Alfa Romeo Giulia vs BMW 3 Series: cost to own

Verdict, over 6 years

The Alfa Romeo Giulia costs about $2,073 less

That's $29 a month. Closest matching trims: same fuel and drive where possible.
Giulia✓ $1,634/moTrue cost
3 Series 330 xDrive Sedan$1,663/moTrue cost
2026 Alfa Romeo Giulia
2026 Alfa Romeo Giulia
Closest matching trim: Giulia
Sticker (MSRP)$62,995
+$11,573→↓Freight, fees, HST
Drive away$74,568
+ running costs→↓− $30,868 resale
True cost$1,634/moA month to own, after resale
2027 BMW 3 Series
2027 BMW 3 Series
Closest matching trim: 3 Series 330 xDrive Sedan
Sticker (MSRP)$61,500
+$12,171→↓Freight, fees, HST
Drive away$73,671
+ running costs→↓− $30,135 resale
True cost$1,663/moA month to own, after resale

Line by line

Price
Sticker (MSRP)$62,995✓ $61,5003 Series by $1,495
Freight and fees, before tax✓ $2,994$3,696Giulia by $702
Sales tax (HST)$8,579✓ $8,4753 Series by $104
Drive-away price$74,568✓ $73,6713 Series by $897
Running costs, 6 years
Fuel or charging$18,382✓ $17,9823 Series by $400
Insurance (estimate)$16,035✓ $15,9033 Series by $132
Maintenance (estimate)✓ $9,720$12,850Giulia by $3,130
Loan rate6.5%6.5%—
Loan interest$14,631✓ $14,4433 Series by $188
Lost return on your money$15,122✓ $14,9493 Series by $173
Resale after 6 yrs✓ −$30,868−$30,135Giulia by $733
Total
True cost✓ $117,681$119,754Giulia by $2,073
True cost a month✓ $1,634/mo$1,663/moGiulia by $29
You pay each month✓ $1,784/mo$1,805/moGiulia by $21
Practical
Fuel typePremium gasPremium gas—
Seats55—
Carry-ons, 2 peopleNot publishedNot published—
Cargo behind row 2, litresNot publishedNot published—
Length4.64 m4.76 m—
Resale % after 6 yrs49%49%—
US crash testNot rated yet✓ 5★—
Price
Sticker (MSRP)
Giulia $62,9953 Series 330 xDrive Sedan ✓ $61,500Cheaper by 3 Series by $1,495
Freight and fees, before tax
Giulia ✓ $2,9943 Series 330 xDrive Sedan $3,696Cheaper by Giulia by $702
Sales tax (HST)
Giulia $8,5793 Series 330 xDrive Sedan ✓ $8,475Cheaper by 3 Series by $104
Drive-away price
Giulia $74,5683 Series 330 xDrive Sedan ✓ $73,671Cheaper by 3 Series by $897
Running costs, 6 years
Fuel or charging
Giulia $18,3823 Series 330 xDrive Sedan ✓ $17,982Cheaper by 3 Series by $400
Insurance (estimate)
Giulia $16,0353 Series 330 xDrive Sedan ✓ $15,903Cheaper by 3 Series by $132
Maintenance (estimate)
Giulia ✓ $9,7203 Series 330 xDrive Sedan $12,850Cheaper by Giulia by $3,130
Loan rate
Giulia 6.5%3 Series 330 xDrive Sedan 6.5%Cheaper by —
Loan interest
Giulia $14,6313 Series 330 xDrive Sedan ✓ $14,443Cheaper by 3 Series by $188
Lost return on your money
Giulia $15,1223 Series 330 xDrive Sedan ✓ $14,949Cheaper by 3 Series by $173
Resale after 6 yrs
Giulia ✓ −$30,8683 Series 330 xDrive Sedan −$30,135Cheaper by Giulia by $733
Total
True cost
Giulia ✓ $117,6813 Series 330 xDrive Sedan $119,754Cheaper by Giulia by $2,073
True cost a month
Giulia ✓ $1,634/mo3 Series 330 xDrive Sedan $1,663/moCheaper by Giulia by $29
You pay each month
Giulia ✓ $1,784/mo3 Series 330 xDrive Sedan $1,805/moCheaper by Giulia by $21
Practical
Fuel type
Giulia Premium gas3 Series 330 xDrive Sedan Premium gasCheaper by —
Seats
Giulia 53 Series 330 xDrive Sedan 5Cheaper by —
Carry-ons, 2 people
Giulia Not published3 Series 330 xDrive Sedan Not publishedCheaper by —
Cargo behind row 2, litres
Giulia Not published3 Series 330 xDrive Sedan Not publishedCheaper by —
Length
Giulia 4.64 m3 Series 330 xDrive Sedan 4.76 mCheaper by —
Resale % after 6 yrs
Giulia 49%3 Series 330 xDrive Sedan 49%Cheaper by —
US crash test
Giulia Not rated yet3 Series 330 xDrive Sedan ✓ 5★Cheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $1,495.