2026 Cadillac CT5: real cost in Ontario
See the CT5 on Cadillac's site ↗Prices read 2026-11-07
Cheapest trim, Premium Luxury RWD · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$58,599the advertised price
Drive away$70,447with fees and HST
Loan payment$1,100/mo72-month loan at 6.5%, $5,000 down
True cost$1,657/moeverything, after resale
$70,447 to drive away + $74,947 to run it for 6 years − $26,071 back at resale = $119,322, or $1,657 a month.
Where the money goes
Drive away$70,447
Running it, 6 yrs+$74,947
Back at resale−$26,071
Sticker pricethe advertised MSRP
+$58,599Feesfreight $2,900 · dealer $699 · levies $145
+$3,744HST, 13%Ontario
+$8,105Fuel18,000 km a year at 9.2 L/100 km
+$18,382Insuranceestimate, age 35–59, Toronto
+$16,365Lost return on your money5% a year on the down payment and each payment
+$14,327Loan interest6.5% over 72 months
+$13,764Maintenanceestimate
+$12,017Registration and plates6 years in Ontario
+$91Resale after 6 years44% of MSRP, you get this back
−$26,071True cost $119,322 ÷ 72 months$1,657 a month
The car
Size and space
Seats5
Cargo337 Lbehind row 2
Engine and fuel
Engine237 hp premium gas, RWD, AWD
0–100 km/h6.6–6.7 sour estimate from power and weight
Fuel use9.2–9.7 L/100 kmNatural Resources Canada
TowingNot published
Tires18" or 19"by trim
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistHands-free on highwayson mapped highways · Super Cruise, $40/mo
Insurance claimsWell above averagecollision 239 · theft 58 · injury 30 (100 = avg)
Resale at 6 years44% of MSRPaverage for its type
Every trim
All trims: 237 hp, 5 seats.| Premium Luxury RWD | $58,599 | $70,447 | $119,322 | ✓ $1,657/mo | 9.2 L/100 km | — No |
| Sport RWD | $58,599 | $70,447 | $119,486 | $1,660/mo | 9.2 L/100 km | — No |
| Premium Luxury AWD | $61,099 | $73,272 | $123,544 | $1,716/mo | 9.7 L/100 km | ✓ Yes |
| Sport AWD | $61,099 | $73,272 | $122,594 | $1,703/mo | 9.7 L/100 km | ✓ Yes |
Premium Luxury RWD
✓ $1,657/mo
True cost
Sport RWD
$1,660/mo
True cost
Premium Luxury AWD
$1,716/mo
True cost
Sport AWD
$1,703/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
Premium Luxury RWD$58,599
Sport RWD$58,599
Premium Luxury AWD$61,099
Sport AWD$61,099
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Hands-free driving
+ An option on every trim
360° camera
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓
+ $565
✓
+ $565
Heated steering wheel
✓ Every trim
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ Every trim
Head-up display
+ $3,255
+ $3,385
+ $3,255
+ $3,385
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ from Premium Luxury AWD
Sunroof
+ $1,815 on every trim
LED headlights
✓ Every trim
Not listed on any trimHeated rear seatsMassaging seatsPower liftgatePremium sound systemTow hitch includedPanoramic roof
Full standard equipment on the Premium Luxury RWD (126 items)
- Dual-zone automatic climate control
- Super Cruise 1 Package
- 2.0L Twin-scroll turbocharged 4-cylinder engine
- 10-speed automatic transmission
- Keyless Entry and Start
- Automatic Stop/Start with disable
- Electronic Precision Shift
- Driver Mode Selector
- 2.85 rear axle ratio
- Drivetrain, rear-wheel drive
- Tow hook
- Ride and Handling suspension
- Electric Power Steering
- 4-wheel antilock disc brakes
- Performance brake linings
- Automatic Vehicle Hold
- Electronic parking brake
- Capless Fuel Fill
- Trapezoid dual exhaust tips
- 33" diagonal advanced colour LED display with Google Built-In
- Premium Surround Sound 15-speaker audio system
- Google Automotive Services
- SiriusXM with 360L Trial Subscription
- USB ports
- SD card reader
- Bluetooth
- Phone projection, Google Android Auto
- Wireless phone projection
- Wi-Fi Hotspot capable
- 5G vehicle connectivity
- Rotary Infotainment Controller with jog control
