbags, Full-length side curtain airbags, Dual rear side airbags)
- Electronic stability control (ESC)
- Hill-assist control (HAC)
- 4-wheel anti-lock braking system (ABS)
- Automatic Headlights
- Low washer fluid warning indicator
- Heated washer nozzle
- Immobilizer
- Smart cruise control (SCC) with stop & go
- Forward Collision Avoidance Assist (Car / Pedestrian / Cyclist) with junction turning function (FCA +JX)
- Lane Keep Assist System (LKA)
- Lane Follow Assist (LFA)
- Driver attention warning (DAW)
- Rear Seat Occupant Alert
- Manual child door locks
- Rear -View Camera w/ Dynamic Parking Guidelines
- Tire Pressure Monitoring System (TPMS)
- Temporary Spare Tire
- Standard Advanced Driver Assistance Systems
Recalls in Canada
2 Transport Canada recalls for 2025 to 2027 K4 Hatchback models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.
Seats and restraints2026 · 307 vehicles
On certain vehicles, the rear center seat belt buckle may not have been manufactured properly.Recall 2026106 at Transport Canada ↗Lights and instruments2025 · 2,710 vehicles
On certain vehicles, a software problem could cause the instrument cluster display to go blank while driving.Recall 2026032 at Transport Canada ↗Quick answers
- How much is a 2026 K4 Hatchback in Ontario?
- $31,159 to drive away for the LX, from a $24,795 sticker.
- What does it cost a month?
- A $440 loan payment, about $946 a month with insurance, fuel and upkeep ($5,000 down); about $940 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colours
Snow White Pearl+$250Steel Grey+$250Interstellar Grey+$250Aurora BlackRadiant Red+$250Morning Haze+$250Azure Blue+$250Wave Blue+$250Sparkling Yellow+$250
Similar cars
Prices from Kia's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.