2026 Kia K4: real cost in Ontario
See the K4 on Kia's site ↗Prices read 2026-11-05
Cheapest trim, LX · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$24,295the advertised price
Drive away$30,594with fees and HST
Loan payment$430/mo72-month loan at 6.5%, $5,000 down
True cost$920/moeverything, after resale
$30,594 to drive away + $47,540 to run it for 6 years − $11,905 back at resale = $66,230, or $920 a month.
Where the money goes
Drive away$30,594
Running it, 6 yrs+$47,540
Back at resale−$11,905
Sticker pricethe advertised MSRP
+$24,295Feesfreight $1,935 · dealer $699 · levies $146
+$2,780HST, 13%Ontario
+$3,520Insuranceestimate, age 35–59, Toronto
+$17,025Fuel18,000 km a year at 7.1 L/100 km
+$11,885Lost return on your money5% a year on the down payment and each payment
+$6,638Maintenanceestimate
+$6,518Loan interest6.5% over 72 months
+$5,383Registration and plates6 years in Ontario
+$91Resale after 6 years49% of MSRP, you get this back
−$11,905True cost $66,230 ÷ 72 months$920 a month
The car
Size and space
BodySedan4.71 m long
Seats5
Cargo413 Lbehind row 2
Ground clearance14 cm
Engine and fuel
Engine147–190 hp gas, FWD
0–100 km/h7.8–9.0 sour estimate from power and weight
Fuel use7.1–8.3 L/100 kmNatural Resources Canada
TowingNot published
Tires16", 17" or 18"by trim
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Insurance claimsWell above averagecollision 270 · theft 140 · injury 174 (100 = avg)
Warranty5 yrs / 100,000 kmpowertrain 5 yrs / 100,000 km
Resale at 6 years49% of MSRPaverage for its type
Every trim
All trims: FWD, 5 seats.| LX | $24,295 | $30,594 | $66,230 | ✓ $920/mo | 7.1 L/100 km | — No | — No |
| LX | $24,495 | $30,820 | $66,451 | $923/mo | 7.1 L/100 km | — No | — No |
| EX | $27,095 | $33,758 | $70,234 | $975/mo | 7.2 L/100 km | ✓ Yes | — No |
| EX | $27,295 | $33,984 | $70,455 | $979/mo | 7.2 L/100 km | ✓ Yes | — No |
| EX+ | $28,595 | $35,453 | $72,150 | $1,002/mo | 7.2 L/100 km | ✓ Yes | ✓ Yes |
| EX+ | $28,795 | $35,679 | $72,436 | $1,006/mo | 7.2 L/100 km | ✓ Yes | ✓ Yes |
| EX Premium | $30,495 | $37,600 | $74,704 | $1,038/mo | 7.2 L/100 km | ✓ Yes | ✓ Yes |
| EX Premium | $30,695 | $37,826 | $74,924 | $1,041/mo | 7.2 L/100 km | ✓ Yes | ✓ Yes |
| GT-Line Turbo | $32,095 | $39,408 | $79,672 | $1,107/mo | 8.3 L/100 km | ✓ Yes | ✓ Yes |
| GT-Line Turbo | $32,295 | $39,634 | $79,958 | $1,111/mo | 8.3 L/100 km | ✓ Yes | ✓ Yes |
| GT-Line Turbo Limited | $35,095 | $42,798 | $82,658 | $1,148/mo | 8.3 L/100 km | ✓ Yes | ✓ Yes |
| GT-Line Turbo Limited | $35,295 | $43,024 | $83,922 | $1,166/mo | 8.3 L/100 km | ✓ Yes | ✓ Yes |
LX
✓ $920/mo
True cost
LX
$923/mo
True cost
EX
$975/mo
True cost
EX
$979/mo
True cost
EX+
$1,002/mo
True cost
EX+
$1,006/mo
True cost
EX Premium
$1,038/mo
True cost
EX Premium
$1,041/mo
True cost
GT-Line Turbo
$1,107/mo
True cost
GT-Line Turbo
$1,111/mo
True cost
GT-Line Turbo Limited
$1,148/mo
True cost
GT-Line Turbo Limited
$1,166/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it.Feature
LX$24,295
EX$27,095
EX+$28,595
EX Premium$30,495
GT-Line Turbo$32,095
GT-Line Turbo Limited$35,095
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ from EX
Rear cross-traffic alert
✓ from EX
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from GT-Line Turbo Limited
Parking sensors
✓ from GT-Line Turbo Limited
Comfort
Heated seats
✓ Every trim
Cooled seats
✓
✓ from GT-Line Turbo Limited
Heated steering wheel
✓ from EX
Heated rear seats
✓ from EX Premium
Dual-zone climate
✓ from EX+
