2027 BMW 3 Series: real cost in Ontario
See the 3 Series on BMW's site ↗Prices read 2026-11-06
Cheapest trim, 330 xDrive Sedan · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$61,500the advertised price
Drive away$73,671with fees and HST
Loan payment$1,154/mo72-month loan at 6.5%, $5,000 down
True cost$1,663/moeverything, after resale
$73,671 to drive away + $76,217 to run it for 6 years − $30,135 back at resale = $119,754, or $1,663 a month.
Where the money goes
Drive away$73,671
Running it, 6 yrs+$76,217
Back at resale−$30,135
Sticker pricethe advertised MSRP
+$61,500Feesfreight $2,955 · dealer $595 · levies $146
+$3,696HST, 13%Ontario
+$8,475Fuel18,000 km a year
+$17,982Insuranceestimate, age 35–59, Toronto
+$15,903Lost return on your money5% a year on the down payment and each payment
+$14,949Loan interest6.5% over 72 months
+$14,443Maintenanceestimate
+$12,850Registration and plates6 years in Ontario
+$91Resale after 6 years49% of MSRP, you get this back
−$30,135True cost $119,754 ÷ 72 months$1,663 a month
The car
Size and space
BodySedan4.75–4.76 m long
Seats5
CargoNot published
Engine and fuel
Engine255 hp premium gas, AWD
0–100 km/h5.6 sBMW's figure
TowingNot published
Tires19"235/40R19
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Resale at 6 years49% of MSRPaverage for its type
Every trim
All trims: AWD, —, 5 seats.| 330 xDrive Sedan | $61,500 | $73,671 | $119,754 | ✓ $1,663/mo |
| M350 xDrive Sedan | $78,500 | $92,881 | $140,360 | $1,949/mo |
330 xDrive Sedan
✓ $1,663/mo
True cost
M350 xDrive Sedan
$1,949/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
330 xDrive Sedan$61,500
M350 xDrive Sedan$78,500
Safety and driver assist
Adaptive cruise
+ $4,500
+ $2,250
Comfort
Heated seats
✓ Every trim
Heated rear seats
+ $600 on every trim
Convenience
Wireless phone charging
✓ Every trim
Tech and audio
Premium sound system
+ $4,500
✓ from M350 xDrive Sedan
Head-up display
+ $750 on every trim
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
✓ Every trim
BMW lists only a few items for this model, so features not shown above may still be fitted; check with the dealer.
Full standard equipment on the 330 xDrive Sedan (18 items)
- BMW Panoramic Vision
- SiriusXM Satellite Radio
- C02 Scope
- 48V Mild Hybrid System
- Automatic Transmission w/ Paddle Shifters
- Radio Control Code
- Wireless Device Charging
- Luggage-Compartment Emergency Unlocking
- Universal Garage Door Opener
- Visible VIN
- Emissions Technology, Tier 4
- Hot-Climate Version
- English Language Version
- Intelligent Emergency Call
- Teleservices
- Ambient Lighting
- Cold-Climate Version
- Acoustic Protection for Pedestrians
Quick answers
- How much is a 2027 3 Series in Ontario?
- $73,671 to drive away for the 330 xDrive Sedan, from a $61,500 sticker.
- What does it cost a month?
- A $1,154 loan payment, about $1,805 a month with insurance, fuel and upkeep ($5,000 down); about $1,663 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colours
Space Silver Metallic+$990Vegas Red Metallic+$990Mineral White Metallic+$990Brooklyn Grey Metallic+$990Black Sapphire Metallic+$990Le Castellet Blue Metallic+$990Eucalyptus Green Metallic+$990Polarized Grey Metallic+$990Ocean Wave Blue Metallic+$990Alpine White Non-Metallic
Similar cars
Prices from BMW's BMW Canada configurator (Ontario pricing); may have changed, so confirm with a dealer. Insurance and maintenance are estimates. How we count.