Honda Accord vs Toyota Prius: cost to own

Verdict, over 6 years

The Toyota Prius costs about $15,816 less

That's $220 a month. Closest matching trims: same fuel and drive where possible.

Accord Sport-L Hybrid$1,237/moTrue cost

Prius XLE AWD✓ $1,017/moTrue cost

2026 Honda Accord

Closest matching trim: Accord Sport-L Hybrid

Sticker (MSRP)$43,800

+$9,058→↓Freight, fees, HST

Drive away$52,858

+ running costs→↓− $26,250 resale

True cost$1,237/moA month to own, after resale

2026 Toyota Prius

Closest matching trim: Prius XLE AWD

Sticker (MSRP)$38,465

+$8,405→↓Freight, fees, HST

Drive away$46,870

+ running costs→↓− $22,605 resale

True cost$1,017/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$43,800	✓ $38,465	Prius by $5,335
Freight and fees, before tax	✓ $2,977	$3,013	Accord by $36
Sales tax (HST)	$6,081	✓ $5,392	Prius by $689
Drive-away price	$52,858	✓ $46,870	Prius by $5,988
Running costs, 6 years
Fuel or charging	$8,872	✓ $8,035	Prius by $837
Insurance (estimate)	$23,558	✓ $13,857	Prius by $9,701
Maintenance (estimate)	$8,914	✓ $8,392	Prius by $522
Loan rate	6.5%	6.5%	—
Loan interest	$10,065	✓ $8,806	Prius by $1,259
Lost return on your money	$10,934	✓ $9,778	Prius by $1,156
Resale after 6 yrs	✓ −$26,250	−$22,605	Accord by $3,645
Total
True cost	$89,041	✓ $73,225	Prius by $15,816
True cost a month	$1,237/mo	✓ $1,017/mo	Prius by $220
You pay each month	$1,380/mo	✓ $1,126/mo	Prius by $254
Practical
Fuel type	Hybrid	Hybrid	—
Seats	5	5	—
Carry-ons, 2 people	4	5	—
Cargo behind row 2, litres	473	✓ 575	—
Length	4.97 m	4.60 m	—
Ground clearance	13 cm	✓ 15 cm	—
Resale % after 6 yrs	✓ 60%	59%	—
US crash test	5★	5★	—

Price

Sticker (MSRP)

Accord Sport-L Hybrid $43,800Prius XLE AWD ✓ $38,465Cheaper by Prius by $5,335

Freight and fees, before tax

Accord Sport-L Hybrid ✓ $2,977Prius XLE AWD $3,013Cheaper by Accord by $36

Sales tax (HST)

Accord Sport-L Hybrid $6,081Prius XLE AWD ✓ $5,392Cheaper by Prius by $689

Drive-away price

Accord Sport-L Hybrid $52,858Prius XLE AWD ✓ $46,870Cheaper by Prius by $5,988

Running costs, 6 years

Fuel or charging

Accord Sport-L Hybrid $8,872Prius XLE AWD ✓ $8,035Cheaper by Prius by $837

Insurance (estimate)

Accord Sport-L Hybrid $23,558Prius XLE AWD ✓ $13,857Cheaper by Prius by $9,701

Maintenance (estimate)

Accord Sport-L Hybrid $8,914Prius XLE AWD ✓ $8,392Cheaper by Prius by $522

Loan rate

Accord Sport-L Hybrid 6.5%Prius XLE AWD 6.5%Cheaper by —

Loan interest

Accord Sport-L Hybrid $10,065Prius XLE AWD ✓ $8,806Cheaper by Prius by $1,259

Lost return on your money

Accord Sport-L Hybrid $10,934Prius XLE AWD ✓ $9,778Cheaper by Prius by $1,156

Resale after 6 yrs

Accord Sport-L Hybrid ✓ −$26,250Prius XLE AWD −$22,605Cheaper by Accord by $3,645

Total

True cost

Accord Sport-L Hybrid $89,041Prius XLE AWD ✓ $73,225Cheaper by Prius by $15,816

True cost a month

Accord Sport-L Hybrid $1,237/moPrius XLE AWD ✓ $1,017/moCheaper by Prius by $220

You pay each month

Accord Sport-L Hybrid $1,380/moPrius XLE AWD ✓ $1,126/moCheaper by Prius by $254

Practical

Fuel type

Accord Sport-L Hybrid HybridPrius XLE AWD HybridCheaper by —

Seats

Accord Sport-L Hybrid 5Prius XLE AWD 5Cheaper by —

Carry-ons, 2 people

Accord Sport-L Hybrid 4Prius XLE AWD 5Cheaper by —

Cargo behind row 2, litres

Accord Sport-L Hybrid 473Prius XLE AWD ✓ 575Cheaper by —

Length

Accord Sport-L Hybrid 4.97 mPrius XLE AWD 4.60 mCheaper by —

Ground clearance

Accord Sport-L Hybrid 13 cmPrius XLE AWD ✓ 15 cmCheaper by —

Resale % after 6 yrs

Accord Sport-L Hybrid ✓ 60%Prius XLE AWD 59%Cheaper by —

US crash test

Accord Sport-L Hybrid 5★Prius XLE AWD 5★Cheaper by —

✓ marks the better figure. Resale for both is from their own used prices (unless you lease). Their stickers differ by $5,335.