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Wireless phone charging
✓ from EX
Power driver's seat
✓ from EX Premium
Memory seat
✓
✓ from GT-Line Turbo Limited
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Built-in navigation
✓ from EX Premium
Premium sound system
✓ from GT-Line Turbo Limited
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
Sunroof
✓ from EX+
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingMassaging seatsPower liftgateWireless CarPlayHead-up displayAWD or 4WDTow hitch includedPanoramic roof
Full standard equipment on the LX (53 items)
- 2.0L MPI 4-cylinder engine
- Auto IVT (Intelligent Variable Transmission)
- Electronic power steering
- Electronic parking brake
- PTC Heater
- 16" steel wheels with covers
- LED multi-reflection headlights
- LED DRL & Positioning Lights
- High beam assist (HBA)
- LED rear combination lamps
- Body-coloured door handles
- Heated, electric adjustable, body colour side-view mirrors
- Solar glass
- Front & Rear Splash guards
- Height adjustable front seats
- Tilt and telescopic steering wheel
- 60:40 split-folding rear seats
- Cloth seats
- Heated front seats
- Interior LED Lighting
- Power windows with Driver auto Up and Down (Safety window)
- Driver and passenger sunvisors with vanity mirrors
- Air conditioning
- Keyless Entry
- Central door lock
- Rear Floor Heating Duct
- 12.3” Multimedia Interface with AM/FM/MP3, HD Radio, SiriusXM, Bluetooth, Android Auto, Apple CarPlay (ccNc Lite)
- 4 Speakers
- Steering wheel-mounted audio controls
- 4.2" Supervision LCD/TFT instrument cluster
- Smart key with push start and remote engine start
- Kia Connect with Over The Air Updates
- USB-C connectivity Port (FR)
- USB Chargers: Front x1, Rear x2
- 8 airbags (Dual front advanced airbags, Dual front seat-mounted side airbags, Full-length side curtain airbags, Dual rear side airbags)
- Electronic stability control (ESC)
- Hill-assist control (HAC)
- 4-wheel anti-lock braking system (ABS)
- Automatic Headlights
- Low washer fluid warning indicator
- Heated washer nozzle
- Immobilizer
- Smart cruise control (SCC) with stop & go
- Forward Collision Avoidance Assist (Car / Pedestrian / Cyclist) with junction turning function (FCA +JX)
- Lane Keep Assist System (LKA)
- Lane Follow Assist (LFA)
- Driver attention warning (DAW)
- Rear Seat Occupant Alert
- Manual child door locks
- Rear -View Camera w/ Dynamic Parking Guidelines
- Tire Pressure Monitoring System (TPMS)
- Temporary Spare Tire
- Standard Advanced Driver Assistance Systems
Recalls in Canada
2 Transport Canada recalls for 2025 to 2027 K4 models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.
Seats and restraints2026 · 307 vehicles
On certain vehicles, the rear center seat belt buckle may not have been manufactured properly.Recall 2026106 at Transport Canada ↗Lights and instruments2025 · 2,710 vehicles
On certain vehicles, a software problem could cause the instrument cluster display to go blank while driving.Recall 2026032 at Transport Canada ↗Quick answers
- How much is a 2026 K4 in Ontario?
- $30,594 to drive away for the LX, from a $24,295 sticker.
- What does it cost a month?
- A $430 loan payment, about $924 a month with insurance, fuel and upkeep ($5,000 down); about $920 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colours
Snow White Pearl+$250Steel Grey+$250Interstellar Grey+$250Aurora BlackRadiant Red+$250Morning Haze+$250Azure Blue+$250Wave Blue+$250
Similar cars
Prices from Kia's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.