BMW 3 Series vs Dodge Charger: cost to own

Verdict, over 6 years

The BMW 3 Series costs about $12,822 less

That's $178 a month. Closest matching trims: same fuel and drive where possible.
3 Series 330 xDrive Sedan✓ $1,663/moTrue cost
Charger 2-Door Scat Pack$1,841/moTrue cost
2027 BMW 3 Series
2027 BMW 3 Series
Closest matching trim: 3 Series 330 xDrive Sedan
Sticker (MSRP)$61,500
+$12,171→↓Freight, fees, HST
Drive away$73,671
+ running costs→↓− $30,135 resale
True cost$1,663/moA month to own, after resale
2026 Dodge Charger
2026 Dodge Charger
Closest matching trim: Charger 2-Door Scat Pack
Sticker (MSRP)$69,995
+$12,596→↓Freight, fees, HST
Drive away$82,591
+ running costs→↓− $34,298 resale
True cost$1,841/moA month to own, after resale

Line by line

Price
Sticker (MSRP)✓ $61,500$69,9953 Series by $8,495
Freight and fees, before tax$3,696✓ $3,094Charger by $602
Sales tax (HST)✓ $8,475$9,5023 Series by $1,027
Drive-away price✓ $73,671$82,5913 Series by $8,920
Running costs, 6 years
Fuel or charging✓ $17,982$24,9753 Series by $6,993
Insurance (estimate)✓ $15,903$16,8933 Series by $990
Maintenance (estimate)$12,850✓ $9,336Charger by $3,514
Loan rate6.5%6.5%—
Loan interest✓ $14,443$16,3183 Series by $1,875
Lost return on your money✓ $14,949$16,6703 Series by $1,721
Resale after 6 yrs−$30,135✓ −$34,298Charger by $4,163
Total
True cost✓ $119,754$132,5763 Series by $12,822
True cost a month✓ $1,663/mo$1,841/mo3 Series by $178
You pay each month✓ $1,805/mo$2,017/mo3 Series by $212
Practical
Fuel typePremium gasPremium gas—
Seats55—
Carry-ons, 2 peopleNot published5—
Built in Canada—Windsor, ON—
Cargo behind row 2, litresNot published644—
Length4.76 m5.25 m—
Ground clearance—14 cm—
Resale % after 6 yrs49%49%—
US crash test✓ 5★Not rated yet—
Price
Sticker (MSRP)
3 Series 330 xDrive Sedan ✓ $61,500Charger 2-Door Scat Pack $69,995Cheaper by 3 Series by $8,495
Freight and fees, before tax
3 Series 330 xDrive Sedan $3,696Charger 2-Door Scat Pack ✓ $3,094Cheaper by Charger by $602
Sales tax (HST)
3 Series 330 xDrive Sedan ✓ $8,475Charger 2-Door Scat Pack $9,502Cheaper by 3 Series by $1,027
Drive-away price
3 Series 330 xDrive Sedan ✓ $73,671Charger 2-Door Scat Pack $82,591Cheaper by 3 Series by $8,920
Running costs, 6 years
Fuel or charging
3 Series 330 xDrive Sedan ✓ $17,982Charger 2-Door Scat Pack $24,975Cheaper by 3 Series by $6,993
Insurance (estimate)
3 Series 330 xDrive Sedan ✓ $15,903Charger 2-Door Scat Pack $16,893Cheaper by 3 Series by $990
Maintenance (estimate)
3 Series 330 xDrive Sedan $12,850Charger 2-Door Scat Pack ✓ $9,336Cheaper by Charger by $3,514
Loan rate
3 Series 330 xDrive Sedan 6.5%Charger 2-Door Scat Pack 6.5%Cheaper by —
Loan interest
3 Series 330 xDrive Sedan ✓ $14,443Charger 2-Door Scat Pack $16,318Cheaper by 3 Series by $1,875
Lost return on your money
3 Series 330 xDrive Sedan ✓ $14,949Charger 2-Door Scat Pack $16,670Cheaper by 3 Series by $1,721
Resale after 6 yrs
3 Series 330 xDrive Sedan −$30,135Charger 2-Door Scat Pack ✓ −$34,298Cheaper by Charger by $4,163
Total
True cost
3 Series 330 xDrive Sedan ✓ $119,754Charger 2-Door Scat Pack $132,576Cheaper by 3 Series by $12,822
True cost a month
3 Series 330 xDrive Sedan ✓ $1,663/moCharger 2-Door Scat Pack $1,841/moCheaper by 3 Series by $178
You pay each month
3 Series 330 xDrive Sedan ✓ $1,805/moCharger 2-Door Scat Pack $2,017/moCheaper by 3 Series by $212
Practical
Fuel type
3 Series 330 xDrive Sedan Premium gasCharger 2-Door Scat Pack Premium gasCheaper by —
Seats
3 Series 330 xDrive Sedan 5Charger 2-Door Scat Pack 5Cheaper by —
Carry-ons, 2 people
3 Series 330 xDrive Sedan Not publishedCharger 2-Door Scat Pack 5Cheaper by —
Built in Canada
3 Series 330 xDrive Sedan —Charger 2-Door Scat Pack Windsor, ONCheaper by —
Cargo behind row 2, litres
3 Series 330 xDrive Sedan Not publishedCharger 2-Door Scat Pack 644Cheaper by —
Length
3 Series 330 xDrive Sedan 4.76 mCharger 2-Door Scat Pack 5.25 mCheaper by —
Ground clearance
3 Series 330 xDrive Sedan —Charger 2-Door Scat Pack 14 cmCheaper by —
Resale % after 6 yrs
3 Series 330 xDrive Sedan 49%Charger 2-Door Scat Pack 49%Cheaper by —
US crash test
3 Series 330 xDrive Sedan ✓ 5★Charger 2-Door Scat Pack Not rated yetCheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $8,495.