2026 Cadillac CT4-V: real cost in Ontario

Cheapest trim, V-Series RWD · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$57,899the advertised price
Drive away$69,543with fees and HST
Loan payment$1,085/mo72-month loan at 6.5%, $5,000 down
True cost$1,656/moeverything, after resale
Car, fees and HST $69,543Insurance $15,441Fuel $20,180Interest and lost return $27,727Maintenance and plates $12,097

$69,543 to drive away + $75,445 to run it for 6 years − $25,760 back at resale = $119,228, or $1,656 a month.

Where the money goes

Drive away$69,543
Running it, 6 yrs+$75,445
Back at resale−$25,760
Sticker pricethe advertised MSRP
+$57,899
Feesfreight $2,800 · dealer $699 · levies $145
+$3,644
HST, 13%Ontario
+$8,001
Fuel18,000 km a year at 10.1 L/100 km
+$20,180
Insuranceestimate, age 35–59, Toronto
+$15,441
Lost return on your money5% a year on the down payment and each payment
+$14,153
Loan interest6.5% over 72 months
+$13,574
Maintenanceestimate
+$12,006
Registration and plates6 years in Ontario
+$91
Resale after 6 years44% of MSRP, you get this back
−$25,760
True cost $119,228 ÷ 72 months$1,656 a month

The car

Size and space
Seats5
Cargo303 Lbehind row 2
Engine and fuel
Engine325–472 hp premium gas, RWD, AWD
0–100 km/h3.6–5.0 sour estimate from power and weight
Fuel use10.1–12.9 L/100 kmNatural Resources Canada
TowingNot published
Tires18"235/40R18
Safety and cover
US crash testNot rated yet
Highway assistHands-free on highwayson mapped highways · Super Cruise, +$9,790
Resale at 6 years44% of MSRPaverage for its type

Every trim

All trims: 5 seats.
V-Series RWD$57,899$69,543$119,228✓ $1,656/mo10.1 L/100 km✓ Yes— No
V-Series AWD$58,524$70,249$120,617$1,675/mo10.4 L/100 km✓ Yes✓ Yes
V-Series Blackwing$72,899$86,493$143,012$1,986/mo12.9 L/100 km— No— No
V-Series Blackwing$76,909$91,024$147,452$2,048/mo12.6 L/100 km— No— No
V-Series RWD
✓ $1,656/mo
True cost
Sticker $57,899Drive-away $69,5436 yrs $119,228Fuel use 10.1 L/100 kmLane centering ✓ YesAWD/4WD — No
V-Series AWD
$1,675/mo
True cost
Sticker $58,524Drive-away $70,2496 yrs $120,617Fuel use 10.4 L/100 kmLane centering ✓ YesAWD/4WD ✓ Yes
V-Series Blackwing
$1,986/mo
True cost
Sticker $72,899Drive-away $86,4936 yrs $143,012Fuel use 12.9 L/100 kmLane centering — NoAWD/4WD — No
V-Series Blackwing
$2,048/mo
True cost
Sticker $76,909Drive-away $91,0246 yrs $147,452Fuel use 12.6 L/100 kmLane centering — NoAWD/4WD — No

