2027 Toyota bZ: real cost in California
See the bZ on Toyota's US site ↗US prices read 2026-11-09
Cheapest trim, XLE · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$34,980the advertised price
Drive away$39,956with fees and tax
Loan payment$596/mo72-month loan at 7%, $5,000 down
True cost$1,081/moeverything, after resale
$39,956 to drive away + $50,930 to run it for 6 years − $13,068 back at resale = $77,818, or $1,081 a month.
Where the money goes
Drive away$39,956
Running it, 6 yrs+$50,930
Back at resale−$13,068
Sticker pricethe advertised MSRP
+$34,980Feesfreight $1,595 · doc fee $85 (typical)
+$1,680Sales and use tax, 8.99%California
+$3,296Insuranceestimate, age 35–59, California
+$17,787Lost return on your money5% a year on the down payment and each payment
+$8,540Loan interest7% over 72 months
+$7,953Charging13,500 mi a year at 130 MPGe, home charging at $0.33/kWh
+$6,842Maintenanceestimate
+$6,242Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,840California EV fee$121 a year
+$726Resale after 6 years37% of MSRP, you get this back
−$13,068True cost $77,818 ÷ 72 months$1,081 a month
The car
Size and space
BodySUV184.6 in long
Seats5
Cargo27.7 cu ftbehind row 2
Ground clearance8.1 inhigh; good for snow and trails
Engine and fuel
Engine165–338 hp electric, FWD, AWD
0–60 mph5.0–8.2 sour estimate from power and weight
Energy use117–131 MPGeEPA combined
Range236 miabout 165 mi in winter · fast charge 10-80% in 30 min
TowingNot published
Tires18" or 20"by trim
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
European crash test5 of 5 stars ↗Euro NCAP 2025, European version
Highway assistHands-free in traffic jamsunder about 25 mph · some trims or an option
Warranty3 yrspowertrain 5 yrs · battery 8 yrs
Resale at 6 years37% of MSRPaverage for its type
Every trim
All trims: 5 seats.| XLE FWD | $34,980 | $39,956 | $77,818 | ✓ $1,081/mo | 130 MPGe | — No |
| XLE Plus | $37,980 | $43,225 | $81,812 | $1,136/mo | 131 MPGe | — No |
| XLE AWD | $39,980 | $45,405 | $84,838 | $1,178/mo | 120 MPGe | ✓ Yes |
| Limited FWD | $43,380 | $49,111 | $89,575 | $1,244/mo | 125 MPGe | — No |
| Limited AWD | $45,380 | $51,291 | $92,470 | $1,284/mo | 117 MPGe | ✓ Yes |
XLEFWD
✓ $1,081/mo
True cost
XLEPlus
$1,136/mo
True cost
XLEAWD
$1,178/mo
True cost
LimitedFWD
$1,244/mo
True cost
LimitedAWD
$1,284/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
XLE FWD$34,980
XLE Plus$37,980
XLE AWD$39,980
Limited FWD$43,380
Limited AWD$45,380
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from Limited FWD
Heated steering wheel
✓ Every trim
Heated rear seats
✓ from Limited FWD
Convenience
Remote start
✓ Every trim
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Premium sound system
+ $580
Capability and looks
AWD or 4WD
✓
✓ from Limited AWD
Sunroof
+ $1,000
✓ from Limited FWD
Panoramic roof
+ $1,000
✓ from Limited FWD
LED headlights
✓ Every trim
Not listed on any trimHands-free driving360° cameraDual-zone climateMassaging seatsPush-button startPower driver's seatMemory seatWireless CarPlayBuilt-in navigationHead-up displayLarge touchscreen (12 in+)Tow hitch included
Full standard equipment on the XLE XLE FWD (49 items)
- 18-in. alloy wheels with covers
- North American Charging System (NACS) charging port
- Height-adjustable, foot-activated power liftgate with jam protection
- LED projector low- and high-beam headlights, Automatic High Beams (AHB) and auto on/off
- LED taillights and stop lights
- LED Daytime Running Lights (DRL)
- Rain-sensing variable intermittent windshield wipers with de-icer function
- Unique hammerhead hood with black-painted accent
- Ducktail rear spoiler
- Rear lower diffuser
- Black window trim
- Privacy glass on all rear side, quarter and liftgate windows
- Color-keyed outside door handles with touch-sensor lock/unlock feature on all doors
- Roof-mounted shark-fin antenna
- Unique color-keyed center bumper; thin lower grille
- Heated front seats
- Front and rear ambient lighting with 64 available colors
- Dual front Qi wireless chargers
- One USB-C media port, and 3 USB-C charge ports
- 120V/1500W AC outlet
- One 12V/120W auxiliary power outlet in bottom storage tray
- Overhead console with maplights and Safety Connect button
- Auto-dimming rearview mirror with HomeLink
- Dial-type shift knob
- Black interior door handles
- Front-door storage pockets with bottle holders
- Seatback pockets on driver and passenger sides
- Two front and two rear cup holders; two front and two rear bottle holders
- Black carpet flooring with driver-side footrest
- Power door locks with shift-linked automatic lock/unlock feature
- Digital Key capability
- Sun visors with illuminated vanity mirrors
- Rear liftgate window defogger
- LED front-seat reading lights, dome light and cargo area light
- 60/40 split, reclining fold-flat rear seats with center armrest and cup holders
- Cargo area tonneau cover
- Power windows with auto up/down and jam protection in all positions
- Toyota Safety Sense 3.0 (TSS 3.0)
- Blind Spot Monitor (BSM) with Rear Cross-Traffic Alert (RCTA)
- Front and Rear Parking Assist with Automatic Braking (PA w/AB)
- Backup camera with projected path
- Safe Exit Alert (SEA)
- Child-protector rear door locks and power window lockout control
- Adjustable front shoulder anchors
- LATCH (Lower Anchors and Tethers for CHildren)
- Eight airbags
- Star Safety System
- Vehicle Proximity Notification System (VPNS)
- Anti-theft system with immobilizer
Recalls
3 NHTSA recalls for 2025 to 2027 bZ models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Electrical system2026 · 20,991 vehicles
The electronic control unit (ECU) that controls the high voltage battery may experience a fault, resulting in a loss of drive power.Recall 26V393000 at NHTSA ↗Back over prevention2025 · 1,024,407 vehicles
Please see the recall report for a complete list of models. A software error may cause the rearview camera to freeze or display a blank screen when the vehicle is in reverse.Recall 25V744000 at NHTSA ↗Visibility2025 · 94,320 vehicles
During certain HVAC system faults, such as electrical compressor failure, the defroster and defogger system may become inoperative.Recall 25V577000 at NHTSA ↗Quick answers
- How much is a 2027 bZ in California?
- $39,956 to drive away for the XLE, from a $34,980 sticker.
- What does it cost a month?
- A $596 loan payment, about $1,074 a month with insurance, fuel and upkeep ($5,000 down); about $1,081 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Similar SUVs
US prices in US dollars from Toyota's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.