- Front bucket seats
- Leather Seating Surfaces with Mini-Perforated inserts
- 8-way power driver seat adjuster
- 8-way power front passenger seat adjuster
- Power driver and front passenger seatback bolsters
- Power driver and front passenger lumbar massage
- 4-way power driver and front passenger lumbar control
- Seat, front passenger power lumbar massage
- Seat adjuster, front passenger 4-way power lumbar adjustment
- Heated driver and front passenger seats
- Ventilated driver and front passenger seats
- Split-folding rear seat
- Front head restraints
- Rear head restraints
- Black seat belt colour
- Front carpeted floor mats
- Rear carpeted floor mats
- Foot rest, driver side
- Super Cruise steering wheel
- Heated steering wheel
- Alloy paddle shift controls
- Power tilt and telescoping steering column
- Digital compass
- Power windows
- Power window, front passenger, express-up/down
- Power windows, rear, express-down
- Power door locks
- Keyless Open
- Remote Start
- Universal Home Remote
- Adaptive Cruise Control
- Super Cruise, advanced driver assistance technology
- Memory settings
- Wireless Phone Charging
- 12-volt auxiliary front power outlet
- 12-volt auxiliary rear power outlet
- Cabin Air Filter
- Inside rearview auto-dimming mirror
- Driver and front passenger visors
- Assist handles
- Assist handles, rear outboard
- Ambient interior lighting
- 18" alloy wheels with Manoogian Silver finish
- 18" all-season, self-sealing tires
- Spare wheel delete
- Spare tire delete
- Rocker mouldings with extensions
- Bright window surround mouldings
- Upper and lower active aero shutters
- LED headlamps
- Automatic on/off headlamps with Tunnel Detection
- IntelliBeam
- LED front lamp turn signal
- LED tail lamps
- Red outer lens taillamps
- Body-colour heated, power-adjustable, manual-folding outside mirrors with driver-side auto-dimming and integrated turn signal indicators
- Acoustic laminated windshield
- Solar-absorbing glass
- Acoustic laminated glass
- Rainsense automatic wipers
- Bright-accented illuminating outside door handles
- Illuminating door handles
- Enhanced Automatic Emergency Braking
- Intersection Automatic Emergency Braking
- Reverse Automatic Braking
- Rear Cross Traffic Braking
- 8 airbags
- Passenger Sensing System
- OnStar services capable
- Enhanced Automatic Parking Assist
- HD Surround Vision
- Blind Zone Steering Assist
- LED Reflective Windshield Collision Alert
- Forward Collision Alert
- Front Pedestrian and Bicyclist Braking
- Side Bicyclist Alert
- Rear Pedestrian Alert
- Driver Attention Assist
- Traffic Sign Recognition
- Safety Alert Seat
- Rear Seat Reminder
- Seat belts, all seating positions
- Rear seat belts
- Buckle to Drive
- LATCH System
- Warning tones
- Seat belt indicator
- Teen Driver
- Tire Pressure Monitoring System
- OnStar Basics
- Premium Care Maintenance program
- New Vehicle Limited Warranty
- Corrosion Protection
- Powertrain Limited Warranty
- Roadside Assistance Program
Recalls in Canada
1 Transport Canada recall for 2024 to 2026 CT5 models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.
Quick answers
- How much is a 2026 CT5 in Ontario?
- $70,447 to drive away for the Premium Luxury RWD, from a $58,599 sticker.
- What does it cost a month?
- A $1,100 loan payment, about $1,751 a month with insurance, fuel and upkeep ($5,000 down); about $1,657 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colours
Summit WhiteBlack RavenDeep Space Metallic+$900Typhoon Metallic+$900Coastal Blue Metallic+$900Argent Silver Metallic+$900Midnight Sky Metallic+$900Radiant Red Tintcoat+$1,535Vibrant White Tricoat+$1,535
Similar cars
Prices from Cadillac's Ontario build-and-price page, read 2026-11-07. Insurance and maintenance are estimates. How we count.





