Alfa Romeo Giulia vs BMW 3 Series: cost to own
Verdict, over 6 years
The Alfa Romeo Giulia costs about $2,073 less
That's $29 a month. Closest matching trims: same fuel and drive where possible.Giulia✓ $1,634/moTrue cost
3 Series 330 xDrive Sedan$1,663/moTrue cost
2026 Alfa Romeo GiuliaClosest matching trim: Giulia
Sticker (MSRP)$62,995
+$11,573→↓Freight, fees, HST
Drive away$74,568
+ running costs→↓− $30,868 resale
True cost$1,634/moA month to own, after resale
2027 BMW 3 SeriesClosest matching trim: 3 Series 330 xDrive Sedan
Sticker (MSRP)$61,500
+$12,171→↓Freight, fees, HST
Drive away$73,671
+ running costs→↓− $30,135 resale
True cost$1,663/moA month to own, after resale
Line by line
| Price | |||
| Sticker (MSRP) | $62,995 | ✓ $61,500 | 3 Series by $1,495 |
| Freight and fees, before tax | ✓ $2,994 | $3,696 | Giulia by $702 |
| Sales tax (HST) | $8,579 | ✓ $8,475 | 3 Series by $104 |
| Drive-away price | $74,568 | ✓ $73,671 | 3 Series by $897 |
| Running costs, 6 years | |||
| Fuel or charging | $18,382 | ✓ $17,982 | 3 Series by $400 |
| Insurance (estimate) | $16,035 | ✓ $15,903 | 3 Series by $132 |
| Maintenance (estimate) | ✓ $9,720 | $12,850 | Giulia by $3,130 |
| Loan rate | 6.5% | 6.5% | — |
| Loan interest | $14,631 | ✓ $14,443 | 3 Series by $188 |
| Lost return on your money | $15,122 | ✓ $14,949 | 3 Series by $173 |
| Resale after 6 yrs | ✓ −$30,868 | −$30,135 | Giulia by $733 |
| Total | |||
| True cost | ✓ $117,681 | $119,754 | Giulia by $2,073 |
| True cost a month | ✓ $1,634/mo | $1,663/mo | Giulia by $29 |
| You pay each month | ✓ $1,784/mo | $1,805/mo | Giulia by $21 |
| Practical | |||
| Fuel type | Premium gas | Premium gas | — |
| Seats | 5 | 5 | — |
| Carry-ons, 2 people | Not published | Not published | — |
| Cargo behind row 2, litres | Not published | Not published | — |
| Length | 4.64 m | 4.76 m | — |
| Resale % after 6 yrs | 49% | 49% | — |
| US crash test | Not rated yet | ✓ 5★ | — |
Price
Sticker (MSRP)
Freight and fees, before tax
Sales tax (HST)
Drive-away price
Running costs, 6 years
Fuel or charging
Insurance (estimate)
Maintenance (estimate)
Loan rate
Loan interest
Lost return on your money
Resale after 6 yrs
Total
True cost
True cost a month
You pay each month
Practical
Fuel type
Seats
Carry-ons, 2 people
Cargo behind row 2, litres
Length
Resale % after 6 yrs
US crash test
✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $1,495.