2026 Cadillac CT5: real cost in Ontario

Cheapest trim, Premium Luxury RWD · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$58,599the advertised price
Drive away$70,447with fees and HST
Loan payment$1,100/mo72-month loan at 6.5%, $5,000 down
True cost$1,657/moeverything, after resale
Car, fees and HST $70,447Insurance $16,365Fuel $18,382Interest and lost return $28,092Maintenance and plates $12,108

$70,447 to drive away + $74,947 to run it for 6 years − $26,071 back at resale = $119,322, or $1,657 a month.

Where the money goes

Drive away$70,447
Running it, 6 yrs+$74,947
Back at resale−$26,071
Sticker pricethe advertised MSRP
+$58,599
Feesfreight $2,900 · dealer $699 · levies $145
+$3,744
HST, 13%Ontario
+$8,105
Fuel18,000 km a year at 9.2 L/100 km
+$18,382
Insuranceestimate, age 35–59, Toronto
+$16,365
Lost return on your money5% a year on the down payment and each payment
+$14,327
Loan interest6.5% over 72 months
+$13,764
Maintenanceestimate
+$12,017
Registration and plates6 years in Ontario
+$91
Resale after 6 years44% of MSRP, you get this back
−$26,071
True cost $119,322 ÷ 72 months$1,657 a month

The car

Size and space
Seats5
Cargo337 Lbehind row 2
Engine and fuel
Engine237 hp premium gas, RWD, AWD
0–100 km/h6.6–6.7 sour estimate from power and weight
Fuel use9.2–9.7 L/100 kmNatural Resources Canada
TowingNot published
Tires18" or 19"by trim
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistHands-free on highwayson mapped highways · Super Cruise, $40/mo
Insurance claimsWell above averagecollision 239 · theft 58 · injury 30 (100 = avg)
Resale at 6 years44% of MSRPaverage for its type

