Cadillac CT4-V vs Lexus IS: cost to own

Verdict, over 6 years

They cost about the same

Within $1,013: too close to call. Closest matching trims: same fuel and drive where possible.

CT4-V V-Series AWD$1,675/moTrue cost

IS 350 AWD$1,661/moTrue cost

2026 Cadillac CT4-V

Closest matching trim: CT4-V V-Series AWD

Sticker (MSRP)$58,524

+$11,725→↓Freight, fees, HST

Drive away$70,249

+ running costs→↓− $26,038 resale

True cost$1,675/moA month to own, after resale

2026 Lexus IS

Closest matching trim: IS 350 AWD

Sticker (MSRP)$56,855

+$11,186→↓Freight, fees, HST

Drive away$68,041

+ running costs→↓− $29,478 resale

True cost$1,661/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$58,524	✓ $56,855	IS by $1,669
Freight and fees, before tax	$3,644	✓ $3,358	IS by $286
Sales tax (HST)	$8,082	✓ $7,828	IS by $254
Drive-away price	$70,249	✓ $68,041	IS by $2,208
Running costs, 6 years
Fuel or charging	✓ $20,779	$21,578	CT4-V by $799
Insurance (estimate)	✓ $15,507	$19,400	CT4-V by $3,893
Maintenance (estimate)	✓ $12,016	$12,850	CT4-V by $834
Loan rate	6.5%	6.5%	—
Loan interest	$13,723	✓ $13,258	IS by $465
Lost return on your money	$14,289	✓ $13,863	IS by $426
Resale after 6 yrs	−$26,038	✓ −$29,478	IS by $3,440
Total
True cost	$120,617	✓ $119,603	IS by $1,014
True cost a month	$1,675/mo	✓ $1,661/mo	IS by $14
You pay each month	✓ $1,769/mo	$1,809/mo	CT4-V by $40
Practical
Fuel type	Premium gas	Premium gas	—
Seats	5	5	—
Carry-ons, 2 people	2	2	—
Cargo behind row 2, litres	303	✓ 306	—
Length	4.75 m	4.72 m	—
Ground clearance	—	14 cm	—
Resale % after 6 yrs	44%	✓ 52%	—
US crash test	Not rated yet	✓ 5★	—

Price

Sticker (MSRP)

CT4-V V-Series AWD $58,524IS 350 AWD ✓ $56,855Cheaper by IS by $1,669

Freight and fees, before tax

CT4-V V-Series AWD $3,644IS 350 AWD ✓ $3,358Cheaper by IS by $286

Sales tax (HST)

CT4-V V-Series AWD $8,082IS 350 AWD ✓ $7,828Cheaper by IS by $254

Drive-away price

CT4-V V-Series AWD $70,249IS 350 AWD ✓ $68,041Cheaper by IS by $2,208

Running costs, 6 years

Fuel or charging

CT4-V V-Series AWD ✓ $20,779IS 350 AWD $21,578Cheaper by CT4-V by $799

Insurance (estimate)

CT4-V V-Series AWD ✓ $15,507IS 350 AWD $19,400Cheaper by CT4-V by $3,893

Maintenance (estimate)

CT4-V V-Series AWD ✓ $12,016IS 350 AWD $12,850Cheaper by CT4-V by $834

Loan rate

CT4-V V-Series AWD 6.5%IS 350 AWD 6.5%Cheaper by —

Loan interest

CT4-V V-Series AWD $13,723IS 350 AWD ✓ $13,258Cheaper by IS by $465

Lost return on your money

CT4-V V-Series AWD $14,289IS 350 AWD ✓ $13,863Cheaper by IS by $426

Resale after 6 yrs

CT4-V V-Series AWD −$26,038IS 350 AWD ✓ −$29,478Cheaper by IS by $3,440

Total

True cost

CT4-V V-Series AWD $120,617IS 350 AWD ✓ $119,603Cheaper by IS by $1,014

True cost a month

CT4-V V-Series AWD $1,675/moIS 350 AWD ✓ $1,661/moCheaper by IS by $14

You pay each month

CT4-V V-Series AWD ✓ $1,769/moIS 350 AWD $1,809/moCheaper by CT4-V by $40

Practical

Fuel type

CT4-V V-Series AWD Premium gasIS 350 AWD Premium gasCheaper by —

Seats

CT4-V V-Series AWD 5IS 350 AWD 5Cheaper by —

Carry-ons, 2 people

CT4-V V-Series AWD 2IS 350 AWD 2Cheaper by —

Cargo behind row 2, litres

CT4-V V-Series AWD 303IS 350 AWD ✓ 306Cheaper by —

Length

CT4-V V-Series AWD 4.75 mIS 350 AWD 4.72 mCheaper by —

Ground clearance

CT4-V V-Series AWD —IS 350 AWD 14 cmCheaper by —

Resale % after 6 yrs

CT4-V V-Series AWD 44%IS 350 AWD ✓ 52%Cheaper by —

US crash test

CT4-V V-Series AWD Not rated yetIS 350 AWD ✓ 5★Cheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $1,669.