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
V-Series RWD$57,899
V-Series AWD$58,524
V-Series Blackwing$72,899
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ V-Series RWD to V-Series AWD
+ $1,165
Lane centering
✓ V-Series RWD to V-Series AWD
Hands-free driving
+ Option
360° camera
+ $9,790
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ V-Series RWD to V-Series AWD
+ $750
Heated steering wheel
✓ Every trim
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ V-Series RWD to V-Series AWD
+ Option
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
+ $2,625
✓ from V-Series Blackwing
Head-up display
+ $1,690
+ $905
Capability and looks
AWD or 4WD
✓
Sunroof
+ $1,315 on every trim
LED headlights
✓ Every trim
Not listed on any trimHeated rear seatsMassaging seatsPower liftgatePremium sound systemLarge touchscreen (12 in+)Tow hitch includedPanoramic roof
Full standard equipment on the V-Series RWD (126 items)
  • Magnetic Ride Control
  • Driver Assist Package
  • Climate Package
  • Driver Awareness Plus Package
  • 2.7L Dual Volute Turbocharged 4-cylinder engine
  • Rear-wheel drive
  • 10-speed automatic transmission
  • 2.85 rear axle ratio
  • Automatic Stop/Start with disable
  • Keyless Entry and Start
  • Launch Control
  • Electronic Precision Shift
  • Mechanical limited-slip rear differential
  • Tow hook
  • Performance suspension
  • Electric Power Steering
  • Brake lining, noise and dust performance
  • Brembo front performance brakes
  • Automatic Vehicle Hold
  • Electronic parking brake
  • Capless Fuel Fill
  • Quad-outlet exhaust with bright tips
  • Cadillac user experience
  • SiriusXM with 360L Trial Subscription
  • HD Radio
  • Rotary Infotainment Controller with jog control
  • Audio system feature
  • Bluetooth
  • Wireless Apple CarPlay/Wireless Android Auto capability for compatible phones
  • Wi-Fi Hotspot capable
  • SD card reader
  • Performance front bucket seats
  • Inteluxe Seats
  • 8-way power driver seat adjuster
  • 8-way power front passenger seat adjuster
  • 4-way power driver and front passenger lumbar control
  • Manual driver and front passenger cushion length adjustment
  • Power driver and front passenger seatback bolsters
  • Seat adjuster, front passenger 4-way power lumbar adjustment
  • Seat, front passenger manual cushion length adjustment
  • Seat, front passenger power seatback bolster adjustment
  • Heated driver and front passenger seats
  • Ventilated driver and front passenger seats
  • Power driver and front passenger lumbar massage
  • Seat, front passenger power lumbar massage
  • Split-folding rear seat
  • Black seat belt colour
  • Front head restraints
  • Rear head restraints
  • Front carpeted floor mats with V-Series logo
  • Rear carpeted floor mats
  • Sill plate cover
  • Manual tilt and telescoping steering column
  • Heated steering wheel
  • Leather-wrapped thick rim steering wheel
  • Steering-wheel mounted controls
  • Alloy paddle shift controls
  • Dual digital Driver Information Centre display
  • Speedometer, miles/kilometres
  • Digital compass
  • Driver Mode Selector
  • Power windows with driver and front passenger express-up/down
  • Window, power, passenger, Express Up/Down
  • Power windows, rear, express-down
  • Power door locks
  • Alloy sport pedals
  • Keyless Open
  • Remote Start
  • Universal Home Remote
  • Adaptive Cruise Control
  • Memory settings
  • Wireless Phone Charging
  • 12-volt auxiliary front and rear power outlets
  • Power outlet, rear auxiliary 12-volt, located in centre console for second-row passengers
  • Dual-zone automatic climate control
  • Rear air vents
  • Cabin Air Filter
  • Inside rearview auto-dimming mirror
  • Driver and front passenger visors
  • Assist handles
  • Assist handles, rear outboard
  • Ambient interior lighting
  • 18" alloy wheels with Pearl Nickel finish
  • 18" summer-only, low profile, run-flat tires
  • Spare tire delete
  • Rear spoiler
  • Black window surround mouldings
  • Rocker mouldings with extensions
  • LED headlamps
  • IntelliBeam
  • Automatic on/off headlamps with Tunnel Detection
  • LED tail lamps
  • Neutral-density, Grey-tinted transparent outer lens tail lamps
  • Body-colour heated, power-adjustable, manual-folding outside mirrors with driver-side auto-dimming and integrated turn signal indicators
  • Windshield, acoustic laminated glass
  • Acoustic laminated glass
  • Rainsense automatic wipers
  • Body-colour door handles
  • Front Pedestrian Braking
  • Enhanced Automatic Emergency Braking
  • Reverse Automatic Braking
  • Performance Traction Management
  • Airbag, Passenger Sensing System sensor indicator inflatable restraint, front passenger/child presence detector
  • 8 airbags
  • OnStar services capable
  • OnStar Basics
  • Front and Rear Park Assist
  • HD Rear Vision Camera
  • Rear Cross Traffic Alert
  • Lane Keep Assist with Lane Departure Warning
  • Lane Change Alert with Side Blind Zone Alert
  • LED Reflective Windshield Collision Alert
  • Forward Collision Alert
  • Following Distance Indicator
  • Driver and front passenger seat belts
  • Rear seat belts
  • LATCH System
  • Buckle to Drive
  • Teen Driver
  • Safety Alert Seat
  • Tire Pressure Monitoring System
  • Premium Care Maintenance program
  • New Vehicle Limited Warranty
  • Corrosion Protection
  • Powertrain Limited Warranty
  • Roadside Assistance Program

Recalls in Canada

✓ No Transport Canada safety recalls for 2024 to 2026 CT4-V models.
Quick answers
How much is a 2026 CT4-V in Ontario?
$69,543 to drive away for the V-Series RWD, from a $57,899 sticker.
What does it cost a month?
A $1,085 loan payment, about $1,748 a month with insurance, fuel and upkeep ($5,000 down); about $1,656 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

Summit WhiteBlack RavenDeep Space Metallic+$900Drift Metallic+$900Typhoon Metallic+$900Coastal Blue Metallic+$900Argent Silver Metallic+$900Radiant Red Tintcoat+$1,535

Similar cars

Prices from Cadillac's Ontario build-and-price page, read 2026-11-07. Insurance and maintenance are estimates. How we count.