Every trim

All trims: 237 hp, 5 seats.
Premium Luxury RWD$58,599$70,447$119,322✓ $1,657/mo9.2 L/100 km— No
Sport RWD$58,599$70,447$119,486$1,660/mo9.2 L/100 km— No
Premium Luxury AWD$61,099$73,272$123,544$1,716/mo9.7 L/100 km✓ Yes
Sport AWD$61,099$73,272$122,594$1,703/mo9.7 L/100 km✓ Yes
Premium Luxury RWD
✓ $1,657/mo
True cost
Sticker $58,599Drive-away $70,4476 yrs $119,322Fuel use 9.2 L/100 kmAWD/4WD — No
Sport RWD
$1,660/mo
True cost
Sticker $58,599Drive-away $70,4476 yrs $119,486Fuel use 9.2 L/100 kmAWD/4WD — No
Premium Luxury AWD
$1,716/mo
True cost
Sticker $61,099Drive-away $73,2726 yrs $123,544Fuel use 9.7 L/100 kmAWD/4WD ✓ Yes
Sport AWD
$1,703/mo
True cost
Sticker $61,099Drive-away $73,2726 yrs $122,594Fuel use 9.7 L/100 kmAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
Premium Luxury RWD$58,599
Sport RWD$58,599
Premium Luxury AWD$61,099
Sport AWD$61,099
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Hands-free driving
+ An option on every trim
360° camera
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓
+ $565
✓
+ $565
Heated steering wheel
✓ Every trim
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ Every trim
Head-up display
+ $3,255
+ $3,385
+ $3,255
+ $3,385
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ from Premium Luxury AWD
Sunroof
+ $1,815 on every trim
LED headlights
✓ Every trim
Not listed on any trimHeated rear seatsMassaging seatsPower liftgatePremium sound systemTow hitch includedPanoramic roof
Full standard equipment on the Premium Luxury RWD (126 items)
  • Dual-zone automatic climate control
  • Super Cruise 1 Package
  • 2.0L Twin-scroll turbocharged 4-cylinder engine
  • 10-speed automatic transmission
  • Keyless Entry and Start
  • Automatic Stop/Start with disable
  • Electronic Precision Shift
  • Driver Mode Selector
  • 2.85 rear axle ratio
  • Drivetrain, rear-wheel drive
  • Tow hook
  • Ride and Handling suspension
  • Electric Power Steering
  • 4-wheel antilock disc brakes
  • Performance brake linings
  • Automatic Vehicle Hold
  • Electronic parking brake
  • Capless Fuel Fill
  • Trapezoid dual exhaust tips
  • 33" diagonal advanced colour LED display with Google Built-In
  • Premium Surround Sound 15-speaker audio system
  • Google Automotive Services
  • SiriusXM with 360L Trial Subscription
  • USB ports
  • SD card reader
  • Bluetooth
  • Phone projection, Google Android Auto
  • Wireless phone projection
  • Wi-Fi Hotspot capable
  • 5G vehicle connectivity
  • Rotary Infotainment Controller with jog control
  • Front bucket seats
  • Leather Seating Surfaces with Mini-Perforated inserts
  • 8-way power driver seat adjuster
  • 8-way power front passenger seat adjuster
  • Power driver and front passenger seatback bolsters
  • Power driver and front passenger lumbar massage
  • 4-way power driver and front passenger lumbar control
  • Seat, front passenger power lumbar massage
  • Seat adjuster, front passenger 4-way power lumbar adjustment
  • Heated driver and front passenger seats
  • Ventilated driver and front passenger seats
  • Split-folding rear seat
  • Front head restraints
  • Rear head restraints
  • Black seat belt colour
  • Front carpeted floor mats
  • Rear carpeted floor mats
  • Foot rest, driver side
  • Super Cruise steering wheel
  • Heated steering wheel
  • Alloy paddle shift controls
  • Power tilt and telescoping steering column
  • Digital compass
  • Power windows
  • Power window, front passenger, express-up/down
  • Power windows, rear, express-down
  • Power door locks
  • Keyless Open
  • Remote Start
  • Universal Home Remote
  • Adaptive Cruise Control
  • Super Cruise, advanced driver assistance technology
  • Memory settings
  • Wireless Phone Charging
  • 12-volt auxiliary front power outlet
  • 12-volt auxiliary rear power outlet
  • Cabin Air Filter
  • Inside rearview auto-dimming mirror
  • Driver and front passenger visors
  • Assist handles
  • Assist handles, rear outboard
  • Ambient interior lighting
  • 18" alloy wheels with Manoogian Silver finish
  • 18" all-season, self-sealing tires
  • Spare wheel delete
  • Spare tire delete
  • Rocker mouldings with extensions
  • Bright window surround mouldings
  • Upper and lower active aero shutters
  • LED headlamps
  • Automatic on/off headlamps with Tunnel Detection
  • IntelliBeam
  • LED front lamp turn signal
  • LED tail lamps
  • Red outer lens taillamps
  • Body-colour heated, power-adjustable, manual-folding outside mirrors with driver-side auto-dimming and integrated turn signal indicators
  • Acoustic laminated windshield
  • Solar-absorbing glass
  • Acoustic laminated glass
  • Rainsense automatic wipers
  • Bright-accented illuminating outside door handles
  • Illuminating door handles
  • Enhanced Automatic Emergency Braking
  • Intersection Automatic Emergency Braking
  • Reverse Automatic Braking
  • Rear Cross Traffic Braking
  • 8 airbags
  • Passenger Sensing System
  • OnStar services capable
  • Enhanced Automatic Parking Assist
  • HD Surround Vision
  • Blind Zone Steering Assist
  • LED Reflective Windshield Collision Alert
  • Forward Collision Alert
  • Front Pedestrian and Bicyclist Braking
  • Side Bicyclist Alert
  • Rear Pedestrian Alert
  • Driver Attention Assist
  • Traffic Sign Recognition
  • Safety Alert Seat
  • Rear Seat Reminder
  • Seat belts, all seating positions
  • Rear seat belts
  • Buckle to Drive
  • LATCH System
  • Warning tones
  • Seat belt indicator
  • Teen Driver
  • Tire Pressure Monitoring System
  • OnStar Basics
  • Premium Care Maintenance program
  • New Vehicle Limited Warranty
  • Corrosion Protection
  • Powertrain Limited Warranty
  • Roadside Assistance Program

Recalls in Canada

1 Transport Canada recall for 2024 to 2026 CT5 models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2026 CT5 in Ontario?
$70,447 to drive away for the Premium Luxury RWD, from a $58,599 sticker.
What does it cost a month?
A $1,100 loan payment, about $1,751 a month with insurance, fuel and upkeep ($5,000 down); about $1,657 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

Summit WhiteBlack RavenDeep Space Metallic+$900Typhoon Metallic+$900Coastal Blue Metallic+$900Argent Silver Metallic+$900Midnight Sky Metallic+$900Radiant Red Tintcoat+$1,535Vibrant White Tricoat+$1,535

Similar cars

Prices from Cadillac's Ontario build-and-price page, read 2026-11-07. Insurance and maintenance are estimates. How we count.